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$40000 Personal Loan – Chicago Illinois, Credit Rating Of 448
- Experian: 458 – This individual had a bad Experian score
- Transunion: 433 – Nakisha had a bad credit rating with Transunion.
- Equifax: Nakisha’s Experian score was 448, which is a bad credit score on the Experian scale.
Before applying for this personal loan, Nakisha had an Experian score of 458, which is bad, so Northwestern Savings Bank likely cannot provide Nakisha a personal loan
Personal Loan for a welder named Nakisha in Chicago, Illinois to Pay Off PartnersFirst Visa
Nakisha had a tonne of credit card debt on their State Farm Bank Business Visa Card and their Commerce Bank World Elite MasterCard, and they were starting to get in over their heads. Despite Nakisha’s job as a welder, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Fast Loans for Nakisha in Chicago, Illinois to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Chicago, Illinois aren’t actually that difficult to obtain, particularly if you have some finesse like Nakisha. Nakisha was able to find a fast loan for $40000 from Commerce Bank of Woodford County, National Association and Farmers & Mechanics Bank, but turned down both offers in favor of their personal loan from Northwestern Savings Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that a borrower is in a pinch.
When Nakisha was 20, they tried to obtain a student loan from 6 different lenders, which harmed their credit rating. Below is a list of Nakisha’s prior attempts at finding a student loan:
- Attempt 1) Loan for $34,000.00 on January 26, 2010
- Attempt 2) Loan for $38,000.00 on March 29, 2014
- Attempt 3) Loan for $28,000.00 on November 25, 2008
- Attempt 4) Loan for $35,000.00 on May 21, 2011
- Attempt 5) Loan for $26,000.00 on May 11, 2013
- Attempt 6) Loan for $29,000.00 on May 14, 2011
Many past requests for credit have been made by Nakisha in the past, including one from Capital-Union Savings FA in Chicago, Illinois before Nakisha was accepted for the $40000 by Northwestern Savings Bank
Nakisha made 9 previous tries to obtain a personal loan, 2 of which were with Capital-Union Savings FA, a lending institution in Chicago, Illinois known to specialize in personal loans specifically. Prior to finding Northwestern Savings Bank, Nakisha was desperate due to their inexperience and bad credit rating.
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $39,000.00 to $47,000.00. They are normally used to pay off existing high interest loans like credit cards. Nakisha needed a debt consolidation loan to pay for their existing personal loan and their loan shark loan. Nakisha was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.8%.
Nakisha’s Transunion score was changed by the personal loan loan, changing to 433 from 448, which is typical in our experience.
Nakisha has a disappointing current total income, but has a large amount of prospects
Nakisha has always wanted to be a mechanical engineering technician, but would have to attend University of South Alabama again to become one. Nakisha has other possibilities as well, including high school administrator, educational therapist, and mentally retarded students teacher, which pay $53,000 through to $97,000 per year, at least. Because of this, we believe that Nakisha can afford this personal loan of $40000.
Contact Details for Northwestern Savings Bank, the provider of this personal loan
- Northwestern Savings Bank
- City: Chicago
- State: Illinois
- Address: 2300 N Western Ave
- County: Cook
- Zip code: 60647
Previous requests on Nakisha’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$80420.00||9||8.3%||$1059.51||The Gerber State Bank||December 17, 2011|
|$79790.00||11||7.3%||$881.04||The Belvidere National Bank and Trust Company||June 29, 2014|
|$80470.00||11||10.8%||$1044.24||Commerce Bank||November 22, 2014|
|$80380.00||3||7.5%||$2500.32||Byron Bank||March 29, 2015|
|$79890.00||9||9.3%||$1094.69||Amalgamated Bank of Chicago||May 24, 2015|
Installment loan for Nakisha, a graduate of University of South Alabama and a welder working for over $74,000 per year
Nakisha, an alumnus at University of South Alabama and a welder in Chicago, Illinois wants a personal loan to purchase a car. Nakisha has instead decided to get an installment loan for $15,000 and is currently seeking lenders like Bank One, Illinois, National Association to process their request.
9 Months in the Past, Nakisha Tried to Find a High Risk Loan for $30,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Nakisha. Nakisha chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Individuals with credit ratings as low as 586 can apply for a high risk loan and possibly can be approved.
Nakisha’s Overall FICO score at the time of acceptance for a personal loan, taking into account their welder job and their future job as a mechanical engineering technician
Paraphrased and Standardized Quote from Nakisha for this personal loan of $40000, provided by Northwestern Savings Bank
Hi, I am Nakisha and I’m from Chicago in Illinois. Cook, county is where I grew up, and now I need a personal loan in Illinois for $40000 to pay bills. It has been difficult, but Northwestern Savings Bank really came through for me with this loan for 5.7% interest APR and a term of 5 years. I will repay the loan over the 5 year term, including interest. A big thanks to Northwestern Savings Bank for trusting me and my bad credit. It look me 4 years to create my credit to 448, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.
Signature Loan easily acquired in Chicago, Illinois for $40000 with bad credit by Nakisha
Most borrowers struggle with finding signature loans in Chicago, Illinois, and Nakisha is no different. Nakisha went to 6 lending institutions or more before finding Northwestern Savings Bank, who offered Nakisha a signature loan for $40000. Typical signature loans simply need a client, like Nakisha’s signature to obtain them, up to $36,000 in some cases. Nakisha was able to get $40000 as a personal loan, which is very high for a personal loan. Since signature loans do not require collateral, these loans generally need higher credit, as high as 779
Nakisha was declined by Uptown National Bank of Chicago 4 times prior to being accepted by Northwestern Savings Bank at 2300 N Western Ave
On May 13, 2011, Nakisha inquired about borrowing $14,000 from The State Bank of Geneva with Kandra, their friend from just outside Chicago, and even with the co-signer, Nakisha was rejected for this personal loan. With bad credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
- Full name (Changed if requested): Nakisha Mare
- Current Credit: loans.hit.utils.Fico@7ab2bfe1
- Current City: Chicago
- State: Illinois
- Zip code: 60652
- Yearly income: $43,000
- Current Job: welder
- Current County: Cook
- Goal Yearly Income: $97,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Conclusion of Nakisha’s personal loan
In the end, Nakisha was able to find a personal loan for $40000 with an interest rate of 8.6% interest APR from Northwestern Savings Bank in Chicago, Illinois repayable over 5 years from now.