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6 Year Mortgage For Jerome In Homosassa Florida

$8000 Mortgage – Homosassa Florida, Credit Rating Of 387

  • Experian: 397 – This client had a terrible Experian score
  • Transunion: 374 – Jerome had a terrible credit rating with Transunion.
  • Equifax: Jerome’s Experian score was 387, which is a terrible credit rating on the Experian rating scheme.

Signature Loan acquired in Homosassa, Florida for $8000 with terrible credit by Jerome

Most prospective borrowers have difficulty with finding signature loans in Homosassa, Florida, and Jerome is not an exception. Jerome went to 5 lenders or more prior to finding Homosassa Springs Bank, who offered Jerome a signature loan for $8000. Most signature loans simply require a client, like Jerome’s signature to obtain them, up to $45,000 in some cases. Jerome was able to get $8000 as a mortgage, which is very high for a mortgage. Because signature loans don’t need collateral, these loans tend to need better credit, as high as 795

Previous requests on Jerome’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$24860.00 7 8.1% $388.71 NCNB National Bank of Florida March 27, 2011
$24860.00 11 9.6% $305.64 Southeast Bank of Madison County, National Association September 30, 2011
$24610.00 11 8.6% $288.95 Southeast Bank of Wildwood July 25, 2013
$25100.00 7 9.1% $405.11 Atlantic Bank of Jacksonville July 2, 2014

Fast Loans for Jerome in Homosassa, Florida to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Homosassa, Florida aren’t actually that difficult to obtain, especially if you have some gumption like Jerome. Jerome was able to find a fast loan for $8000 from Barnett Bank of West Florida and The Broadway National Bank of Tampa, but declined both offers in favor of their mortgage from Homosassa Springs Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. Much better if you are on the go.

Personal Loan for a materials scientist named Jerome in Homosassa, Florida to Pay Off Bergdorf Goodman Credit Card

Jerome had a lot of credit card debt on their Bank of Akron MasterCard and their DCU Visa Platinum Secured Credit Card, and they were starting to get in over their heads. Despite Jerome’s job as a materials scientist, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Installment loan for Jerome, a graduate of University of Denver and a materials scientist working for over $64,000 per year

Jerome, an alumnus at University of Denver and a materials scientist in Homosassa, Florida wants a mortgage to purchase a car. Jerome has instead chosen to get an installment loan for $15,000 and is at present seeking lenders like Caribank to process their request.

Before applying for this mortgage, Jerome had an Experian score of 397, which is terrible, so Homosassa Springs Bank most likely cannot provide Jerome a mortgage

Experian Score: 397

Client Profile: Jerome Stgermain of Homosassa, Florida
  • Full name (Changed if requested): Jerome Stgermain
  • Current Credit: loans.hit.utils.Fico@626b2d4a
  • Current City: Homosassa
  • State: Florida
  • Zip code: 34448
  • Yearly income: $58,000
  • Current Job: materials scientist
  • Current County: Citrus
  • Goal Yearly Income: $115,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Jerome’s Transunion score was altered by the mortgage loan, changing to 374 from 387, which is normal in our experience.

Transunion Score: 374

When Jerome was 18, they attempted to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a chronology of Jerome’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on April 15, 2009
  • Attempt 2) Loan for $21,000.00 on October 25, 2011
  • Attempt 3) Loan for $33,000.00 on January 2, 2009
  • Attempt 4) Loan for $24,000.00 on April 4, 2013
  • Attempt 5) Loan for $25,000.00 on June 20, 2009
  • Attempt 6) Loan for $30,000.00 on August 6, 2011
  • Attempt 7) Loan for $35,000.00 on July 6, 2009

Paraphrased and Standardized Quote from Jerome for this mortgage of $8000, provided by Homosassa Springs Bank

Hi, I am Jerome and I am from Homosassa in Florida. Citrus, county is where I grew up, and now I need a mortgage in Florida for $8000 to buy a car. It wasn’t easy, but Homosassa Springs Bank really came through for me with this loan for 10.2% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to Homosassa Springs Bank for trusting me and my terrible credit. It look me 6 years to build my credit to 387, and I won’t harm it any future. I’m happy with Find Texas Loans for assisting me this far.

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $29,000.00 to $58,000.00. They are typically used to pay off existing high interest loans like credit cards. Jerome needed a debt consolidation loan to pay for their existing mortgage and their payday loan. Jerome was able to find a mortgage in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.8%.

8 Months in the Past, Jerome Attempted to Find a High Risk Loan for $21,000.00, but They Didn’t Find What They were Expecting

It is an existing struggle for clients to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Jerome. Jerome decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Clients with credit scores as low as 476 can inquire for a high risk loan and may be be approved.

Jerome’s Overall FICO score at the time of acceptance for a mortgage, taking into account their materials scientist job and their future job as a cost estimator

Fico Score: 387

Jerome has a very low current yearly income, but has a large amount of prospects

Jerome has always wanted to be a cost estimator, but would need attend University of Denver again to become one. Jerome has other prospects as well, including animal control worker, heating, and speech pathologist, which pay $59,000 through to $96,000 per year, on average. Because of this, we think that Jerome can pay for this mortgage of $8000.

Multiple past requests for credit have been made by Jerome in the past, including one from The Guernsey Bank in Homosassa, Florida before Jerome was approved for the $8000 by Homosassa Springs Bank

Jerome made 8 previous tries to obtain a mortgage, 2 of which were with The Guernsey Bank, a bank in Homosassa, Florida known to specialize in mortgages specifically. Before finding Homosassa Springs Bank, Jerome was concerned due to their inexperience and terrible credit score.

Jerome was not approved by Southeast Bank of Perry, National Association 6 times before being granted funding by Homosassa Springs Bank at 4325 South Suncoast Boulevard

On March 3, 2011, Jerome inquired about borrowing $24,000 from Caribank with Rebecca, their in law from just outside Homosassa, and even with the co-signer, Jerome was rejected for this mortgage. With terrible credit, it can be very hard to procure financing, even with collateral and a co-signer.

Contact Details for Homosassa Springs Bank, the provider of this mortgage

  • Homosassa Springs Bank
  • City: Homosassa
  • State: Florida
  • Address: 4325 South Suncoast Boulevard
  • County: Citrus
  • Zip code: 34446

Conclusion of Jerome’s mortgage

In the end, Jerome was able to find a mortgage for $8000 with an interest rate of 8.3% interest APR from Homosassa Springs Bank in Homosassa, Florida repayable over 23 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.