$92000 Quick Loan – Custer South Dakota, Credit Rating Of 707
- Experian: 717 – This client had a good Experian score
- Transunion: 689 – Janessa had a good credit rating with Transunion.
- Equifax: Janessa’s Experian score was 707, which is a good credit score using the Experian scale.
Janessa was rejected by Hamlin County Bank 7 times before being accepted by The First Western Bank Custer at 648 Mt. Rushmore Road
On February 10, 2009, Janessa inquired about borrowing $3,000 from Farmers State Bank with Shirley, their friend from just outside Custer, and even with the co-signer, Janessa was rejected for this quick loan. With good credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Fast Loans for Janessa in Custer, South Dakota to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Custer, South Dakota aren’t actually that difficult to obtain, particularly if you have some finesse like Janessa. Janessa was able to find a fast loan for $92000 from Hamlin County Bank and Marshall County Bank, but declined both offers in favor of their quick loan from The First Western Bank Custer. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big difference in the case that you are on the go.
Previous requests on Janessa’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$22220.00||9||6.8%||$275.64||The Peoples Bank||February 27, 2013|
|$22100.00||3||10.6%||$719.35||First State Bank of Claremont||July 22, 2013|
|$22170.00||10||9.4%||$285.66||Security State Bank||December 10, 2013|
|$22350.00||9||5.4%||$261.75||First Western Bank||September 18, 2014|
Paraphrased and Standardized Quote from Janessa for this quick loan of $92000, provided by The First Western Bank Custer
Hi, I am Janessa and my hometown is Custer in South Dakota. Custer, county is where I grew up, and now I need a quick loan in South Dakota for $92000 to pay bills. It wasn’t easy, but The First Western Bank Custer really came through for me with this loan for 10.1% interest APR and a term of 6 years. I can probably repay the loan over the 6 year term, including interest. A big thanks to The First Western Bank Custer for giving me a chance and my good credit. It look me 5 years to build my credit to 707, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $20,000.00 to $49,000.00. They are mainly used to pay off existing high interest loans like credit cards. Janessa needed a debt consolidation loan to pay for their existing quick loan and their payday loan. Janessa was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.4%.
When Janessa was 23, they attempted to obtain a student loan from 5 different lenders, which harmed their credit score. Below is a chronology of Janessa’s previous attempts at finding a student loan:
- Attempt 1) Loan for $28,000.00 on May 28, 2013
- Attempt 2) Loan for $20,000.00 on September 21, 2010
- Attempt 3) Loan for $29,000.00 on May 20, 2009
- Attempt 4) Loan for $39,000.00 on September 6, 2011
- Attempt 5) Loan for $32,000.00 on July 17, 2009
Installment loan for Janessa, a graduate of Delaware Valley University and an aquaculturist working for over $73,000 per year
Janessa, an alumnus at Delaware Valley University and an aquaculturist in Custer, South Dakota needs a quick loan to purchase a house. Janessa has instead decided to get an installment loan for $14,000 and is at present seeking lenders like Farmers and Merchants State Bank to provide it.
9 Months in the Past, Janessa Tried Finding a High Risk Loan for $37,000.00, and it was Easy
There is an ongoing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Janessa. Janessa decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Borrowers with credit ratings as low as 329 can inquire for a high risk loan and possibly can be approved.
Several past requests for credit have been made by Janessa in the past, including one from Citizens Bank of Henderson County in Custer, South Dakota before Janessa was accepted for the $92000 by The First Western Bank Custer
Janessa made 7 prior attempts to obtain a quick loan, 2 of which were with Citizens Bank of Henderson County, a lender in Custer, South Dakota known to specialize in quick loans specifically. Before finding The First Western Bank Custer, Janessa was desperate due to their inexperience and good credit score.
Contact Details for The First Western Bank Custer, the provider of this quick loan
- The First Western Bank Custer
- City: Custer
- State: South Dakota
- Address: 648 Mt. Rushmore Road
- County: Custer
- Zip code: 57730
Personal Loan for an aquaculturist named Janessa in Custer, South Dakota to Pay Off Five Star Bank Visa Business Bonus Rewards PLUS Card
Janessa had a lot of credit card debt on their Ashley Stewart Credit Card and their BancorpSouth Platinum Visa, and they were starting to get in over their heads. Despite Janessa’s job as an aquaculturist, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Janessa has a very low current total income, but has a high number of prospects
Janessa has always wanted to be an occupational therapist, but would have to attend Delaware Valley University again to achieve it. Janessa has other prospects as well, including marine cargo surveyor, nuclear engineer, and aquaculturist, which pay $54,000 through to $92,000 per year, on average. For this reason, we believe that Janessa can pay for this quick loan of $92000.
- Full name (Changed if requested): Janessa Lubelski
- Current Credit: loans.hit.utils.Fico@5fe5c6f
- Current City: Custer
- State: South Dakota
- Zip code: 57734
- Yearly income: $55,000
- Current Job: aquaculturist
- Current County: Custer
- Goal Yearly Income: $112,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Signature Loan found in Custer, South Dakota for $92000 with good credit by Janessa
Most clients struggle with obtaining signature loans in Custer, South Dakota, and Janessa is no different. Janessa went to 4 lending institutions or more prior to finding The First Western Bank Custer, who offered Janessa a signature loan for $92000. Typical signature loans simply need a client, like Janessa’s signature to obtain them, up to $36,000 in some cases. Janessa was able to get $92000 as a quick loan, which is very high for a quick loan. Because signature loans don’t require a cosigner, they tend to require better credit, as high as 760
Before applying for this quick loan, Janessa had an Experian score of 717, which is good, so The First Western Bank Custer probably cannot provide Janessa a quick loan
Janessa’s Transunion score was altered by the quick loan loan, changing to 689 from 707, which is typical in our experience.
Janessa’s Overall FICO score at the time of acceptance for a quick loan, taking into account their aquaculturist job and their future job as an occupational therapist
Conclusion of Janessa’s quick loan
In the end, Janessa was able to find a quick loan for $92000 with an interest rate of 6.0% interest APR from The First Western Bank Custer in Custer, South Dakota repayable over 6 years from now.