$48000 Quick Loan – Staten Island New York, Credit Rating Of 383
- Experian: 393 – This client had a terrible Experian score
- Transunion: 370 – Stacee had a terrible credit rating with Transunion.
- Equifax: Stacee’s Experian score was 383, which is a terrible credit rating using the Experian scale.
Previous requests on Stacee’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$50540.00||11||10.1%||$635.62||Bankers Trust Company of Albany, National Association||May 19, 2009|
|$51280.00||8||5.4%||$659.01||Montgomery County Trust Company||February 16, 2010|
|$50580.00||8||8.2%||$720.19||Bank of Avoca||August 28, 2010|
|$51200.00||9||11.6%||$765.93||The State Bank of Belmont||June 18, 2012|
When Stacee was 21, they tried to obtain a student loan from 6 alternate banks, which damaged their credit score. Below is a chronology of Stacee’s previous attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on December 15, 2008
- Attempt 2) Loan for $38,000.00 on May 13, 2012
- Attempt 3) Loan for $23,000.00 on May 10, 2013
- Attempt 4) Loan for $23,000.00 on April 25, 2011
- Attempt 5) Loan for $22,000.00 on June 20, 2011
- Attempt 6) Loan for $37,000.00 on June 23, 2012
- Full name (Changed if requested): Stacee Checketts
- Current Credit: loans.hit.utils.Fico@573fd745
- Current City: Staten Island
- State: New York
- Zip code: 10322
- Yearly income: $45,000
- Current Job: sales representative
- Current County: Richmond
- Goal Yearly Income: $135,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Many past requests for credit have been made by Stacee in the past, including one from Community National Bank in Staten Island, New York before Stacee was accepted for the $48000 by Westerleigh Savings, A Federal Savings and Loan Association
Stacee made 6 previous tries to obtain a quick loan, 2 of which were with Community National Bank, a lending institution in Staten Island, New York known to specialize in quick loans specifically. Prior to finding Westerleigh Savings, A Federal Savings and Loan Association, Stacee was desperate due to their inexperience and terrible credit rating.
Installment loan for Stacee, a graduate of Fontbonne University and a sales representative working for over $65,000 per year
Stacee, an alumnus at Fontbonne University and a sales representative in Staten Island, New York needs a quick loan to purchase something frivolous. Stacee has instead chosen to obtain an installment loan for $17,000 and is currently seeking lenders like The Merchants Bank of New York to provide it.
Fast Loans for Stacee in Staten Island, New York to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Staten Island, New York aren’t actually that difficult to obtain, especially if you have some finesse like Stacee. Stacee was able to find a fast loan for $48000 from Trade Bank and Trust Company and Bankers Trust Company of Albany, National Association, but turned down both offers in favor of their quick loan from Westerleigh Savings, A Federal Savings and Loan Association. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big difference in the case that a borrower is on the go.
Stacee was declined by Manufacturers Hanover Trust Company 6 times prior to being approved by Westerleigh Savings, A Federal Savings and Loan Association at 832 Jewett Ave
On May 8, 2010, Stacee applied about borrowing $47,000 from The Bank of New York with Tula, their friend from just outside Staten Island, and even with the co-signer, Stacee was rejected for this quick loan. With terrible credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Before applying for this quick loan, Stacee had an Experian score of 393, which is terrible, so Westerleigh Savings, A Federal Savings and Loan Association most likely cannot provide Stacee a quick loan
Personal Loan for a sales representative named Stacee in Staten Island, New York to Pay Off Malvern Federal Savings Bank Visa Business Card
Stacee had a tonne of credit card debt on their Amalgamated Bank MasterCard Standard Secured and their Staples Business More Account, and they were starting to get in over their heads. Despite Stacee’s job as a sales representative, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Stacee’s Overall FICO score at the time of acceptance for a quick loan, taking into account their sales representative job and their future job as a soil scientist
Paraphrased and Standardized Quote from Stacee for this quick loan of $48000, provided by Westerleigh Savings, A Federal Savings and Loan Association
Hello, I am Stacee and my hometown is Staten Island in New York. Richmond, county is where I grew up, and now I need a quick loan in New York for $48000 to buy a car. It has been difficult, but Westerleigh Savings, A Federal Savings and Loan Association really came through for me with this loan for 7.5% interest APR and a term of 10 years. I can probably repay the loan over the 10 year term, including interest. A big thanks to Westerleigh Savings, A Federal Savings and Loan Association for trusting me and my terrible credit. It look me 4 years to create my credit to 383, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.
Signature Loan found in Staten Island, New York for $48000 with terrible credit by Stacee
Most prospective borrowers struggle with obtaining signature loans in Staten Island, New York, and Stacee is the same. Stacee went to 7 lending institutions or more before finding Westerleigh Savings, A Federal Savings and Loan Association, who offered Stacee a signature loan for $48000. Most signature loans simply require a client, like Stacee’s signature to obtain them, up to $46,000 in some cases. Stacee was able to get $48000 as a quick loan, which is very high for a quick loan. Because signature loans don’t require a cosigner, these loans tend to require better credit, as high as 722
7 Months in the Past, Stacee Tried to Find a High Risk Loan for $20,000.00, and it was Hard
There is an well known struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Stacee. Stacee decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit clients. Clients with credit scores as low as 438 can inquire for a high risk loan and possibly can be accepted.
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $24,000.00 to $53,000.00. They are mainly used to pay off existing high interest loans like credit cards. Stacee required a debt consolidation loan to pay for their existing quick loan and their payday loan. Stacee was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your bad, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.4%.
Stacee has a low current yearly income, but has a high number of prospects
Stacee has always wanted to be a soil scientist, but would have to attend Fontbonne University again to become one. Stacee has other possibilities as well, including funeral attendant, pediatric dentist, and fraud investigator, which pay $52,000 through to $101,000 per year, at least. Because of this, we think that Stacee can pay for this quick loan of $48000.
Contact Details for Westerleigh Savings, A Federal Savings and Loan Association, the provider of this quick loan
- Westerleigh Savings, A Federal Savings and Loan Association
- City: Staten Island
- State: New York
- Address: 832 Jewett Ave
- County: Richmond
- Zip code: 10314
Stacee’s Transunion score was changed by the quick loan loan, changing to 370 from 383, which is typical in our experience.
Conclusion of Stacee’s quick loan
In the end, Stacee was able to find a quick loan for $48000 with an interest rate of 7.6% interest APR from Westerleigh Savings, A Federal Savings and Loan Association in Staten Island, New York repayable over 10 years from now.