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2 Month Personal Loan For Ira In San Saba Texas

$80000 Personal Loan – San Saba Texas, Credit Score Of 741

  • Experian: 752 – This client had an excellent Experian score
  • Transunion: 726 – Ira had an excellent credit score with Transunion.
  • Equifax: Ira’s Experian score was 741, which is an excellent credit score with the Experian scale.

Ira’s Overall FICO score at the time of acceptance for a personal loan, taking into account their sales representatives job and their future career as an obstetrician

Fico Score: 741

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $39,000.00 to $44,000.00. They are typically used to pay off existing high interest loans like credit cards. Ira needed a debt consolidation loan to pay for their existing personal loan and their credit card. Ira was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 3.2%.

Many past requests for credit have been made by Ira in the past, including one from First State Bank in San Saba, Texas before Ira was approved for the $80000 by The City National Bank of San Saba

Ira made 8 previous tries to obtain a personal loan, 2 of which were with First State Bank, a lending institution in San Saba, Texas known to specialize in personal loans specifically. Prior to finding The City National Bank of San Saba, Ira was concerned due to their inexperience and excellent credit score.

Paraphrased and Standardized Quote from Ira for this personal loan of $80000, provided by The City National Bank of San Saba

Hi, I am Ira and I’m from San Saba in Texas. San Saba, county is where I grew up, and now I need a personal loan in Texas for $80000 to pay bills. It wasn’t easy, but The City National Bank of San Saba really came through for me with this loan for 5.2% interest APR and a term of 5 years. I can probably repay the loan over the 5 year term, including interest. A big thanks to The City National Bank of San Saba for giving me a chance and my excellent credit. It look me 4 years to create my credit to 741, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.

Ira has a disappointing current yearly income, but has a high number of prospects

Ira has always wanted to be an obstetrician, but would have to attend Sinclair Community College again to become one. Ira has other prospects as well, including agricultural engineer, chief financial officer, and resource recovery engineer, which pay $55,000 through to $99,000 per year, at least. Because of this, we believe that Ira can afford this personal loan of $80000.

Installment loan for Ira, a graduate of Sinclair Community College and a sales representatives working for over $74,000 per year

Ira, an alumnus at Sinclair Community College and a sales representatives in San Saba, Texas needs a personal loan to purchase something frivolous. Ira has instead chosen to get an installment loan for $15,000 and is at present seeking lenders like Arrowhead Bank to provide it.

Personal Loan for a sales representatives named Ira in San Saba, Texas to Pay Off Evans Bank Platinum Edition Visa Card

Ira had a tonne of credit card debt on their AARP Credit Card from Chase and their Astoria Bank Business Edition Visa Card, and they were starting to get in over their heads. Despite Ira’s job as a sales representatives, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Contact Details for The City National Bank of San Saba, the provider of this personal loan

  • The City National Bank of San Saba
  • City: San Saba
  • State: Texas
  • Address: 209 East Brown Street
  • County: San Saba
  • Zip code: 76877

Ira was rejected by MBank Greenville, National Association 5 times before being accepted by The City National Bank of San Saba at 209 East Brown Street

On August 26, 2011, Ira inquired about borrowing $28,000 from First Bank & Trust, Bryan, Texas with Taylor, their in law from just outside San Saba, and even with the co-signer, Ira was rejected for this personal loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Previous requests on Ira’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$110140.00 10 7.5% $1307.38 Comerica Bank February 15, 2011
$109730.00 6 6.3% $1834.12 First Star Bank, S.S.B. August 22, 2011
$110100.00 7 7.7% $1699.63 Brownfield State Bank & Trust Co. September 26, 2011
$110210.00 6 5.1% $1780.04 First Bank & Trust, Bryan, Texas May 15, 2013
$110260.00 10 11.1% $1525.08 First Bank & Trust of Clarendon June 14, 2013

8 Months Ago, Ira Attempted to Find a High Risk Loan for $48,000.00, and it was Easy

It is an ongoing struggle for clients to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Ira. Ira decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Individuals with credit scores as low as 565 can inquire for a high risk loan and may be be accepted.

Client Profile: Ira Verni of San Saba, Texas
  • Full name (Changed if requested): Ira Verni
  • Current Credit: loans.hit.utils.Fico@244038d0
  • Current City: San Saba
  • State: Texas
  • Zip code: 76886
  • Yearly income: $63,000
  • Current Job: sales representatives
  • Current County: San Saba
  • Goal Yearly Income: $143,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Before applying for this personal loan, Ira had an Experian score of 752, which is excellent, so The City National Bank of San Saba likely cannot provide Ira a personal loan

Experian Score: 752

Signature Loan found in San Saba, Texas for $80000 with excellent credit by Ira

Most prospective borrowers have difficulty with obtaining signature loans in San Saba, Texas, and Ira is the same. Ira went to 7 lenders or more prior to settling on The City National Bank of San Saba, who offered Ira a signature loan for $80000. Most signature loans simply require a client, like Ira’s signature to obtain them, up to $22,000 in some cases. Ira was able to get $80000 as a personal loan, which is very high for a personal loan. Because signature loans do not need a cosigner, they generally require better credit, as high as 729

Ira’s Transunion score was altered by the personal loan loan, changing to 726 from 741, which is normal in our experience.

Transunion Score: 726

Fast Loans for Ira in San Saba, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in San Saba, Texas aren’t actually that difficult to obtain, particularly if you have some gumption like Ira. Ira was able to find a fast loan for $80000 from First State Bank and Farmers State Bank of Shiro, Texas, but turned down both offers in favor of their personal loan from The City National Bank of San Saba. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better if a borrower is on the go.

When Ira was 20, they attempted to obtain a student loan from 5 different lenders, which damaged their credit rating. Below is a list of Ira’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $35,000.00 on September 11, 2012
  • Attempt 2) Loan for $33,000.00 on August 12, 2013
  • Attempt 3) Loan for $34,000.00 on September 25, 2012
  • Attempt 4) Loan for $25,000.00 on January 8, 2010
  • Attempt 5) Loan for $35,000.00 on April 11, 2010

Conclusion of Ira’s personal loan

In the end, Ira was able to find a personal loan for $80000 with an interest rate of 8.0% interest APR from The City National Bank of San Saba in San Saba, Texas repayable over 5 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.