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No Collateral Loan For $63000 Near 44004, Ohio With A Credit Score Of 345

$63000 No Collateral Loan – Ashtabula Ohio, Credit Rating Of 345

  • Experian: 356 – The client had a terrible Experian rating
  • Transunion: 332 – Jerilyn had a terrible credit score with Transunion.
  • Equifax: Jerilyn’s Experian score was 345, which is a terrible credit score with the Experian system.

Jerilyn was declined by Northwest Ohio Bank 6 times prior to being approved by AmeriTrust Company of Northeastern Ohio, N.A. at 4366 Main Avenue

On October 12, 2012, Jerilyn applied about borrowing $5,000 from The Peoples Bank with Octavio, their in law from just outside Ashtabula, and even with the co-signer, Jerilyn was rejected for this no collateral loan. With terrible credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Several other requests for credit have been made by Jerilyn in the past, including one from Chemung Valley Federal Savings and Loan Association in Ashtabula, Ohio before Jerilyn was approved for the $63000 by AmeriTrust Company of Northeastern Ohio, N.A.

Jerilyn made 8 prior attempts to obtain a no collateral loan, 2 of which were with Chemung Valley Federal Savings and Loan Association, a bank in Ashtabula, Ohio known to specialize in no collateral loans specifically. Prior to finding AmeriTrust Company of Northeastern Ohio, N.A., Jerilyn was concerned due to their inexperience and terrible credit rating.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $30,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Jerilyn needed a debt consolidation loan to pay for their existing no collateral loan and their payday loan. Jerilyn was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your bad, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.1%.

Jerilyn has a low current gross income, but has several of prospects

Jerilyn has always wanted to be a pathologist, but would have to attend VA Pittsburgh Healthcare System again to achieve it. Jerilyn has other prospects as well, including chemical plant operator, crossing guard, and alcohol & drug abuse assistance coordinator, which pay $59,000 through to $98,000 per year, at least. Because of this, we believe that Jerilyn can pay for this no collateral loan of $63000.

Paraphrased and Standardized Quote from Jerilyn for this no collateral loan of $63000, provided by AmeriTrust Company of Northeastern Ohio, N.A.

Hello, I am Jerilyn and my hometown is Ashtabula in Ohio. Ashtabula, county is where I grew up, and now I need a no collateral loan in Ohio for $63000 to buy a big ticket item. It wasn’t easy, but AmeriTrust Company of Northeastern Ohio, N.A. really came through for me with this loan for 5.8% interest APR and a term of 14 years. I can repay the loan over the 14 year term, including interest. A big thanks to AmeriTrust Company of Northeastern Ohio, N.A. for giving me a chance and my terrible credit. It look me 7 years to build my credit to 345, and I won’t harm it any more. I am happy with Find Texas Loans for assisting me this far.

Signature Loan acquired in Ashtabula, Ohio for $63000 with terrible credit by Jerilyn

A lot of prospective borrowers struggle with finding signature loans in Ashtabula, Ohio, and Jerilyn is not an exception. Jerilyn went to 7 lending institutions or more before finding AmeriTrust Company of Northeastern Ohio, N.A., who offered Jerilyn a signature loan for $63000. Most signature loans simply require a client, like Jerilyn’s signature to obtain them, up to $49,000 in some cases. Jerilyn was able to get $63000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans don’t need a cosigner, these loans generally require better credit, as high as 770

Jerilyn’s Transunion score was changed by the no collateral loan loan, changing to 332 from 345, which is typical in our experience.

Transunion Score: 332

9 Months in the Past, Jerilyn Attempted to Find a High Risk Loan for $25,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Jerilyn. Jerilyn chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Clients with credit ratings as low as 467 can apply for a high risk loan and may be be approved.

Jerilyn’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their painter job and their future career as a pathologist

Fico Score: 345

Installment loan for Jerilyn, a graduate of VA Pittsburgh Healthcare System and a painter working for over $60,000 per year

Jerilyn, an alumnus at VA Pittsburgh Healthcare System and a painter in Ashtabula, Ohio needs a no collateral loan to purchase something frivolous. Jerilyn has instead chosen to obtain an installment loan for $6,000 and is at present seeking lenders like The Peoples Savings Bank Company to provide it.

Personal Loan for a painter named Jerilyn in Ashtabula, Ohio to Pay Off Restoration Hardware Credit Card

Jerilyn had a lot of credit card debt on their RushCard Prepaid Visa Card and their Sleepy’s Credit Card, and they were starting to get in over their heads. Despite Jerilyn’s job as a painter, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Jerilyn Poree of Ashtabula, Ohio
  • Full name (Changed if requested): Jerilyn Poree
  • Current Credit: loans.hit.utils.Fico@34c45dca
  • Current City: Ashtabula
  • State: Ohio
  • Zip code: 44007
  • Yearly income: $46,000
  • Current Job: painter
  • Current County: Ashtabula
  • Goal Yearly Income: $102,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Fast Loans for Jerilyn in Ashtabula, Ohio to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Ashtabula, Ohio aren’t actually that difficult to obtain, especially if you have some gumption like Jerilyn. Jerilyn was able to find a fast loan for $63000 from First City Bank and The Commercial Bank, but declined both offers in favor of their no collateral loan from AmeriTrust Company of Northeastern Ohio, N.A.. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference in the case that you are in a pinch.

Before applying for this no collateral loan, Jerilyn had an Experian score of 356, which is terrible, so AmeriTrust Company of Northeastern Ohio, N.A. most likely cannot provide Jerilyn a no collateral loan

Experian Score: 356

Previous requests on Jerilyn’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$107560.00 11 7.5% $1199.08 The Vinton Banking Company July 2, 2013
$108110.00 6 11.5% $2085.57 The Ohio Valley Bank Company February 27, 2014
$108460.00 5 5.5% $2071.71 The Citizens Bank September 11, 2014
$108270.00 5 9.3% $2263.3 The Peoples Bank June 21, 2015

Contact Details for AmeriTrust Company of Northeastern Ohio, N.A., the provider of this no collateral loan

  • AmeriTrust Company of Northeastern Ohio, N.A.
  • City: Ashtabula
  • State: Ohio
  • Address: 4366 Main Avenue
  • County: Ashtabula
  • Zip code: 44004

When Jerilyn was 18, they tried to obtain a student loan from 7 different banks, which damaged their credit score. Below is a list of Jerilyn’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on May 5, 2012
  • Attempt 2) Loan for $27,000.00 on December 16, 2011
  • Attempt 3) Loan for $29,000.00 on February 12, 2012
  • Attempt 4) Loan for $28,000.00 on January 1, 2014
  • Attempt 5) Loan for $35,000.00 on February 16, 2012
  • Attempt 6) Loan for $28,000.00 on December 27, 2010
  • Attempt 7) Loan for $35,000.00 on April 18, 2009

Conclusion of Jerilyn’s no collateral loan

In the end, Jerilyn was able to find a no collateral loan for $63000 with an interest rate of 8.2% interest APR from AmeriTrust Company of Northeastern Ohio, N.A. in Ashtabula, Ohio repayable over 14 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.