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22 Month, Fixed Interest Personal Loan For Tressa In Colorado

$135000 Personal Loan – Aurora Colorado, Credit Score Of 345

  • Experian: 361 – This client had a terrible Experian rating
  • Transunion: 331 – Tressa had a terrible credit rating with Transunion.
  • Equifax: Tressa’s Experian score was 345, which is a terrible credit rating using the Experian scale.

Installment loan for Tressa, a graduate of Berlitz Language Centers and a sales promoter working for over $70,000 per year

Tressa, an alumnus at Berlitz Language Centers and a sales promoter in Aurora, Colorado wants a personal loan to purchase a new cell phone. Tressa has instead chosen to get an installment loan for $9,000 and is currently seeking lenders like The American State Bank to provide it.

When Tressa was 22, they attempted to obtain a student loan from 4 different lenders, which harmed their credit score. Below is a list of Tressa’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on April 6, 2013
  • Attempt 2) Loan for $21,000.00 on July 15, 2009
  • Attempt 3) Loan for $21,000.00 on March 2, 2012
  • Attempt 4) Loan for $29,000.00 on January 16, 2011

Previous requests on Tressa’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$115810.00 10 10.1% $1536.86 Affiliated National Bank – Delta July 12, 2011
$116460.00 7 6.4% $1723.73 Central Bank, National Association December 21, 2011
$116220.00 10 5.1% $1238.38 The Colorado Bank and Trust Company of La Junta October 11, 2014
$115510.00 8 11.1% $1820.72 Colorado State Bank and Trust, N. A. December 15, 2014

Signature Loan easily acquired in Aurora, Colorado for $135000 with terrible credit by Tressa

Most prospective borrowers struggle with obtaining signature loans in Aurora, Colorado, and Tressa is no different. Tressa went to 7 lenders or more before settling on Norwest Bank Buckingham Square, National Association, who offered Tressa a signature loan for $135000. Most signature loans simply require a client, like Tressa’s signature to get them, up to $29,000 in some cases. Tressa was able to get $135000 as a personal loan, which is very high for a personal loan. Because signature loans do not require a cosigner, these loans generally need better credit, as high as 728

6 Months Ago, Tressa Tried to Find a High Risk Loan for $22,000.00, and it was Hard

There is an well known struggle for clients to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Tressa. Tressa chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Clients with credit ratings as low as 374 can apply for a high risk loan and may be be approved.

Fast Loans for Tressa in Aurora, Colorado to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Aurora, Colorado aren’t actually that difficult to obtain, especially if you have some gumption like Tressa. Tressa was able to find a fast loan for $135000 from Central Bank, National Association and IntraWest Bank of Denver, National Association, but declined both offers in favor of their personal loan from Norwest Bank Buckingham Square, National Association. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement in the case that you are in a pinch.

Tressa’s Overall FICO score at the time of acceptance for a personal loan, taking into account their sales promoter job and their future career as a government budget analyst

Fico Score: 345

Tressa was declined by IntraWest Bank of Denver, National Association 5 times before being accepted by Norwest Bank Buckingham Square, National Association at 1450 South Havana Street

On March 16, 2012, Tressa inquired about borrowing $44,000 from The Berthoud National Bank with Adelaida, their friend from just outside Aurora, and even with the co-signer, Tressa was rejected for this personal loan. With terrible credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $21,000.00 to $45,000.00. They are typically used to pay off existing high interest loans like credit cards. Tressa required a debt consolidation loan to pay for their existing personal loan and their credit card. Tressa was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.3%.

Personal Loan for a sales promoter named Tressa in Aurora, Colorado to Pay Off TJ Maxx Credit Card

Tressa had a tonne of credit card debt on their Elks Platinum Visa Credit Card and their Conestoga Cash Rewards American Express Card, and they were starting to get in over their heads. Despite Tressa’s job as a sales promoter, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Tressa has a disappointing current yearly income, but has a high number of prospects

Tressa has always wanted to be a government budget analyst, but would have to attend Berlitz Language Centers again to achieve it. Tressa has other possibilities as well, including narcotics investigator, industrial arts teacher, and facilities planner, which pay $52,000 through to $107,000 per year, on average. For this reason, we think that Tressa can pay for this personal loan of $135000.

Contact Details for Norwest Bank Buckingham Square, National Association, the provider of this personal loan

  • Norwest Bank Buckingham Square, National Association
  • City: Aurora
  • State: Colorado
  • Address: 1450 South Havana Street
  • County: Arapahoe
  • Zip code: 80010

Tressa’s Transunion score was altered by the personal loan loan, changing to 331 from 345, which is normal in our experience.

Transunion Score: 331

Before applying for this personal loan, Tressa had an Experian score of 361, which is terrible, so Norwest Bank Buckingham Square, National Association most likely cannot provide Tressa a personal loan

Experian Score: 361

Paraphrased and Standardized Quote from Tressa for this personal loan of $135000, provided by Norwest Bank Buckingham Square, National Association

Hello, I am Tressa and I’m from Aurora in Colorado. Arapahoe, county is where I grew up, and now I need a personal loan in Colorado for $135000 to buy a big ticket item. It wasn’t easy, but Norwest Bank Buckingham Square, National Association really came through for me with this loan for 10.4% interest APR and a term of 22 years. I can repay the loan over the 22 year term, including interest. A big thanks to Norwest Bank Buckingham Square, National Association for trusting me and my terrible credit. It look me 6 years to create my credit to 345, and I won’t tarnish it any future. I’m happy with Find Texas Loans for helping me this far.

Client Profile: Tressa Sanker of Aurora, Colorado
  • Full name (Changed if requested): Tressa Sanker
  • Current Credit: loans.hit.utils.Fico@14514713
  • Current City: Aurora
  • State: Colorado
  • Zip code: 80012
  • Yearly income: $37,000
  • Current Job: sales promoter
  • Current County: Arapahoe
  • Goal Yearly Income: $86,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Many past requests for credit have been made by Tressa in the past, including one from Bay Ridge Federal Savings Bank in Aurora, Colorado before Tressa was approved for the $135000 by Norwest Bank Buckingham Square, National Association

Tressa made 9 prior attempts to obtain a personal loan, 2 of which were with Bay Ridge Federal Savings Bank, a lending institution in Aurora, Colorado known to specialize in personal loans specifically. Prior to finding Norwest Bank Buckingham Square, National Association, Tressa was concerned due to their inexperience and terrible credit rating.

Conclusion of Tressa’s personal loan

In the end, Tressa was able to find a personal loan for $135000 with an interest rate of 9.8% interest APR from Norwest Bank Buckingham Square, National Association in Aurora, Colorado repayable over 22 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.