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Maribeth Kreisberg’s Private Loan For 184000 Dollars In Bowbells North Dakota

$184000 Private Loan – Bowbells North Dakota, Credit Rating Of 477

  • Experian: 491 – This individual had a bad Experian rating
  • Transunion: 462 – Maribeth had a bad credit score with Transunion.
  • Equifax: Maribeth’s Experian score was 477, which is a bad credit rating with the Experian rating scheme.

When Maribeth was 23, they attempted to obtain a student loan from 7 different lenders, which harmed their credit score. Below is a list of Maribeth’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on February 4, 2014
  • Attempt 2) Loan for $37,000.00 on December 4, 2013
  • Attempt 3) Loan for $21,000.00 on October 18, 2010
  • Attempt 4) Loan for $36,000.00 on February 9, 2009
  • Attempt 5) Loan for $28,000.00 on May 8, 2014
  • Attempt 6) Loan for $37,000.00 on November 27, 2009
  • Attempt 7) Loan for $24,000.00 on January 30, 2012

Signature Loan acquired in Bowbells, North Dakota for $184000 with bad credit by Maribeth

A lot of clients have difficulty with obtaining signature loans in Bowbells, North Dakota, and Maribeth is the same. Maribeth went to 8 lenders or more before settling on First National Bank, who offered Maribeth a signature loan for $184000. Typical signature loans simply require a client, like Maribeth’s signature to obtain them, up to $46,000 in some cases. Maribeth was able to get $184000 as a private loan, which is very high for a private loan. Because signature loans don’t need a cosigner, these loans tend to require better credit, as high as 707

Paraphrased and Standardized Quote from Maribeth for this private loan of $184000, provided by First National Bank

Hello, I am Maribeth and my hometown is Bowbells in North Dakota. Burke, county is where I grew up, and now I need a private loan in North Dakota for $184000 to buy a car. It wasn’t easy, but First National Bank really came through for me with this loan for 11.0% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to First National Bank for trusting me and my bad credit. It look me 9 years to create my credit to 477, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.

Maribeth’s Transunion score was altered by the private loan loan, changing to 462 from 477, which is normal in our experience.

Transunion Score: 462

Maribeth was not approved by First American Bank of Rugby 7 times prior to being approved by First National Bank at 15 Main Street

On February 24, 2010, Maribeth inquired about borrowing $24,000 from First Bank of North Dakota (N.A.) – Grand Forks with Lindsey, their friend from just outside Bowbells, and even with the co-signer, Maribeth was rejected for this private loan. With bad credit, it can be difficult to procure funding, even with collateral and a co-signer.

Contact Details for First National Bank, the provider of this private loan

  • First National Bank
  • City: Bowbells
  • State: North Dakota
  • Address: 15 Main Street
  • County: Burke
  • Zip code: 58721

Previous requests on Maribeth’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$124390.00 8 5.2% $1586.64 American State Bank of New England May 1, 2013
$123520.00 9 11.8% $1861.65 First American Bank & Trust of Carrington May 5, 2014
$124180.00 7 9.5% $2029.6 Kulm State Bank September 22, 2014
$123730.00 6 10.4% $2317.24 Bremer Bank, National Association November 2, 2014
$124370.00 7 5.1% $1763.68 First American Bank of Larimore November 8, 2014

Installment loan for Maribeth, a graduate of Middlebury College and an athletic trainer working for over $61,000 per year

Maribeth, an alumnus at Middlebury College and an athletic trainer in Bowbells, North Dakota wants a private loan to purchase something frivolous. Maribeth has instead chosen to obtain an installment loan for $15,000 and is at present seeking lenders like The Farmers and Merchants National Bank of Hatton to provide it.

Fast Loans for Maribeth in Bowbells, North Dakota to prevent bankruptcy or harm from debt collectors.

Fast loans in Bowbells, North Dakota aren’t actually that difficult to obtain, particularly if you have some gumption like Maribeth. Maribeth was able to find a fast loan for $184000 from Bremer Bank, National Association and First American Bank of Rugby, but turned down both offers in favor of their private loan from First National Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big improvement in the case that a client is in a time sensitive situation.

Maribeth’s Overall FICO score at the time of acceptance for a private loan, taking into account their athletic trainer job and their future job as a plumber

Fico Score: 477

9 Months in the Past, Maribeth Attempted to Find a High Risk Loan for $48,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Maribeth. Maribeth chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Individuals with credit ratings as low as 464 can apply for a high risk loan and may be be accepted.

Personal Loan for an athletic trainer named Maribeth in Bowbells, North Dakota to Pay Off MINI Platinum Visa Credit Card

Maribeth had a tonne of credit card debt on their PacSun Credit Card and their Navy FCU GO REWARDS, and they were starting to get in over their heads. Despite Maribeth’s job as an athletic trainer, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Before applying for this private loan, Maribeth had an Experian score of 491, which is bad, so First National Bank probably cannot provide Maribeth a private loan

Experian Score: 491

Several other requests for credit have been made by Maribeth in the past, including one from City Savings Association in Bowbells, North Dakota before Maribeth was accepted for the $184000 by First National Bank

Maribeth made 4 previous tries to obtain a private loan, 2 of which were with City Savings Association, a lender in Bowbells, North Dakota known to specialize in private loans specifically. Before finding First National Bank, Maribeth was concerned due to their inexperience and bad credit score.

Maribeth has a very low current gross income, but has a large amount of prospects

Maribeth has always wanted to be a plumber, but would have to attend Middlebury College again to achieve it. Maribeth has other possibilities as well, including power-line installer and mechanic, customer service representative, and ship pilot, which pay $54,000 through to $102,000 per year, at least. For this reason, we believe that Maribeth can afford this private loan of $184000.

Client Profile: Maribeth Kreisberg of Bowbells, North Dakota
  • Full name (Changed if requested): Maribeth Kreisberg
  • Current Credit: loans.hit.utils.Fico@504bae78
  • Current City: Bowbells
  • State: North Dakota
  • Zip code: 58729
  • Yearly income: $41,000
  • Current Job: athletic trainer
  • Current County: Burke
  • Goal Yearly Income: $111,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $32,000.00 to $57,000.00. They are mainly used to pay off existing high interest loans like credit cards. Maribeth required a debt consolidation loan to pay for their existing private loan and their credit card. Maribeth was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.3%.

Conclusion of Maribeth’s private loan

In the end, Maribeth was able to find a private loan for $184000 with an interest rate of 9.4% interest APR from First National Bank in Bowbells, North Dakota repayable over 21 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.