$96000 High Risk Loan – Streeter North Dakota, Credit Rating Of 724
- Experian: 743 – This client had an excellent Experian rating
- Transunion: 709 – Carissa had an excellent credit score with Transunion.
- Equifax: Carissa’s Experian score was 724, which is an excellent credit score using the Experian rating scheme.
Before applying for this high risk loan, Carissa had an Experian score of 743, which is excellent, so State Bank of Streeter most likely cannot provide Carissa a high risk loan
Carissa’s Transunion score was changed by the high risk loan loan, changing to 709 from 724, which is normal in our experience.
Personal Loan for a safety inspector named Carissa in Streeter, North Dakota to Pay Off LANPASS Visa Card
Carissa had a tonne of credit card debt on their Pier 1 Imports Rewards Card and their Levin Furniture Credit Card, and they were starting to get in over their heads. Despite Carissa’s job as a safety inspector, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $34,000.00 to $54,000.00. They are normally used to pay off existing high interest loans like credit cards. Carissa required a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Carissa was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your bad, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 4.5%.
- Full name (Changed if requested): Carissa Yetman
- Current Credit: loans.hit.utils.Fico@5f8ed237
- Current City: Streeter
- State: North Dakota
- Zip code: 58488
- Yearly income: $61,000
- Current Job: safety inspector
- Current County: Stutsman
- Goal Yearly Income: $110,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Paraphrased and Standardized Quote from Carissa for this high risk loan of $96000, provided by State Bank of Streeter
Hi, I am Carissa and I am from Streeter in North Dakota. Stutsman, county is where I grew up, and now I need a high risk loan in North Dakota for $96000 to pay bills. It has been difficult, but State Bank of Streeter really came through for me with this loan for 10.3% interest APR and a term of 24 years. I can probably repay the loan over the 24 year term, including interest. A big thanks to State Bank of Streeter for trusting me and my excellent credit. It look me 8 years to create my credit to 724, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.
Fast Loans for Carissa in Streeter, North Dakota to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Streeter, North Dakota aren’t actually that difficult to obtain, particularly if you have some finesse like Carissa. Carissa was able to find a fast loan for $96000 from The Farmers and Merchants National Bank of Hatton and The Farmers and Merchants National Bank of Hatton, but declined both offers in favor of their high risk loan from State Bank of Streeter. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement if you are on the go.
Contact Details for State Bank of Streeter, the provider of this high risk loan
- State Bank of Streeter
- City: Streeter
- State: North Dakota
- Address: Main Street
- County: Stutsman
- Zip code: 58483
Installment loan for Carissa, a graduate of University of Cosmetology Arts & Sciences – McAllen and a safety inspector working for over $76,000 per year
Carissa, an alumnus at University of Cosmetology Arts & Sciences – McAllen and a safety inspector in Streeter, North Dakota needs a high risk loan to purchase a new cell phone. Carissa has instead decided to get an installment loan for $3,000 and is at present seeking lenders like The First National Bank and Trust Company of Ellendale to process their request.
Carissa’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their safety inspector job and their future job as an accounting specialist
Carissa has a low current gross income, but has a large amount of prospects
Carissa has always wanted to be an accounting specialist, but would need attend University of Cosmetology Arts & Sciences – McAllen again to achieve it. Carissa has other prospects as well, including painters, bus driver, and home economics teacher, which pay $52,000 through to $99,000 per year, at least. For this reason, we think that Carissa can pay for this high risk loan of $96000.
8 Months Ago, Carissa Tried Finding a High Risk Loan for $20,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Carissa. Carissa decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Clients with credit ratings as low as 595 can apply for a high risk loan and may be be approved.
Carissa was not approved by The First National Bank and Trust Company of Bismarck 5 times prior to being accepted by State Bank of Streeter at Main Street
On February 9, 2010, Carissa applied about borrowing $8,000 from Heartland State Bank with Mark, their friend from just outside Streeter, and even with the co-signer, Carissa was rejected for this high risk loan. With excellent credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Previous requests on Carissa’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$67190.00||3||10.5%||$2183.84||American State Bank of New England||October 9, 2012|
|$67480.00||3||11.3%||$2218.81||First American Bank & Trust of Carrington||July 30, 2013|
|$67480.00||8||9.3%||$999.13||Kulm State Bank||May 6, 2014|
|$67190.00||7||5.1%||$952.82||Bremer Bank, National Association||March 20, 2015|
When Carissa was 18, they tried to obtain a student loan from 5 alternate lenders, which damaged their credit score. Below is a list of Carissa’s prior attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on March 13, 2009
- Attempt 2) Loan for $31,000.00 on November 3, 2008
- Attempt 3) Loan for $28,000.00 on September 5, 2012
- Attempt 4) Loan for $28,000.00 on September 7, 2012
- Attempt 5) Loan for $30,000.00 on October 1, 2013
Signature Loan acquired in Streeter, North Dakota for $96000 with excellent credit by Carissa
Many borrowers have difficulty with finding signature loans in Streeter, North Dakota, and Carissa is no different. Carissa went to 7 lenders or more before finding State Bank of Streeter, who offered Carissa a signature loan for $96000. Most signature loans simply require a client, like Carissa’s signature to obtain them, up to $26,000 in some cases. Carissa was able to get $96000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not need collateral, these loans generally need improved credit, as high as 797
Many other requests for credit have been made by Carissa in the past, including one from Federal Savings Bank of Maryland in Streeter, North Dakota before Carissa was accepted for the $96000 by State Bank of Streeter
Carissa made 7 previous attempts to obtain a high risk loan, 2 of which were with Federal Savings Bank of Maryland, a bank in Streeter, North Dakota known to specialize in high risk loans specifically. Before finding State Bank of Streeter, Carissa was desperate due to their inexperience and excellent credit rating.
Conclusion of Carissa’s high risk loan
In the end, Carissa was able to find a high risk loan for $96000 with an interest rate of 9.7% interest APR from State Bank of Streeter in Streeter, North Dakota repayable over 24 years from today.