$24000 High Risk Loan – Hampton Virginia, Credit Score Of 790
- Experian: 801 – This client had an excellent Experian rating
- Transunion: 773 – Hae had an excellent credit rating with Transunion.
- Equifax: Hae’s Experian score was 790, which is an excellent credit rating with the Experian system.
Multiple past requests for credit have been made by Hae in the past, including one from FMB-First Michigan Bank in Hampton, Virginia before Hae was accepted for the $24000 by First Virginia Bank of the Peninsula
Hae made 5 previous attempts to obtain a high risk loan, 2 of which were with FMB-First Michigan Bank, a lender in Hampton, Virginia known to specialize in high risk loans specifically. Before finding First Virginia Bank of the Peninsula, Hae was very concerned due to their inexperience and excellent credit score.
Hae has a very low current total income, but has a large amount of prospects
Hae has always wanted to be an aircraft examiner, but would need attend Park University again to become one. Hae has other prospects as well, including mechanical engineer, motion picture projectionist, and paste-up worker, which pay $57,000 through to $94,000 per year, on average. Because of this, we think that Hae can pay for this high risk loan of $24000.
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans range from $38,000.00 to $42,000.00. They are typically used to pay off existing high interest loans like credit cards. Hae needed a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Hae was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.6%.
Hae’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their pharmacy technician job and their future career as an aircraft examiner
When Hae was 22, they attempted to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a list of Hae’s prior attempts at finding a student loan:
- Attempt 1) Loan for $35,000.00 on July 13, 2009
- Attempt 2) Loan for $26,000.00 on May 9, 2012
- Attempt 3) Loan for $37,000.00 on June 3, 2010
- Attempt 4) Loan for $29,000.00 on January 26, 2009
- Attempt 5) Loan for $39,000.00 on November 9, 2008
Previous requests on Hae’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$40810.00||10||10.6%||$552.96||Citizens Bank and Trust Company||March 15, 2009|
|$41420.00||8||8.5%||$596.12||Peoples Community Bank||December 20, 2011|
|$40600.00||10||7.1%||$473.5||Crestar Bank||May 31, 2014|
|$40560.00||6||10.5%||$761.68||The Merchants and Farmers Bank||January 3, 2015|
|$40680.00||5||9.6%||$856.35||First Virginia Bank-South Hill||February 19, 2015|
Paraphrased and Standardized Quote from Hae for this high risk loan of $24000, provided by First Virginia Bank of the Peninsula
Hi, I am Hae and I’m from Hampton in Virginia. Hampton City, county is where I grew up, and now I need a high risk loan in Virginia for $24000 to buy a car. It has been difficult, but First Virginia Bank of the Peninsula really came through for me with this loan for 6.0% interest APR and a term of 12 years. I can repay the loan over the 12 year term, including interest. A big thanks to First Virginia Bank of the Peninsula for giving me a chance and my excellent credit. It look me 8 years to build my credit to 790, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.
- Full name (Changed if requested): Hae Goonan
- Current Credit: loans.hit.utils.Fico@1055e4af
- Current City: Hampton
- State: Virginia
- Zip code: 23369
- Yearly income: $37,000
- Current Job: pharmacy technician
- Current County: Hampton City
- Goal Yearly Income: $109,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Fast Loans for Hae in Hampton, Virginia to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Hampton, Virginia aren’t actually that difficult to obtain, particularly if you have some finesse like Hae. Hae was able to find a fast loan for $24000 from First Virginia Bank of the Southwest and Richmond National Bank, but declined both offers in favor of their high risk loan from First Virginia Bank of the Peninsula. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement if you are on the go.
Before applying for this high risk loan, Hae had an Experian score of 801, which is excellent, so First Virginia Bank of the Peninsula most likely cannot provide Hae a high risk loan
Hae’s Transunion score was altered by the high risk loan loan, changing to 773 from 790, which is typical in our experience.
Personal Loan for a pharmacy technician named Hae in Hampton, Virginia to Pay Off Astoria Bank Business Edition Visa Card with Absolute Rewards
Hae had a lot of credit card debt on their Marriott Rewards Business Credit Card and their Sunoco Rewards Plus Card, and they were starting to get in over their heads. Despite Hae’s job as a pharmacy technician, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
8 Months in the Past, Hae Tried to Find a High Risk Loan for $41,000.00, and it was Easy
It is an ongoing struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Hae. Hae chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Individuals with credit scores as low as 485 can inquire for a high risk loan and possibly can be accepted.
Installment loan for Hae, a graduate of Park University and a pharmacy technician working for over $66,000 per year
Hae, an alumnus at Park University and a pharmacy technician in Hampton, Virginia needs a high risk loan to purchase something frivolous. Hae has instead chosen to get an installment loan for $1,000 and is at present seeking lenders like Bank of Virginia – Potomac to provide it.
Contact Details for First Virginia Bank of the Peninsula, the provider of this high risk loan
- First Virginia Bank of the Peninsula
- City: Hampton
- State: Virginia
- Address: 1033 West Mercury Boulevard
- County: Hampton City
- Zip code: 23366
Signature Loan easily acquired in Hampton, Virginia for $24000 with excellent credit by Hae
A lot of borrowers have difficulty with obtaining signature loans in Hampton, Virginia, and Hae is no different. Hae went to 8 lending institutions or more prior to finding First Virginia Bank of the Peninsula, who offered Hae a signature loan for $24000. Most signature loans simply require a client, like Hae’s signature to get them, up to $34,000 in some cases. Hae was able to get $24000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not require collateral, they generally require higher credit, as high as 717
Hae was not approved by Farmers and Merchants Bank of Boones Mill, Virginia 7 times before being granted funding by First Virginia Bank of the Peninsula at 1033 West Mercury Boulevard
On July 31, 2011, Hae inquired about borrowing $1,000 from First Virginia Bank of Augusta with Luther, their friend from just outside Hampton, and even with the co-signer, Hae was rejected for this high risk loan. With excellent credit, it can be difficult to procure financing, even with collateral and a co-signer.
Conclusion of Hae’s high risk loan
In the end, Hae was able to find a high risk loan for $24000 with an interest rate of 6.0% interest APR from First Virginia Bank of the Peninsula in Hampton, Virginia repayable over 12 years from now.