$30000 Same Day Loan – Langhorne Pennsylvania, Credit Rating Of 469
- Experian: 482 – This individual had a bad Experian score
- Transunion: 451 – Vivian had a bad credit rating with Transunion.
- Equifax: Vivian’s Experian score was 469, which is a bad credit score on the Experian system.
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $33,000.00 to $46,000.00. They are typically used to pay off existing high interest loans like credit cards. Vivian needed a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Vivian was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 3.5%.
Installment loan for Vivian, a graduate of Hannibal-LaGrange University and a sociology professor working for over $72,000 per year
Vivian, an alumnus at Hannibal-LaGrange University and a sociology professor in Langhorne, Pennsylvania wants a same day loan to purchase a car. Vivian has instead chosen to get an installment loan for $20,000 and is at present seeking lenders like Mercer County State Bank to process their request.
Fast Loans for Vivian in Langhorne, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Langhorne, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Vivian. Vivian was able to find a fast loan for $30000 from Wayne Bank and Saucon Valley Trust Company, but declined both offers in favor of their same day loan from Carnegie Bank, National Association. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement if a borrower is on the go.
Before applying for this same day loan, Vivian had an Experian score of 482, which is bad, so Carnegie Bank, National Association likely cannot provide Vivian a same day loan
Vivian’s Transunion score was altered by the same day loan loan, changing to 451 from 469, which is typical in our experience.
Vivian was not approved by The Schuylkill Haven Trust Company 4 times prior to being approved by Carnegie Bank, National Association at 100 North Buckstown Drive, Suite E-204
On May 12, 2010, Vivian applied about borrowing $38,000 from Orrstown Bank with Lynetta, their friend from just outside Langhorne, and even with the co-signer, Vivian was rejected for this same day loan. With bad credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Vivian’s Overall FICO score at the time of acceptance for a same day loan, taking into account their sociology professor job and their future career as a cost accountant
When Vivian was 22, they tried to obtain a student loan from 7 different banks, which harmed their credit rating. Below is a list of Vivian’s previous attempts at finding a student loan:
- Attempt 1) Loan for $20,000.00 on December 30, 2010
- Attempt 2) Loan for $37,000.00 on February 5, 2009
- Attempt 3) Loan for $36,000.00 on January 23, 2012
- Attempt 4) Loan for $30,000.00 on January 17, 2010
- Attempt 5) Loan for $37,000.00 on December 11, 2008
- Attempt 6) Loan for $28,000.00 on December 4, 2011
- Attempt 7) Loan for $24,000.00 on June 14, 2011
Vivian has a low current total income, but has several of prospects
Vivian has always wanted to be a cost accountant, but would have to attend Hannibal-LaGrange University again to become one. Vivian has other prospects as well, including art director, substance abuse counselor, and pressing machine operator, which pay $57,000 through to $100,000 per year, at least. Because of this, we think that Vivian can afford this same day loan of $30000.
Personal Loan for a sociology professor named Vivian in Langhorne, Pennsylvania to Pay Off Southeastern Greyhound Adoption Visa Card
Vivian had a lot of credit card debt on their First Niagara Pinnacle Platinum MasterCard and their Ann Taylor MasterCard, and they were starting to get in over their heads. Despite Vivian’s job as a sociology professor, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Contact Details for Carnegie Bank, National Association, the provider of this same day loan
- Carnegie Bank, National Association
- City: Langhorne
- State: Pennsylvania
- Address: 100 North Buckstown Drive, Suite E-204
- County: Bucks
- Zip code: 19047
9 Months in the Past, Vivian Attempted Finding a High Risk Loan for $41,000.00, but They Didn’t Find What They were Expecting
There is an ongoing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Vivian. Vivian chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Individuals with credit ratings as low as 343 can inquire for a high risk loan and have a chance to be accepted.
Several previous requests for credit have been made by Vivian in the past, including one from Great Southwest Bank, fsb in Langhorne, Pennsylvania before Vivian was accepted for the $30000 by Carnegie Bank, National Association
Vivian made 5 previous tries to obtain a same day loan, 2 of which were with Great Southwest Bank, fsb, a lending institution in Langhorne, Pennsylvania known to specialize in same day loans specifically. Prior to finding Carnegie Bank, National Association, Vivian was desperate due to their inexperience and bad credit score.
Signature Loan found in Langhorne, Pennsylvania for $30000 with bad credit by Vivian
Most prospective borrowers struggle with finding signature loans in Langhorne, Pennsylvania, and Vivian is no exception. Vivian went to 5 lending institutions or more prior to finding Carnegie Bank, National Association, who offered Vivian a signature loan for $30000. Most signature loans simply need a client, like Vivian’s signature to get them, up to $30,000 in some cases. Vivian was able to get $30000 as a same day loan, which is very high for a same day loan. Because signature loans do not need collateral, they generally need better credit, as high as 716
Previous requests on Vivian’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$70230.00||6||10.7%||$1326.0||The People’s Bank of Oxford||October 1, 2011|
|$69570.00||10||5.4%||$751.57||First Lehigh Bank||June 13, 2013|
|$70320.00||5||10.5%||$1511.45||SunBank||September 7, 2013|
|$69840.00||7||11.1%||$1199.51||Merchants Bank (North)||July 10, 2014|
Paraphrased and Standardized Quote from Vivian for this same day loan of $30000, provided by Carnegie Bank, National Association
Hi, I am Vivian and my hometown is Langhorne in Pennsylvania. Bucks, county is where I grew up, and now I need a same day loan in Pennsylvania for $30000 to avoid bankruptcy. It wasn’t easy, but Carnegie Bank, National Association really came through for me with this loan for 6.0% interest APR and a term of 9 years. I can probably repay the loan over the 9 year term, including interest. A big thanks to Carnegie Bank, National Association for trusting me and my bad credit. It look me 8 years to build my credit to 469, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.
- Full name (Changed if requested): Vivian Khokher
- Current Credit: loans.hit.utils.Fico@5aaa6d82
- Current City: Langhorne
- State: Pennsylvania
- Zip code: 19056
- Yearly income: $48,000
- Current Job: sociology professor
- Current County: Bucks
- Goal Yearly Income: $98,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Conclusion of Vivian’s same day loan
In the end, Vivian was able to find a same day loan for $30000 with an interest rate of 6.5% interest APR from Carnegie Bank, National Association in Langhorne, Pennsylvania repayable over 9 years from now.