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Fast Loan Of $176000 For Terrible Credit California Resident

$176000 Fast Loan – Thousand Oaks California, Credit Rating Of 321

  • Experian: 334 – The client had a terrible Experian score
  • Transunion: 306 – Georgianne had a terrible credit score with Transunion.
  • Equifax: Georgianne’s Experian score was 321, which is a terrible credit score on the Experian system.

When Georgianne was 18, they tried to obtain a student loan from 6 different lenders, which damaged their credit score. Below is a list of Georgianne’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $34,000.00 on February 21, 2009
  • Attempt 2) Loan for $36,000.00 on January 5, 2013
  • Attempt 3) Loan for $37,000.00 on July 30, 2011
  • Attempt 4) Loan for $25,000.00 on September 22, 2009
  • Attempt 5) Loan for $21,000.00 on August 9, 2010
  • Attempt 6) Loan for $27,000.00 on December 20, 2012

9 Months in the Past, Georgianne Attempted to Find a High Risk Loan for $38,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Georgianne. Georgianne decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Borrowers with credit ratings as low as 330 can apply for a high risk loan and possibly can be accepted.

Before applying for this fast loan, Georgianne had an Experian score of 334, which is terrible, so Los Robles Bank probably cannot provide Georgianne a fast loan

Experian Score: 334

Georgianne has a disappointing current yearly income, but has a large amount of prospects

Georgianne has always wanted to be a chaplain, but would have to attend Harry S. Truman Memorial Veterans Hospital again to become one. Georgianne has other possibilities as well, including teacher of the blind, printing/graphic arts reproduction technician, and computer hardware technician, which pay $55,000 through to $101,000 per year, on average. Because of this, we think that Georgianne can afford this fast loan of $176000.

Contact Details for Los Robles Bank, the provider of this fast loan

  • Los Robles Bank
  • City: Thousand Oaks
  • State: California
  • Address: 33 West Thousand Oaks Boulevard
  • County: Ventura
  • Zip code: 91360

Paraphrased and Standardized Quote from Georgianne for this fast loan of $176000, provided by Los Robles Bank

Hi, I am Georgianne and my hometown is Thousand Oaks in California. Ventura, county is where I grew up, and now I need a fast loan in California for $176000 to buy a car. It has been difficult, but Los Robles Bank really came through for me with this loan for 6.7% interest APR and a term of 16 years. I will repay the loan over the 16 year term, including interest. A big thanks to Los Robles Bank for trusting me and my terrible credit. It look me 6 years to create my credit to 321, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.

Signature Loan acquired in Thousand Oaks, California for $176000 with terrible credit by Georgianne

A lot of prospective borrowers struggle with finding signature loans in Thousand Oaks, California, and Georgianne is no exception. Georgianne went to 8 lending institutions or more before finding Los Robles Bank, who offered Georgianne a signature loan for $176000. Typical signature loans simply require a client, like Georgianne’s signature to obtain them, up to $29,000 in some cases. Georgianne was able to get $176000 as a fast loan, which is very high for a fast loan. Since signature loans don’t need a cosigner, these loans tend to require higher credit, as high as 723

Personal Loan for a speech writer named Georgianne in Thousand Oaks, California to Pay Off American Savings Bank Business Edition Visa Card

Georgianne had a lot of credit card debt on their Five Star Bank Visa Signature Bonus Rewards Card and their TD Payment Plus Visa Credit Card, and they were starting to get in over their heads. Despite Georgianne’s job as a speech writer, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Installment loan for Georgianne, a graduate of Harry S. Truman Memorial Veterans Hospital and a speech writer working for over $66,000 per year

Georgianne, an alumnus at Harry S. Truman Memorial Veterans Hospital and a speech writer in Thousand Oaks, California needs a fast loan to purchase something frivolous. Georgianne has instead chosen to obtain an installment loan for $23,000 and is at present seeking lenders like Santa Ynez Valley Bank to provide it.

Client Profile: Georgianne Tutterow of Thousand Oaks, California
  • Full name (Changed if requested): Georgianne Tutterow
  • Current Credit: loans.hit.utils.Fico@443b7951
  • Current City: Thousand Oaks
  • State: California
  • Zip code: 91361
  • Yearly income: $61,000
  • Current Job: speech writer
  • Current County: Ventura
  • Goal Yearly Income: $99,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Georgianne’s Transunion score was altered by the fast loan loan, changing to 306 from 321, which is normal in our experience.

Transunion Score: 306

Previous requests on Georgianne’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$101170.00 11 8.5% $1182.31 Santa Monica Bank December 14, 2008
$101150.00 10 10.5% $1364.87 Farmers and Merchants Bank of Long Beach May 28, 2010
$101240.00 9 5.5% $1190.58 First Interstate Bank of California October 19, 2013
$100660.00 8 11.5% $1608.48 Union Bank March 15, 2015
$101340.00 6 8.2% $1786.73 Citizens Commercial Trust and Savings Bank of Pasadena May 13, 2015

Georgianne’s Overall FICO score at the time of acceptance for a fast loan, taking into account their speech writer job and their future career as a chaplain

Fico Score: 321

Fast Loans for Georgianne in Thousand Oaks, California to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Thousand Oaks, California aren’t actually that difficult to obtain, especially if you have some gumption like Georgianne. Georgianne was able to find a fast loan for $176000 from United States National Bank and Beverly Hills National Bank, but declined both offers in favor of their fast loan from Los Robles Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if a borrower is on the go.

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $20,000.00 to $58,000.00. They are typically used to pay off existing high interest loans like credit cards. Georgianne needed a debt consolidation loan to pay for their existing fast loan and their payday loan. Georgianne was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.0%.

Multiple other requests for credit have been made by Georgianne in the past, including one from Vantage Bank Texas in Thousand Oaks, California before Georgianne was approved for the $176000 by Los Robles Bank

Georgianne made 4 previous attempts to obtain a fast loan, 2 of which were with Vantage Bank Texas, a bank in Thousand Oaks, California known to specialize in fast loans specifically. Before finding Los Robles Bank, Georgianne was concerned due to their inexperience and terrible credit score.

Georgianne was declined by Community First National Bank 7 times prior to being accepted by Los Robles Bank at 33 West Thousand Oaks Boulevard

On January 21, 2009, Georgianne applied about borrowing $26,000 from Mechanics Bank with Cordelia, their friend from just outside Thousand Oaks, and even with the co-signer, Georgianne was rejected for this fast loan. With terrible credit, it can be challenging to procure funding, even with collateral and a co-signer.

Conclusion of Georgianne’s fast loan

In the end, Georgianne was able to find a fast loan for $176000 with an interest rate of 7.6% interest APR from Los Robles Bank in Thousand Oaks, California repayable over 16 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.