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1 Year, Fixed Interest Mortgage For Margie In California

$68000 Mortgage – San Diego California, Credit Rating Of 770

  • Experian: 785 – This individual had an excellent Experian score
  • Transunion: 756 – Margie had an excellent credit score with Transunion.
  • Equifax: Margie’s Experian score was 770, which is an excellent credit rating on the Experian scale.

Signature Loan easily acquired in San Diego, California for $68000 with excellent credit by Margie

Most clients struggle with obtaining signature loans in San Diego, California, and Margie is not an exception. Margie went to 7 lending institutions or more prior to finding Sun Savings and Loan Association, who offered Margie a signature loan for $68000. Most signature loans simply need a client, like Margie’s signature to get them, up to $25,000 in some cases. Margie was able to get $68000 as a mortgage, which is very high for a mortgage. Because signature loans do not require collateral, they tend to require improved credit, as high as 758

When Margie was 21, they tried to obtain a student loan from 4 different lenders, which harmed their credit score. Below is a list of Margie’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on December 31, 2008
  • Attempt 2) Loan for $25,000.00 on July 26, 2010
  • Attempt 3) Loan for $21,000.00 on April 29, 2013
  • Attempt 4) Loan for $22,000.00 on June 22, 2011

9 Months Ago, Margie Tried to Find a High Risk Loan for $25,000.00, and it was Hard

There is an well known struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Margie. Margie chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit borrowers. Borrowers with credit scores as low as 411 can apply for a high risk loan and have a chance to be approved.

Before applying for this mortgage, Margie had an Experian score of 785, which is excellent, so Sun Savings and Loan Association most likely cannot provide Margie a mortgage

Experian Score: 785

Contact Details for Sun Savings and Loan Association, the provider of this mortgage

  • Sun Savings and Loan Association
  • City: San Diego
  • State: California
  • Address: 4085 Governor Drive
  • County: San Diego
  • Zip code: 92122

Margie has a disappointing current total income, but has several of prospects

Margie has always wanted to be a construction driller, but would need attend Bay Path College again to become one. Margie has other possibilities as well, including foreign student adviser, art appraiser, and emergency medical technician, which pay $59,000 through to $109,000 per year, at least. Because of this, we think that Margie can afford this mortgage of $68000.

Previous requests on Margie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$127150.00 11 6.7% $1364.0 Santa Monica Bank December 7, 2009
$127360.00 5 5.1% $2409.28 Farmers and Merchants Bank of Long Beach October 23, 2012
$126640.00 3 9.7% $4068.5 First Interstate Bank of California March 19, 2014
$127450.00 8 5.1% $1619.58 Union Bank July 21, 2014
$127140.00 10 5.3% $1367.24 Citizens Commercial Trust and Savings Bank of Pasadena July 22, 2014

Fast Loans for Margie in San Diego, California to prevent bankruptcy or broken legs from debt collectors.

Fast loans in San Diego, California aren’t actually that difficult to obtain, particularly if you have some gumption like Margie. Margie was able to find a fast loan for $68000 from United States National Bank and Bank of Sonoma County, but turned down both offers in favor of their mortgage from Sun Savings and Loan Association. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if you are on the go.

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans vary from $20,000.00 to $49,000.00. They are normally used to pay off existing high interest loans like credit cards. Margie required a debt consolidation loan to pay for their existing mortgage and their loan shark loan. Margie was able to find a mortgage in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.6%.

Installment loan for Margie, a graduate of Bay Path College and a radio & tv sports announcer working for over $61,000 per year

Margie, an alumnus at Bay Path College and a radio & tv sports announcer in San Diego, California wants a mortgage to purchase a car. Margie has instead decided to obtain an installment loan for $28,000 and is at present seeking lenders like Citizens Commercial Trust and Savings Bank of Pasadena to process their request.

Margie’s Transunion score was changed by the mortgage loan, changing to 756 from 770, which is normal in our experience.

Transunion Score: 756

Client Profile: Margie Ghiorso of San Diego, California
  • Full name (Changed if requested): Margie Ghiorso
  • Current Credit: loans.hit.utils.Fico@4c75cab9
  • Current City: San Diego
  • State: California
  • Zip code: 92129
  • Yearly income: $69,000
  • Current Job: radio & tv sports announcer
  • Current County: San Diego
  • Goal Yearly Income: $146,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Personal Loan for a radio & tv sports announcer named Margie in San Diego, California to Pay Off Citgo Celebrity Credit Card

Margie had a tonne of credit card debt on their Armed Forces Bank Visa Credit Card and their The Company Store Credit Card, and they were starting to get in over their heads. Despite Margie’s job as a radio & tv sports announcer, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Several past requests for credit have been made by Margie in the past, including one from Peru Federal Savings Bank in San Diego, California before Margie was approved for the $68000 by Sun Savings and Loan Association

Margie made 7 previous attempts to obtain a mortgage, 2 of which were with Peru Federal Savings Bank, a bank in San Diego, California known to specialize in mortgages specifically. Prior to finding Sun Savings and Loan Association, Margie was desperate due to their inexperience and excellent credit score.

Paraphrased and Standardized Quote from Margie for this mortgage of $68000, provided by Sun Savings and Loan Association

Hi, I am Margie and I am from San Diego in California. San Diego, county is where I grew up, and now I need a mortgage in California for $68000 to pay bills. It wasn’t easy, but Sun Savings and Loan Association really came through for me with this loan for 9.8% interest APR and a term of 1 years. I will repay the loan over the 1 year term, including interest. A big thanks to Sun Savings and Loan Association for trusting me and my excellent credit. It look me 6 years to create my credit to 770, and I won’t tarnish it any future. I’m happy with Find Texas Loans for helping me this far.

Margie’s Overall FICO score at the time of acceptance for a mortgage, taking into account their radio & tv sports announcer job and their future job as a construction driller

Fico Score: 770

Margie was not approved by Pacific Western Bank 4 times prior to being approved by Sun Savings and Loan Association at 4085 Governor Drive

On March 20, 2011, Margie applied about borrowing $24,000 from Farmers and Merchants Bank of Long Beach with Breanna, their friend from just outside San Diego, and even with the co-signer, Margie was rejected for this mortgage. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Conclusion of Margie’s mortgage

In the end, Margie was able to find a mortgage for $68000 with an interest rate of 8.3% interest APR from Sun Savings and Loan Association in San Diego, California repayable over 1 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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