$160000 Same Day Loan – Downingtown Pennsylvania, Credit Score Of 429
- Experian: 441 – The client had a bad Experian rating
- Transunion: 412 – Davis had a bad credit rating with Transunion.
- Equifax: Davis’s Experian score was 429, which is a bad credit score on the Experian system.
Davis was rejected by Continental Bank 5 times prior to being granted funding by DNB First, National Association at 4 Brandywine Avenue
On January 25, 2012, Davis applied about borrowing $49,000 from Wayne Bank with Melinda, their friend from just outside Downingtown, and even with the co-signer, Davis was rejected for this same day loan. With bad credit, it can be very hard to procure financing, even with collateral and a co-signer.
Signature Loan easily acquired in Downingtown, Pennsylvania for $160000 with bad credit by Davis
Most borrowers struggle with finding signature loans in Downingtown, Pennsylvania, and Davis is not an exception. Davis went to 4 lenders or more before settling on DNB First, National Association, who offered Davis a signature loan for $160000. Typical signature loans simply need a client, like Davis’s signature to obtain them, up to $47,000 in some cases. Davis was able to get $160000 as a same day loan, which is very high for a same day loan. Since signature loans do not require a cosigner, they generally require improved credit, as high as 799
Previous requests on Davis’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$60240.00||11||5.8%||$618.39||The People’s Bank of Oxford||March 7, 2012|
|$60290.00||5||6.3%||$1174.0||First Lehigh Bank||August 2, 2012|
|$60310.00||8||8.6%||$871.09||SunBank||January 17, 2014|
|$59580.00||9||11.6%||$891.29||Merchants Bank (North)||May 24, 2014|
|$59800.00||7||10.3%||$1002.04||Green Ridge Bank||July 28, 2014|
Several other requests for credit have been made by Davis in the past, including one from Mid-Jersey National Bank in Downingtown, Pennsylvania before Davis was approved for the $160000 by DNB First, National Association
Davis made 4 previous attempts to obtain a same day loan, 2 of which were with Mid-Jersey National Bank, a bank in Downingtown, Pennsylvania known to specialize in same day loans specifically. Before finding DNB First, National Association, Davis was very concerned due to their inexperience and bad credit score.
Paraphrased and Standardized Quote from Davis for this same day loan of $160000, provided by DNB First, National Association
Hello, I am Davis and I’m from Downingtown in Pennsylvania. Chester, county is where I grew up, and now I need a same day loan in Pennsylvania for $160000 to buy a big ticket item. It has been difficult, but DNB First, National Association really came through for me with this loan for 8.1% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to DNB First, National Association for giving me a chance and my bad credit. It look me 8 years to create my credit to 429, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.
Contact Details for DNB First, National Association, the provider of this same day loan
- DNB First, National Association
- City: Downingtown
- State: Pennsylvania
- Address: 4 Brandywine Avenue
- County: Chester
- Zip code: 19335
Davis’s Overall FICO score at the time of acceptance for a same day loan, taking into account their county or city auditor job and their future job as a chemical plant operator
Davis has a disappointing current total income, but has several of prospects
Davis has always wanted to be a chemical plant operator, but would have to attend Pacific University again to achieve it. Davis has other possibilities as well, including customer service supervisor, interpreter for the hearing impaired, and artillery and missile officer, which pay $56,000 through to $93,000 per year, on average. For this reason, we believe that Davis can afford this same day loan of $160000.
Before applying for this same day loan, Davis had an Experian score of 441, which is bad, so DNB First, National Association most likely can provide Davis a same day loan
When Davis was 20, they attempted to obtain a student loan from 6 alternate lenders, which harmed their credit rating. Below is a list of Davis’s prior attempts at finding a student loan:
- Attempt 1) Loan for $33,000.00 on June 15, 2013
- Attempt 2) Loan for $39,000.00 on April 13, 2009
- Attempt 3) Loan for $26,000.00 on December 31, 2013
- Attempt 4) Loan for $39,000.00 on April 23, 2013
- Attempt 5) Loan for $20,000.00 on September 21, 2011
- Attempt 6) Loan for $22,000.00 on March 9, 2013
Installment loan for Davis, a graduate of Pacific University and a county or city auditor working for over $66,000 per year
Davis, an alumnus at Pacific University and a county or city auditor in Downingtown, Pennsylvania wants a same day loan to purchase a new cell phone. Davis has instead decided to get an installment loan for $12,000 and is currently seeking lenders like Liberty State Bank, Mount Carmel, Pa. to process their request.
Personal Loan for a county or city auditor named Davis in Downingtown, Pennsylvania to Pay Off CoreFirst Bank & Trust Classic Visa
Davis had a lot of credit card debt on their DISTANCIA Visa Signature Card and their Conestoga Bank Visa Business Bonus Rewards Card, and they were starting to get in over their heads. Despite Davis’s job as a county or city auditor, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $28,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Davis required a debt consolidation loan to pay for their existing same day loan and their payday loan. Davis was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.1%.
Fast Loans for Davis in Downingtown, Pennsylvania to prevent bankruptcy or harm from debt collectors.
Fast loans in Downingtown, Pennsylvania aren’t actually that difficult to obtain, especially if you have some finesse like Davis. Davis was able to find a fast loan for $160000 from Bank of Pennsylvania and Corestates Bank, National Association, but turned down both offers in favor of their same day loan from DNB First, National Association. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better if you are in a time sensitive situation.
Davis’s Transunion score was changed by the same day loan loan, changing to 412 from 429, which is normal in our experience.
7 Months in the Past, Davis Attempted to Find a High Risk Loan for $44,000.00, and it was Easy
There is an existing struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Davis. Davis decided not to get a high risk loan this time. High Risk loans are given to terrible credit clients. Individuals with credit ratings as low as 354 can apply for a high risk loan and may be be accepted.
- Full name (Changed if requested): Davis Milstein
- Current Credit: loans.hit.utils.Fico@5010be6
- Current City: Downingtown
- State: Pennsylvania
- Zip code: 19338
- Yearly income: $58,000
- Current Job: county or city auditor
- Current County: Chester
- Goal Yearly Income: $98,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Conclusion of Davis’s same day loan
In the end, Davis was able to find a same day loan for $160000 with an interest rate of 6.8% interest APR from DNB First, National Association in Downingtown, Pennsylvania repayable over 10 years from today.