$105000 Signature Loan – Crossville Tennessee, Credit Rating Of 576
- Experian: 587 – This individual had a fair Experian rating
- Transunion: 563 – Dimple had a fair credit score with Transunion.
- Equifax: Dimple’s Experian score was 576, which is a fair credit score on the Experian rating scheme.
Personal Loan for a surgeon named Dimple in Crossville, Tennessee to Pay Off M&T Visa Signature Credit Card
Dimple had a lot of credit card debt on their Justice FCU Visa Gold Card and their EverBank EverCard Visa Platinum, and they were starting to get in over their heads. Despite Dimple’s job as a surgeon, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Signature Loan easily acquired in Crossville, Tennessee for $105000 with fair credit by Dimple
Most prospective borrowers have difficulty with obtaining signature loans in Crossville, Tennessee, and Dimple is the same. Dimple went to 8 lenders or more prior to settling on Cumberland County Bank, who offered Dimple a signature loan for $105000. Typical signature loans simply need a client, like Dimple’s signature to obtain them, up to $38,000 in some cases. Dimple was able to get $105000 as a signature loan, which is very high for a signature loan. Because signature loans don’t require a cosigner, these loans tend to need improved credit, as high as 719
Before applying for this signature loan, Dimple had an Experian score of 587, which is fair, so Cumberland County Bank most likely cannot provide Dimple a signature loan
7 Months Ago, Dimple Tried to Find a High Risk Loan for $21,000.00, and it was Hard
There is an well known struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Dimple. Dimple decided not to get a high risk loan this time. High Risk loans are given to very low credit clients. Clients with credit scores as low as 330 can apply for a high risk loan and possibly can be approved.
Dimple’s Overall FICO score at the time of acceptance for a signature loan, taking into account their surgeon job and their future career as an employment administrator
Dimple was not approved by SunTrust Bank, East Tennessee, National Association 6 times before being granted funding by Cumberland County Bank at 225 West Avenue
On April 7, 2011, Dimple inquired about borrowing $33,000 from Peoples and Union Bank with Genesis, their friend from just outside Crossville, and even with the co-signer, Dimple was rejected for this signature loan. With fair credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Contact Details for Cumberland County Bank, the provider of this signature loan
- Cumberland County Bank
- City: Crossville
- State: Tennessee
- Address: 225 West Avenue
- County: Cumberland
- Zip code: 38555
Dimple has a disappointing current gross income, but has several of prospects
Dimple has always wanted to be an employment administrator, but would need attend Alvernia University again to become one. Dimple has other prospects as well, including logging tractor operator, court administrator, and animal trainer, which pay $54,000 through to $93,000 per year, at least. For this reason, we think that Dimple can pay for this signature loan of $105000.
- Full name (Changed if requested): Dimple Knowell
- Current Credit: loans.hit.utils.Fico@6d9c638
- Current City: Crossville
- State: Tennessee
- Zip code: 38559
- Yearly income: $55,000
- Current Job: surgeon
- Current County: Cumberland
- Goal Yearly Income: $109,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $20,000.00 to $48,000.00. They are typically used to pay off existing high interest loans like credit cards. Dimple required a debt consolidation loan to pay for their existing signature loan and their payday loan. Dimple was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.2%.
Previous requests on Dimple’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$49350.00||3||9.5%||$1580.83||Citizens Bank||March 21, 2009|
|$49250.00||5||10.3%||$1053.7||SunTrust Bank, Chattanooga, National Association||July 31, 2010|
|$49110.00||7||11.5%||$853.85||GreenBank||May 7, 2011|
|$49370.00||4||11.2%||$1280.79||CommunityFIRST Bank||September 19, 2011|
|$49410.00||9||7.3%||$625.47||Bank of Belfast||October 7, 2013|
When Dimple was 24, they tried to obtain a student loan from 6 alternate banks, which harmed their credit score. Below is a list of Dimple’s prior attempts at finding a student loan:
- Attempt 1) Loan for $22,000.00 on February 22, 2010
- Attempt 2) Loan for $32,000.00 on October 3, 2010
- Attempt 3) Loan for $23,000.00 on November 30, 2011
- Attempt 4) Loan for $39,000.00 on September 13, 2010
- Attempt 5) Loan for $23,000.00 on May 5, 2010
- Attempt 6) Loan for $36,000.00 on September 20, 2011
Paraphrased and Standardized Quote from Dimple for this signature loan of $105000, provided by Cumberland County Bank
Hi, I am Dimple and I’m from Crossville in Tennessee. Cumberland, county is where I grew up, and now I need a signature loan in Tennessee for $105000 to renovate my home. It has been difficult, but Cumberland County Bank really came through for me with this loan for 9.5% interest APR and a term of 17 years. I can repay the loan over the 17 year term, including interest. A big thanks to Cumberland County Bank for trusting me and my fair credit. It look me 4 years to create my credit to 576, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.
Many previous requests for credit have been made by Dimple in the past, including one from Lone Summit Bank in Crossville, Tennessee before Dimple was accepted for the $105000 by Cumberland County Bank
Dimple made 7 previous tries to obtain a signature loan, 2 of which were with Lone Summit Bank, a bank in Crossville, Tennessee known to specialize in signature loans specifically. Prior to finding Cumberland County Bank, Dimple was concerned due to their inexperience and fair credit score.
Fast Loans for Dimple in Crossville, Tennessee to prevent bankruptcy or harm from debt collectors.
Fast loans in Crossville, Tennessee aren’t actually that difficult to obtain, especially if you have some finesse like Dimple. Dimple was able to find a fast loan for $105000 from Bank of Trenton and Trust Company and City and County Bank of Roane County, but declined both offers in favor of their signature loan from Cumberland County Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better if a borrower is on the go.
Dimple’s Transunion score was changed by the signature loan loan, changing to 563 from 576, which is typical in our experience.
Installment loan for Dimple, a graduate of Alvernia University and a surgeon working for over $79,000 per year
Dimple, an alumnus at Alvernia University and a surgeon in Crossville, Tennessee needs a signature loan to purchase a new cell phone. Dimple has instead decided to get an installment loan for $11,000 and is at present seeking lenders like The Bank of Goodlettsville to process their request.
Conclusion of Dimple’s signature loan
In the end, Dimple was able to find a signature loan for $105000 with an interest rate of 11.1% interest APR from Cumberland County Bank in Crossville, Tennessee repayable over 17 years from today.