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$42000 Emergency Loan With Excellent Credit In Newnan Georgia

$42000 Emergency Loan – Newnan Georgia, Credit Score Of 825

  • Experian: 842 – This client had an excellent Experian rating
  • Transunion: 807 – Maybell had an excellent credit rating with Transunion.
  • Equifax: Maybell’s Experian score was 825, which is an excellent credit score on the Experian system.

When Maybell was 18, they tried to obtain a student loan from 4 different lenders, which damaged their credit rating. Below is a chronology of Maybell’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on January 1, 2013
  • Attempt 2) Loan for $31,000.00 on May 16, 2013
  • Attempt 3) Loan for $28,000.00 on July 23, 2013
  • Attempt 4) Loan for $33,000.00 on February 15, 2010

Maybell’s Transunion score was altered by the emergency loan loan, changing to 807 from 825, which is typical in our experience.

Transunion Score: 807

Client Profile: Maybell Zipf of Newnan, Georgia
  • Full name (Changed if requested): Maybell Zipf
  • Current Credit: loans.hit.utils.Fico@379619aa
  • Current City: Newnan
  • State: Georgia
  • Zip code: 30270
  • Yearly income: $58,000
  • Current Job: zoo veterinarian
  • Current County: Coweta
  • Goal Yearly Income: $147,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Previous requests on Maybell’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$37520.00 11 5.1% $371.98 NationsBank of Florida, National Association October 23, 2011
$38410.00 4 7.5% $928.71 Century Bank and Trust April 21, 2012
$37560.00 7 10.1% $625.48 Bank of Madison May 22, 2012
$38220.00 7 8.2% $599.52 Bank of Hazlehurst January 2, 2014
$37850.00 3 11.5% $1248.14 The Citizens and Southern Bank of Dublin June 28, 2014

Contact Details for Bank of Coweta, the provider of this emergency loan

  • Bank of Coweta
  • City: Newnan
  • State: Georgia
  • Address: 110 Jefferson Street
  • County: Coweta
  • Zip code: 30263

Fast Loans for Maybell in Newnan, Georgia to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Newnan, Georgia aren’t actually that difficult to obtain, particularly if you have some gumption like Maybell. Maybell was able to find a fast loan for $42000 from The Peoples Bank and 1st Community Bank, but turned down both offers in favor of their emergency loan from Bank of Coweta. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better in the case that you are in a pinch.

Maybell’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their zoo veterinarian job and their future career as a chemical plant operator

Fico Score: 825

Signature Loan acquired in Newnan, Georgia for $42000 with excellent credit by Maybell

Most clients have difficulty with finding signature loans in Newnan, Georgia, and Maybell is not an exception. Maybell went to 8 lenders or more before finding Bank of Coweta, who offered Maybell a signature loan for $42000. Typical signature loans simply need a client, like Maybell’s signature to obtain them, up to $21,000 in some cases. Maybell was able to get $42000 as a emergency loan, which is very high for an emergency loan. Because signature loans don’t need a cosigner, these loans tend to require better credit, as high as 719

Before applying for this emergency loan, Maybell had an Experian score of 842, which is excellent, so Bank of Coweta most likely cannot provide Maybell an emergency loan

Experian Score: 842

9 Months Ago, Maybell Tried to Find a High Risk Loan for $20,000.00, and it was Easy

There is an well known struggle for clients to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Maybell. Maybell decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit individuals. Borrowers with credit ratings as low as 489 can apply for a high risk loan and have a chance to be approved.

Maybell has a disappointing current total income, but has a large amount of prospects

Maybell has always wanted to be a chemical plant operator, but would have to attend Cleveland State University again to become one. Maybell has other prospects as well, including motor vehicle inspector, biology professor, and high school administrator, which pay $54,000 through to $103,000 per year, on average. For this reason, we think that Maybell can pay for this emergency loan of $42000.

Personal Loan for a zoo veterinarian named Maybell in Newnan, Georgia to Pay Off Steuben Trust Visa Platinum Card

Maybell had a lot of credit card debt on their Korean Air SKYPASS Visa Signature Card and their PNC Bank Travel Rewards Visa Business Credit Card, and they were starting to get in over their heads. Despite Maybell’s job as a zoo veterinarian, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Maybell was not approved by The Rockmart Bank 6 times prior to being accepted by Bank of Coweta at 110 Jefferson Street

On July 1, 2011, Maybell inquired about borrowing $11,000 from Allied Bank of Georgia with Margorie, their in law from just outside Newnan, and even with the co-signer, Maybell was rejected for this emergency loan. With excellent credit, it can be very hard to procure financing, even with collateral and a co-signer.

Installment loan for Maybell, a graduate of Cleveland State University and a zoo veterinarian working for over $72,000 per year

Maybell, an alumnus at Cleveland State University and a zoo veterinarian in Newnan, Georgia wants an emergency loan to purchase something frivolous. Maybell has instead decided to get an installment loan for $18,000 and is currently seeking lenders like United Bank to provide it.

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $38,000.00 to $44,000.00. They are normally used to pay off existing high interest loans like credit cards. Maybell required a debt consolidation loan to pay for their existing emergency loan and their loan shark loan. Maybell was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.0%.

Paraphrased and Standardized Quote from Maybell for this emergency loan of $42000, provided by Bank of Coweta

Hello, I am Maybell and my hometown is Newnan in Georgia. Coweta, county is where I grew up, and now I need a emergency loan in Georgia for $42000 to pay bills. It wasn’t easy, but Bank of Coweta really came through for me with this loan for 11.8% interest APR and a term of 7 years. I will repay the loan over the 7 year term, including interest. A big thanks to Bank of Coweta for giving me a chance and my excellent credit. It look me 8 years to create my credit to 825, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.

Multiple other requests for credit have been made by Maybell in the past, including one from Chapin State Bank in Newnan, Georgia before Maybell was approved for the $42000 by Bank of Coweta

Maybell made 7 previous attempts to obtain an emergency loan, 2 of which were with Chapin State Bank, a lender in Newnan, Georgia known to specialize in emergency loans specifically. Before finding Bank of Coweta, Maybell was very concerned due to their inexperience and excellent credit rating.

Conclusion of Maybell’s emergency loan

In the end, Maybell was able to find an emergency loan for $42000 with an interest rate of 6.1% interest APR from Bank of Coweta in Newnan, Georgia repayable over 7 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.