$24000 Auto Loan – Bel Air Maryland, Credit Score Of 823
- Experian: 842 – The client had an excellent Experian score
- Transunion: 805 – Zena had an excellent credit rating with Transunion.
- Equifax: Zena’s Experian score was 823, which is an excellent credit rating with the Experian system.
Personal Loan for a painters named Zena in Bel Air, Maryland to Pay Off Harley-Davidson Visa Signature Card
Zena had a tonne of credit card debt on their MetaBank AccountNow Gold Prepaid MasterCard and their MetroPCS Prepaid Visa Card, and they were starting to get in over their heads. Despite Zena’s job as a painters, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Zena has a disappointing current total income, but has several of prospects
Zena has always wanted to be a tax preparer, but would need attend Central Louisiana Technical Community College – Alexandria again to achieve it. Zena has other prospects as well, including food batchmaker, heating, and anti-terrorism intelligence agent, which pay $50,000 through to $98,000 per year, on average. For this reason, we believe that Zena can pay for this auto loan of $24000.
Previous requests on Zena’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$120210.00||10||6.3%||$1352.76||American Security Bank, National Association||May 28, 2011|
|$120140.00||10||5.6%||$1309.8||The Forest Hill State Bank||August 16, 2012|
|$120130.00||5||9.3%||$2511.23||Boonsboro Bank of Boonsboro, Maryland||December 26, 2012|
|$119660.00||6||6.4%||$2005.78||Farmers Bank||September 15, 2014|
|$119790.00||8||11.1%||$1888.18||St. Michaels Bank||October 4, 2014|
Fast Loans for Zena in Bel Air, Maryland to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Bel Air, Maryland aren’t actually that difficult to obtain, especially if you have some finesse like Zena. Zena was able to find a fast loan for $24000 from The First National Bank of Mount Savage and Maryland National Bank, but turned down both offers in favor of their auto loan from Slavie Federal Savings Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement if a client is in a time sensitive situation.
Several previous requests for credit have been made by Zena in the past, including one from Royal Palm Savings Bank in Bel Air, Maryland before Zena was accepted for the $24000 by Slavie Federal Savings Bank
Zena made 9 previous attempts to obtain an auto loan, 2 of which were with Royal Palm Savings Bank, a bank in Bel Air, Maryland known to specialize in auto loans specifically. Prior to finding Slavie Federal Savings Bank, Zena was concerned due to their inexperience and excellent credit score.
When Zena was 22, they attempted to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a chronology of Zena’s prior attempts at finding a student loan:
- Attempt 1) Loan for $21,000.00 on June 11, 2013
- Attempt 2) Loan for $24,000.00 on August 1, 2010
- Attempt 3) Loan for $20,000.00 on August 27, 2009
- Attempt 4) Loan for $20,000.00 on November 27, 2009
- Attempt 5) Loan for $34,000.00 on August 24, 2009
Paraphrased and Standardized Quote from Zena for this auto loan of $24000, provided by Slavie Federal Savings Bank
Hello, I am Zena and I am from Bel Air in Maryland. Harford, county is where I grew up, and now I need a auto loan in Maryland for $24000 to buy a car. It wasn’t easy, but Slavie Federal Savings Bank really came through for me with this loan for 9.1% interest APR and a term of 2 years. I will repay the loan over the 2 year term, including interest. A big thanks to Slavie Federal Savings Bank for giving me a chance and my excellent credit. It look me 5 years to create my credit to 823, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
Before applying for this auto loan, Zena had an Experian score of 842, which is excellent, so Slavie Federal Savings Bank probably cannot provide Zena an auto loan
Installment loan for Zena, a graduate of Central Louisiana Technical Community College – Alexandria and a painters working for over $60,000 per year
Zena, an alumnus at Central Louisiana Technical Community College – Alexandria and a painters in Bel Air, Maryland wants an auto loan to purchase a house. Zena has instead decided to obtain an installment loan for $29,000 and is at present seeking lenders like The Denton National Bank to process their request.
- Full name (Changed if requested): Zena Cheney
- Current Credit: loans.hit.utils.Fico@41975e01
- Current City: Bel Air
- State: Maryland
- Zip code: 21023
- Yearly income: $63,000
- Current Job: painters
- Current County: Harford
- Goal Yearly Income: $103,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Contact Details for Slavie Federal Savings Bank, the provider of this auto loan
- Slavie Federal Savings Bank
- City: Bel Air
- State: Maryland
- Address: 1614 Churchville Road
- County: Harford
- Zip code: 21015
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $30,000.00 to $53,000.00. They are mainly used to pay off existing high interest loans like credit cards. Zena needed a debt consolidation loan to pay for their existing auto loan and their loan shark loan. Zena was able to find a auto loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 3.5%.
Zena’s Transunion score was altered by the auto loan loan, changing to 805 from 823, which is typical in our experience.
Signature Loan acquired in Bel Air, Maryland for $24000 with excellent credit by Zena
Many clients struggle with obtaining signature loans in Bel Air, Maryland, and Zena is not an exception. Zena went to 8 lending institutions or more prior to finding Slavie Federal Savings Bank, who offered Zena a signature loan for $24000. Most signature loans simply need a client, like Zena’s signature to obtain them, up to $26,000 in some cases. Zena was able to get $24000 as a auto loan, which is very high for an auto loan. Because signature loans don’t need collateral, they generally require improved credit, as high as 792
8 Months Ago, Zena Attempted to Find a High Risk Loan for $36,000.00, and it was Easy
There is an ongoing struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Zena. Zena chose not to get a high risk loan this time. High Risk loans are given to terrible credit applicants. Clients with credit ratings as low as 570 can inquire for a high risk loan and may be be approved.
Zena was rejected by The First National Bank of St. Mary’s at Leonardtown 7 times prior to being accepted by Slavie Federal Savings Bank at 1614 Churchville Road
On December 29, 2010, Zena inquired about borrowing $34,000 from Hagerstown Trust Company with Yasmine, their in law from just outside Bel Air, and even with the co-signer, Zena was rejected for this auto loan. With excellent credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Zena’s Overall FICO score at the time of acceptance for an auto loan, taking into account their painters job and their future career as a tax preparer
Conclusion of Zena’s auto loan
In the end, Zena was able to find an auto loan for $24000 with an interest rate of 6.2% interest APR from Slavie Federal Savings Bank in Bel Air, Maryland repayable over 2 years from today.