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Armandina Seligson’s Private Loan For 12000 Dollars In Lancaster Kentucky

$12000 Private Loan – Lancaster Kentucky, Credit Rating Of 784

  • Experian: 800 – The client had an excellent Experian score
  • Transunion: 766 – Armandina had an excellent credit rating with Transunion.
  • Equifax: Armandina’s Experian score was 784, which is an excellent credit score with the Experian rating scheme.

Fast Loans for Armandina in Lancaster, Kentucky to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Lancaster, Kentucky aren’t actually that difficult to obtain, especially if you have some finesse like Armandina. Armandina was able to find a fast loan for $12000 from Southern Deposit Bank and Farmers & Traders Bank of Campton, but turned down both offers in favor of their private loan from First Lancaster Federal Savings Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference in the case that a borrower is in a time sensitive situation.

Paraphrased and Standardized Quote from Armandina for this private loan of $12000, provided by First Lancaster Federal Savings Bank

Hello, I am Armandina and I’m from Lancaster in Kentucky. Garrard, county is where I grew up, and now I need a private loan in Kentucky for $12000 to renovate my home. It has been difficult, but First Lancaster Federal Savings Bank really came through for me with this loan for 9.5% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to First Lancaster Federal Savings Bank for trusting me and my excellent credit. It look me 7 years to create my credit to 784, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.

Client Profile: Armandina Seligson of Lancaster, Kentucky
  • Full name (Changed if requested): Armandina Seligson
  • Current Credit: loans.hit.utils.Fico@64cee07
  • Current City: Lancaster
  • State: Kentucky
  • Zip code: 40448
  • Yearly income: $69,000
  • Current Job: computer aided design technician
  • Current County: Garrard
  • Goal Yearly Income: $95,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans vary from $26,000.00 to $47,000.00. They are typically used to pay off existing high interest loans like credit cards. Armandina needed a debt consolidation loan to pay for their existing private loan and their loan shark loan. Armandina was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.3%.

Before applying for this private loan, Armandina had an Experian score of 800, which is excellent, so First Lancaster Federal Savings Bank likely cannot provide Armandina a private loan

Experian Score: 800

Personal Loan for a computer aided design technician named Armandina in Lancaster, Kentucky to Pay Off National Penn Bank Credit Cards

Armandina had a lot of credit card debt on their Staples Commercial Billing Account and their Alaska Airlines Visa Business Card, and they were starting to get in over their heads. Despite Armandina’s job as a computer aided design technician, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Armandina’s Overall FICO score at the time of acceptance for a private loan, taking into account their computer aided design technician job and their future job as an airport design engineer

Fico Score: 784

Contact Details for First Lancaster Federal Savings Bank, the provider of this private loan

  • First Lancaster Federal Savings Bank
  • City: Lancaster
  • State: Kentucky
  • Address: 208 Lexington Street
  • County: Garrard
  • Zip code: 40444

When Armandina was 18, they attempted to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a list of Armandina’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on January 6, 2014
  • Attempt 2) Loan for $32,000.00 on April 6, 2009
  • Attempt 3) Loan for $34,000.00 on October 29, 2010
  • Attempt 4) Loan for $34,000.00 on May 31, 2012
  • Attempt 5) Loan for $25,000.00 on January 14, 2010
  • Attempt 6) Loan for $28,000.00 on November 16, 2008
  • Attempt 7) Loan for $30,000.00 on May 28, 2010

8 Months Ago, Armandina Attempted to Find a High Risk Loan for $40,000.00, and it was Easy

It is an ongoing struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Armandina. Armandina decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Borrowers with credit ratings as low as 393 can inquire for a high risk loan and may be be approved.

Several other requests for credit have been made by Armandina in the past, including one from NexBank, SSB in Lancaster, Kentucky before Armandina was approved for the $12000 by First Lancaster Federal Savings Bank

Armandina made 9 prior attempts to obtain a private loan, 2 of which were with NexBank, SSB, a lending institution in Lancaster, Kentucky known to specialize in private loans specifically. Before finding First Lancaster Federal Savings Bank, Armandina was very concerned due to their inexperience and excellent credit score.

Signature Loan found in Lancaster, Kentucky for $12000 with excellent credit by Armandina

Many clients struggle with finding signature loans in Lancaster, Kentucky, and Armandina is no exception. Armandina went to 6 lenders or more prior to finding First Lancaster Federal Savings Bank, who offered Armandina a signature loan for $12000. Most signature loans simply need a client, like Armandina’s signature to obtain them, up to $41,000 in some cases. Armandina was able to get $12000 as a private loan, which is very high for a private loan. Because signature loans don’t need a cosigner, they generally need better credit, as high as 704

Armandina has a sad current total income, but has a high number of prospects

Armandina has always wanted to be an airport design engineer, but would need attend Professional Institute of Beauty again to achieve it. Armandina has other prospects as well, including historical archivist, zoo veterinarian, and electrical and electronic inspector, which pay $53,000 through to $95,000 per year, at least. For this reason, we believe that Armandina can pay for this private loan of $12000.

Installment loan for Armandina, a graduate of Professional Institute of Beauty and a computer aided design technician working for over $78,000 per year

Armandina, an alumnus at Professional Institute of Beauty and a computer aided design technician in Lancaster, Kentucky needs a private loan to purchase a car. Armandina has instead decided to get an installment loan for $24,000 and is currently seeking lenders like Stock Yards Bank & Trust Company to provide it.

Armandina’s Transunion score was altered by the private loan loan, changing to 766 from 784, which is normal in our experience.

Transunion Score: 766

Armandina was rejected by Commercial Bank 6 times prior to being granted funding by First Lancaster Federal Savings Bank at 208 Lexington Street

On April 17, 2010, Armandina inquired about borrowing $34,000 from Peoples Bank and Trust Company with Candis, their in law from just outside Lancaster, and even with the co-signer, Armandina was rejected for this private loan. With excellent credit, it can be very hard to procure financing, even with collateral and a co-signer.

Previous requests on Armandina’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$121880.00 5 6.6% $2390.44 Stock Yards Bank & Trust Company July 14, 2010
$121770.00 4 10.7% $3129.5 Farmers Deposit Bank of Brandenburg December 11, 2010
$122120.00 7 8.6% $1940.1 Citizens Bank May 7, 2011
$122230.00 3 11.2% $4013.24 Citizens Bank & Trust Company, Burgin, Kentucky August 15, 2013
$122140.00 4 11.8% $3204.43 Farmers National Bank August 23, 2014

Conclusion of Armandina’s private loan

In the end, Armandina was able to find a private loan for $12000 with an interest rate of 11.6% interest APR from First Lancaster Federal Savings Bank in Lancaster, Kentucky repayable over 23 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.