$72000 Signature Loan – La Grange Texas, Credit Score Of 734
- Experian: 753 – The client had an excellent Experian rating
- Transunion: 715 – Eugena had an excellent credit score with Transunion.
- Equifax: Eugena’s Experian score was 734, which is an excellent credit score using the Experian scale.
Before applying for this signature loan, Eugena had an Experian score of 753, which is excellent, so Colorado Valley Bank,SSB likely cannot provide Eugena a signature loan
Personal Loan for a teachers aide named Eugena in La Grange, Texas to Pay Off Victoria’s Secret Angel Credit Card
Eugena had a lot of credit card debt on their GM Business World MasterCard and their AOPA WorldPoints Rewards World MasterCard Credit Card, and they were starting to get in over their heads. Despite Eugena’s job as a teachers aide, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Multiple past requests for credit have been made by Eugena in the past, including one from Clear Lake National Bank in La Grange, Texas before Eugena was approved for the $72000 by Colorado Valley Bank,SSB
Eugena made 8 previous tries to obtain a signature loan, 2 of which were with Clear Lake National Bank, a lender in La Grange, Texas known to specialize in signature loans specifically. Before finding Colorado Valley Bank,SSB, Eugena was very concerned due to their inexperience and excellent credit score.
6 Months Ago, Eugena Attempted Finding a High Risk Loan for $41,000.00, and it was Hard
It is an existing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Eugena. Eugena decided not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit individuals. Individuals with credit ratings as low as 412 can inquire for a high risk loan and possibly can be accepted.
Eugena’s Overall FICO score at the time of acceptance for a signature loan, taking into account their teachers aide job and their future job as a home economist
Eugena was rejected by Texas Commerce Bank – Rio Grande Valley, National Association 7 times prior to being approved by Colorado Valley Bank,SSB at 143 North Main
On June 28, 2013, Eugena applied about borrowing $37,000 from First Star Bank, S.S.B. with Emmitt, their in law from just outside La Grange, and even with the co-signer, Eugena was rejected for this signature loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Contact Details for Colorado Valley Bank,SSB, the provider of this signature loan
- Colorado Valley Bank,SSB
- City: La Grange
- State: Texas
- Address: 143 North Main
- County: Fayette
- Zip code: 78945
Signature Loan easily acquired in La Grange, Texas for $72000 with excellent credit by Eugena
Many prospective borrowers struggle with finding signature loans in La Grange, Texas, and Eugena is no exception. Eugena went to 7 lenders or more prior to finding Colorado Valley Bank,SSB, who offered Eugena a signature loan for $72000. Typical signature loans simply need a client, like Eugena’s signature to obtain them, up to $31,000 in some cases. Eugena was able to get $72000 as a signature loan, which is very high for a signature loan. Since signature loans don’t require a cosigner, they generally require higher credit, as high as 778
Paraphrased and Standardized Quote from Eugena for this signature loan of $72000, provided by Colorado Valley Bank,SSB
Hi, I am Eugena and I am from La Grange in Texas. Fayette, county is where I grew up, and now I need a signature loan in Texas for $72000 to buy a car. It wasn’t easy, but Colorado Valley Bank,SSB really came through for me with this loan for 5.7% interest APR and a term of 9 years. I can repay the loan over the 9 year term, including interest. A big thanks to Colorado Valley Bank,SSB for trusting me and my excellent credit. It look me 7 years to create my credit to 734, and I won’t tarnish it any future. I’m happy with Find Texas Loans for helping me this far.
Fast Loans for Eugena in La Grange, Texas to prevent bankruptcy or broken legs from debt collectors.
Fast loans in La Grange, Texas aren’t actually that difficult to obtain, particularly if you have some gumption like Eugena. Eugena was able to find a fast loan for $72000 from First Bank & Trust, Bryan, Texas and First State Bank of Mathis, but turned down both offers in favor of their signature loan from Colorado Valley Bank,SSB. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better in the case that a client is in a time sensitive situation.
Previous requests on Eugena’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$117480.00||10||11.4%||$1645.0||Comerica Bank||September 25, 2011|
|$117430.00||4||5.1%||$2709.65||First Star Bank, S.S.B.||December 28, 2011|
|$116560.00||3||9.8%||$3750.13||Brownfield State Bank & Trust Co.||December 14, 2012|
|$117370.00||5||6.7%||$2307.49||First Bank & Trust, Bryan, Texas||May 22, 2013|
Eugena’s Transunion score was altered by the signature loan loan, changing to 715 from 734, which is typical in our experience.
Eugena has a very low current gross income, but has a high number of prospects
Eugena has always wanted to be a home economist, but would need attend Fashion Institute of Design and Merchandising again to become one. Eugena has other prospects as well, including border patrol agent, residence counselor, and exhibit artist, which pay $53,000 through to $99,000 per year, on average. For this reason, we think that Eugena can afford this signature loan of $72000.
Installment loan for Eugena, a graduate of Fashion Institute of Design and Merchandising and a teachers aide working for over $68,000 per year
Eugena, an alumnus at Fashion Institute of Design and Merchandising and a teachers aide in La Grange, Texas wants a signature loan to purchase a car. Eugena has instead decided to get an installment loan for $27,000 and is at present seeking lenders like Farmers State Bank of Madisonville, Texas to provide it.
When Eugena was 18, they tried to obtain a student loan from 5 alternate lenders, which harmed their credit score. Below is a chronology of Eugena’s previous attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on September 29, 2009
- Attempt 2) Loan for $26,000.00 on February 25, 2012
- Attempt 3) Loan for $22,000.00 on August 6, 2011
- Attempt 4) Loan for $27,000.00 on November 13, 2009
- Attempt 5) Loan for $21,000.00 on October 14, 2009
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans range from $25,000.00 to $53,000.00. They are typically used to pay off existing high interest loans like credit cards. Eugena required a debt consolidation loan to pay for their existing signature loan and their loan shark loan. Eugena was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.6%.
- Full name (Changed if requested): Eugena Johanns
- Current Credit: loans.hit.utils.Fico@5ef04b5
- Current City: La Grange
- State: Texas
- Zip code: 78954
- Yearly income: $61,000
- Current Job: teachers aide
- Current County: Fayette
- Goal Yearly Income: $102,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Conclusion of Eugena’s signature loan
In the end, Eugena was able to find a signature loan for $72000 with an interest rate of 8.0% interest APR from Colorado Valley Bank,SSB in La Grange, Texas repayable over 9 years from today.