$30000 High Risk Loan – Atoka Oklahoma, Credit Rating Of 539
- Experian: 551 – They had a fair Experian score
- Transunion: 520 – Cordelia had a fair credit rating with Transunion.
- Equifax: Cordelia’s Experian score was 539, which is a fair credit rating with the Experian rating scheme.
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $37,000.00 to $43,000.00. They are typically used to pay off existing high interest loans like credit cards. Cordelia required a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Cordelia was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.3%.
Contact Details for Ameristate Bank, the provider of this high risk loan
- Ameristate Bank
- City: Atoka
- State: Oklahoma
- Address: 113 South Pennsylvania
- County: Atoka
- Zip code: 74525
Fast Loans for Cordelia in Atoka, Oklahoma to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Atoka, Oklahoma aren’t actually that difficult to obtain, especially if you have some gumption like Cordelia. Cordelia was able to find a fast loan for $30000 from The Bank of Red Oak and Clayton State Bank, but declined both offers in favor of their high risk loan from Ameristate Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement if a client is on the go.
8 Months Ago, Cordelia Attempted to Find a High Risk Loan for $33,000.00, and it was Easy
It is an well known struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Cordelia. Cordelia decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit clients. Borrowers with credit scores as low as 349 can inquire for a high risk loan and have a chance to be approved.
Cordelia was rejected by United Oklahoma Bank 4 times before being approved by Ameristate Bank at 113 South Pennsylvania
On October 15, 2011, Cordelia applied about borrowing $8,000 from The Citizens Bank with Preston, their friend from just outside Atoka, and even with the co-signer, Cordelia was rejected for this high risk loan. With fair credit, it can be difficult to procure funding, even with collateral and a co-signer.
When Cordelia was 21, they attempted to obtain a student loan from 7 alternate lenders, which harmed their credit score. Below is a list of Cordelia’s prior attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on February 11, 2012
- Attempt 2) Loan for $30,000.00 on March 13, 2009
- Attempt 3) Loan for $37,000.00 on November 29, 2010
- Attempt 4) Loan for $30,000.00 on October 15, 2008
- Attempt 5) Loan for $33,000.00 on April 7, 2012
- Attempt 6) Loan for $26,000.00 on October 30, 2012
- Attempt 7) Loan for $23,000.00 on October 20, 2010
Cordelia’s Transunion score was changed by the high risk loan loan, changing to 520 from 539, which is typical in our experience.
Signature Loan found in Atoka, Oklahoma for $30000 with fair credit by Cordelia
Many prospective borrowers struggle with obtaining signature loans in Atoka, Oklahoma, and Cordelia is no exception. Cordelia went to 6 lenders or more prior to settling on Ameristate Bank, who offered Cordelia a signature loan for $30000. Typical signature loans simply require a client, like Cordelia’s signature to obtain them, up to $28,000 in some cases. Cordelia was able to get $30000 as a high risk loan, which is very high for a high risk loan. Since signature loans don’t require collateral, these loans generally require higher credit, as high as 729
Cordelia has a disappointing current yearly income, but has a large amount of prospects
Cordelia has always wanted to be a college/university professor, but would have to attend Central Arkansas Veterans Healthcare System again to achieve it. Cordelia has other possibilities as well, including sales floor stock clerk, tool & machine designer, and package designer, which pay $53,000 through to $109,000 per year, at least. For this reason, we believe that Cordelia can pay for this high risk loan of $30000.
- Full name (Changed if requested): Cordelia Mulgrew
- Current Credit: loans.hit.utils.Fico@7a46a697
- Current City: Atoka
- State: Oklahoma
- Zip code: 74528
- Yearly income: $34,000
- Current Job: market research analyst
- Current County: Atoka
- Goal Yearly Income: $135,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Installment loan for Cordelia, a graduate of Central Arkansas Veterans Healthcare System and a market research analyst working for over $78,000 per year
Cordelia, an alumnus at Central Arkansas Veterans Healthcare System and a market research analyst in Atoka, Oklahoma wants a high risk loan to purchase a house. Cordelia has instead decided to get an installment loan for $6,000 and is at present seeking lenders like The Stock Exchange Bank to provide it.
Before applying for this high risk loan, Cordelia had an Experian score of 551, which is fair, so Ameristate Bank most likely cannot provide Cordelia a high risk loan
Cordelia’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their market research analyst job and their future job as a college/university professor
Paraphrased and Standardized Quote from Cordelia for this high risk loan of $30000, provided by Ameristate Bank
Hello, I am Cordelia and I am from Atoka in Oklahoma. Atoka, county is where I grew up, and now I need a high risk loan in Oklahoma for $30000 to buy a car. It wasn’t easy, but Ameristate Bank really came through for me with this loan for 11.4% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to Ameristate Bank for giving me a chance and my fair credit. It look me 4 years to build my credit to 539, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.
Personal Loan for a market research analyst named Cordelia in Atoka, Oklahoma to Pay Off Marriott Rewards Business Credit Card
Cordelia had a lot of credit card debt on their Oregon-California Trails Association Visa Card and their First Hawaiian Bank United MileagePlus Business Credit Card, and they were starting to get in over their heads. Despite Cordelia’s job as a market research analyst, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Multiple other requests for credit have been made by Cordelia in the past, including one from Evergreen International Bank in Atoka, Oklahoma before Cordelia was accepted for the $30000 by Ameristate Bank
Cordelia made 5 previous tries to obtain a high risk loan, 2 of which were with Evergreen International Bank, a lending institution in Atoka, Oklahoma known to specialize in high risk loans specifically. Prior to finding Ameristate Bank, Cordelia was desperate due to their inexperience and fair credit score.
Previous requests on Cordelia’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$49870.00||6||9.4%||$908.87||The First State Bank||November 19, 2012|
|$50350.00||5||6.6%||$987.52||Security Bank and Trust Company||November 28, 2012|
|$49580.00||6||11.3%||$951.35||The First State Bank, Willow, Okla.||March 2, 2014|
|$50300.00||9||5.1%||$581.75||Sooner State Bank||June 6, 2015|
|$50450.00||3||10.3%||$1634.99||The Farmers State Bank||July 14, 2015|
Conclusion of Cordelia’s high risk loan
In the end, Cordelia was able to find a high risk loan for $30000 with an interest rate of 8.3% interest APR from Ameristate Bank in Atoka, Oklahoma repayable over 21 years from today.