$66000 Private Loan – Niles Illinois, Credit Rating Of 584
- Experian: 595 – They had a fair Experian rating
- Transunion: 567 – Maurine had a fair credit rating with Transunion.
- Equifax: Maurine’s Experian score was 584, which is a fair credit rating on the Experian rating scheme.
Maurine has a low current gross income, but has a large amount of prospects
Maurine has always wanted to be a sales representative, but would have to attend Thomas Edison State College again to achieve it. Maurine has other possibilities as well, including crossing guard, clinical sociologist, and sales representative, which pay $58,000 through to $90,000 per year, on average. For this reason, we believe that Maurine can afford this private loan of $66000.
When Maurine was 21, they tried to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a chronology of Maurine’s prior attempts at finding a student loan:
- Attempt 1) Loan for $37,000.00 on August 19, 2010
- Attempt 2) Loan for $25,000.00 on July 18, 2013
- Attempt 3) Loan for $28,000.00 on November 8, 2008
- Attempt 4) Loan for $25,000.00 on July 18, 2009
Installment loan for Maurine, a graduate of Thomas Edison State College and a patent lawyer working for over $76,000 per year
Maurine, an alumnus at Thomas Edison State College and a patent lawyer in Niles, Illinois needs a private loan to purchase a car. Maurine has instead chosen to obtain an installment loan for $5,000 and is at present seeking lenders like Commerce Bank of Woodford County, National Association to provide it.
Maurine’s Transunion score was changed by the private loan loan, changing to 567 from 584, which is typical in our experience.
Paraphrased and Standardized Quote from Maurine for this private loan of $66000, provided by Niles Federal Savings and Loan Association
Hi, I am Maurine and I am from Niles in Illinois. Cook, county is where I grew up, and now I need a private loan in Illinois for $66000 to renovate my home. It has been difficult, but Niles Federal Savings and Loan Association really came through for me with this loan for 5.6% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to Niles Federal Savings and Loan Association for giving me a chance and my fair credit. It look me 4 years to create my credit to 584, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.
Personal Loan for a patent lawyer named Maurine in Niles, Illinois to Pay Off Navy FCU GO REWARDS
Maurine had a lot of credit card debt on their NBT Bank Visa Secured Card and their Bangor Savings Bank Visa Platinum Card, and they were starting to get in over their heads. Despite Maurine’s job as a patent lawyer, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this private loan, Maurine had an Experian score of 595, which is fair, so Niles Federal Savings and Loan Association probably cannot provide Maurine a private loan
Fast Loans for Maurine in Niles, Illinois to prevent bankruptcy or harm from debt collectors.
Fast loans in Niles, Illinois aren’t actually that difficult to obtain, particularly if you have some finesse like Maurine. Maurine was able to find a fast loan for $66000 from Old Kent Bank and Byron Bank, but turned down both offers in favor of their private loan from Niles Federal Savings and Loan Association. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference in the case that a client is on the go.
Maurine’s Overall FICO score at the time of acceptance for a private loan, taking into account their patent lawyer job and their future job as a sales representative
Previous requests on Maurine’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$84850.00||6||10.6%||$1597.71||The Gerber State Bank||July 1, 2011|
|$85450.00||6||11.1%||$1630.84||The Belvidere National Bank and Trust Company||December 24, 2011|
|$84770.00||9||11.3%||$1253.94||Commerce Bank||June 29, 2013|
|$85490.00||3||11.1%||$2802.88||Byron Bank||June 24, 2014|
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $24,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Maurine needed a debt consolidation loan to pay for their existing private loan and their payday loan. Maurine was able to find a private loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your dirty, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.6%.
Maurine was rejected by Greatbank Chicago 6 times prior to being granted funding by Niles Federal Savings and Loan Association at 7077 West Dempster
On July 18, 2011, Maurine inquired about borrowing $49,000 from Amalgamated Bank of Chicago with Matthew, their in law from just outside Niles, and even with the co-signer, Maurine was rejected for this private loan. With fair credit, it can be very hard to procure funding, even with collateral and a co-signer.
Signature Loan found in Niles, Illinois for $66000 with fair credit by Maurine
Many borrowers struggle with finding signature loans in Niles, Illinois, and Maurine is not an exception. Maurine went to 8 lending institutions or more before finding Niles Federal Savings and Loan Association, who offered Maurine a signature loan for $66000. Most signature loans simply need a client, like Maurine’s signature to obtain them, up to $41,000 in some cases. Maurine was able to get $66000 as a private loan, which is very high for a private loan. Since signature loans don’t require a cosigner, these loans generally need higher credit, as high as 753
- Full name (Changed if requested): Maurine Adelblue
- Current Credit: loans.hit.utils.Fico@555590
- Current City: Niles
- State: Illinois
- Zip code: 60654
- Yearly income: $68,000
- Current Job: patent lawyer
- Current County: Cook
- Goal Yearly Income: $109,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Several previous requests for credit have been made by Maurine in the past, including one from The Connecticut Bank and Trust Company in Niles, Illinois before Maurine was approved for the $66000 by Niles Federal Savings and Loan Association
Maurine made 4 previous attempts to obtain a private loan, 2 of which were with The Connecticut Bank and Trust Company, a lending institution in Niles, Illinois known to specialize in private loans specifically. Prior to finding Niles Federal Savings and Loan Association, Maurine was desperate due to their inexperience and fair credit score.
6 Months Ago, Maurine Attempted Finding a High Risk Loan for $26,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Maurine. Maurine decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Individuals with credit ratings as low as 342 can inquire for a high risk loan and possibly can be approved.
Contact Details for Niles Federal Savings and Loan Association, the provider of this private loan
- Niles Federal Savings and Loan Association
- City: Niles
- State: Illinois
- Address: 7077 West Dempster
- County: Cook
- Zip code: 60648
Conclusion of Maurine’s private loan
In the end, Maurine was able to find a private loan for $66000 with an interest rate of 11.7% interest APR from Niles Federal Savings and Loan Association in Niles, Illinois repayable over 10 years from now.