Do you have over $10,000 in Debt? Get Help now.

$40000 Personal Loan In Chicago Illinois With Credit Score 448 For Nakisha

Fast Connection to Loan Services Online

Unsecured Personal Loans

Personal Loan up to $100,000. – Credit score starting at 720+ and an annual income over $85,000. required to apply

Personal Loan From $5000. to $100,000.

Personal Loan up to $50,000. – Credit score starting at 650+ and proof of regular income to apply

Personal Loan From $1,000. to $50,000. with 2-5 year term starting at 4.99%

Personal Loan up to $35,0000. – Credit score of 550+ to apply

Short and Long Term Personal Loan From $100. to $35,000.

Bad Credit Personal Loan up to $5,000. – any credit score can apply. Only apply with this provider if your credit score is below 580

Bad Credit Personal Loan From $100. to $2500.

Bad Credit Auto Loan

Bad Credit Auto Loan

Bad Credit Installment Loan

Take a look at our list of bad credit installemnt loan lenders

Private Student Loans & Student Loan Refinancing

Private Student Loan Offering

Student Loan Refinancing Offering

Debt Consolidation Loans – Many lenders offered in this link. Credit score starting at 580+ to apply

Debt Consolidation Loan providers From $5,000. to $100,000.

Debt Relief and Debt Settlement Services

Debt Relief – Creditor Relief, Creditor Management, Debt Settlement Services – No credit Score Requirements to apply

Debt settlement, debt management, debt negotiation
Struggling with debt over $10,000. and need help with debt relief or debt settlement
Call now: 877-672-1570

Bankruptcy Information

Bankruptcy information

Business Loan Services – Credit score of 500+ to apply

Business Loans From $5,000. to $500,000.

Credit Help

Credit Score Management – Struggling to qualify for a loan of any size

Helpful Information for Repairing Your Credit Score

$40000 Personal Loan – Chicago Illinois, Credit Rating Of 448

  • Experian: 458 – This individual had a bad Experian score
  • Transunion: 433 – Nakisha had a bad credit rating with Transunion.
  • Equifax: Nakisha’s Experian score was 448, which is a bad credit score on the Experian scale.

Before applying for this personal loan, Nakisha had an Experian score of 458, which is bad, so Northwestern Savings Bank likely cannot provide Nakisha a personal loan

Experian Score: 458

Personal Loan for a welder named Nakisha in Chicago, Illinois to Pay Off PartnersFirst Visa

Nakisha had a tonne of credit card debt on their State Farm Bank Business Visa Card and their Commerce Bank World Elite MasterCard, and they were starting to get in over their heads. Despite Nakisha’s job as a welder, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Fast Loans for Nakisha in Chicago, Illinois to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Chicago, Illinois aren’t actually that difficult to obtain, particularly if you have some finesse like Nakisha. Nakisha was able to find a fast loan for $40000 from Commerce Bank of Woodford County, National Association and Farmers & Mechanics Bank, but turned down both offers in favor of their personal loan from Northwestern Savings Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that a borrower is in a pinch.

When Nakisha was 20, they tried to obtain a student loan from 6 different lenders, which harmed their credit rating. Below is a list of Nakisha’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $34,000.00 on January 26, 2010
  • Attempt 2) Loan for $38,000.00 on March 29, 2014
  • Attempt 3) Loan for $28,000.00 on November 25, 2008
  • Attempt 4) Loan for $35,000.00 on May 21, 2011
  • Attempt 5) Loan for $26,000.00 on May 11, 2013
  • Attempt 6) Loan for $29,000.00 on May 14, 2011

Many past requests for credit have been made by Nakisha in the past, including one from Capital-Union Savings FA in Chicago, Illinois before Nakisha was accepted for the $40000 by Northwestern Savings Bank

Nakisha made 9 previous tries to obtain a personal loan, 2 of which were with Capital-Union Savings FA, a lending institution in Chicago, Illinois known to specialize in personal loans specifically. Prior to finding Northwestern Savings Bank, Nakisha was desperate due to their inexperience and bad credit rating.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $39,000.00 to $47,000.00. They are normally used to pay off existing high interest loans like credit cards. Nakisha needed a debt consolidation loan to pay for their existing personal loan and their loan shark loan. Nakisha was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.8%.

Nakisha’s Transunion score was changed by the personal loan loan, changing to 433 from 448, which is typical in our experience.

Transunion Score: 433

Nakisha has a disappointing current total income, but has a large amount of prospects

Nakisha has always wanted to be a mechanical engineering technician, but would have to attend University of South Alabama again to become one. Nakisha has other possibilities as well, including high school administrator, educational therapist, and mentally retarded students teacher, which pay $53,000 through to $97,000 per year, at least. Because of this, we believe that Nakisha can afford this personal loan of $40000.

Contact Details for Northwestern Savings Bank, the provider of this personal loan

  • Northwestern Savings Bank
  • City: Chicago
  • State: Illinois
  • Address: 2300 N Western Ave
  • County: Cook
  • Zip code: 60647

Previous requests on Nakisha’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$80420.00 9 8.3% $1059.51 The Gerber State Bank December 17, 2011
$79790.00 11 7.3% $881.04 The Belvidere National Bank and Trust Company June 29, 2014
$80470.00 11 10.8% $1044.24 Commerce Bank November 22, 2014
$80380.00 3 7.5% $2500.32 Byron Bank March 29, 2015
$79890.00 9 9.3% $1094.69 Amalgamated Bank of Chicago May 24, 2015

Installment loan for Nakisha, a graduate of University of South Alabama and a welder working for over $74,000 per year

Nakisha, an alumnus at University of South Alabama and a welder in Chicago, Illinois wants a personal loan to purchase a car. Nakisha has instead decided to get an installment loan for $15,000 and is currently seeking lenders like Bank One, Illinois, National Association to process their request.

9 Months in the Past, Nakisha Tried to Find a High Risk Loan for $30,000.00, but They Didn’t Find What They were Expecting

There is an existing struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Nakisha. Nakisha chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Individuals with credit ratings as low as 586 can apply for a high risk loan and possibly can be approved.

Nakisha’s Overall FICO score at the time of acceptance for a personal loan, taking into account their welder job and their future job as a mechanical engineering technician

Fico Score: 448

Paraphrased and Standardized Quote from Nakisha for this personal loan of $40000, provided by Northwestern Savings Bank

Hi, I am Nakisha and I’m from Chicago in Illinois. Cook, county is where I grew up, and now I need a personal loan in Illinois for $40000 to pay bills. It has been difficult, but Northwestern Savings Bank really came through for me with this loan for 5.7% interest APR and a term of 5 years. I will repay the loan over the 5 year term, including interest. A big thanks to Northwestern Savings Bank for trusting me and my bad credit. It look me 4 years to create my credit to 448, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.

Signature Loan easily acquired in Chicago, Illinois for $40000 with bad credit by Nakisha

Most borrowers struggle with finding signature loans in Chicago, Illinois, and Nakisha is no different. Nakisha went to 6 lending institutions or more before finding Northwestern Savings Bank, who offered Nakisha a signature loan for $40000. Typical signature loans simply need a client, like Nakisha’s signature to obtain them, up to $36,000 in some cases. Nakisha was able to get $40000 as a personal loan, which is very high for a personal loan. Since signature loans do not require collateral, these loans generally need higher credit, as high as 779

Nakisha was declined by Uptown National Bank of Chicago 4 times prior to being accepted by Northwestern Savings Bank at 2300 N Western Ave

On May 13, 2011, Nakisha inquired about borrowing $14,000 from The State Bank of Geneva with Kandra, their friend from just outside Chicago, and even with the co-signer, Nakisha was rejected for this personal loan. With bad credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Client Profile: Nakisha Mare of Chicago, Illinois
  • Full name (Changed if requested): Nakisha Mare
  • Current Credit: loans.hit.utils.Fico@7ab2bfe1
  • Current City: Chicago
  • State: Illinois
  • Zip code: 60652
  • Yearly income: $43,000
  • Current Job: welder
  • Current County: Cook
  • Goal Yearly Income: $97,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Conclusion of Nakisha’s personal loan

In the end, Nakisha was able to find a personal loan for $40000 with an interest rate of 8.6% interest APR from Northwestern Savings Bank in Chicago, Illinois repayable over 5 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.