$38000 Fast Loan – Claremont California, Credit Rating Of 771
- Experian: 786 – The client had an excellent Experian rating
- Transunion: 754 – Jacinda had an excellent credit rating with Transunion.
- Equifax: Jacinda’s Experian score was 771, which is an excellent credit rating with the Experian system.
When Jacinda was 20, they tried to obtain a student loan from 6 different lenders, which harmed their credit score. Below is a chronology of Jacinda’s prior attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on January 12, 2013
- Attempt 2) Loan for $28,000.00 on February 19, 2009
- Attempt 3) Loan for $22,000.00 on November 18, 2008
- Attempt 4) Loan for $22,000.00 on May 28, 2012
- Attempt 5) Loan for $22,000.00 on October 11, 2010
- Attempt 6) Loan for $21,000.00 on January 22, 2013
Fast Loans for Jacinda in Claremont, California to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Claremont, California aren’t actually that difficult to obtain, especially if you have some finesse like Jacinda. Jacinda was able to find a fast loan for $38000 from Pacific Western Bank and Santa Ynez Valley Bank, but declined both offers in favor of their fast loan from Community Commerce Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that a borrower is in a time sensitive situation.
Many previous requests for credit have been made by Jacinda in the past, including one from BancFirst in Claremont, California before Jacinda was approved for the $38000 by Community Commerce Bank
Jacinda made 4 prior attempts to obtain a fast loan, 2 of which were with BancFirst, a bank in Claremont, California known to specialize in fast loans specifically. Before finding Community Commerce Bank, Jacinda was concerned due to their inexperience and excellent credit rating.
- Full name (Changed if requested): Jacinda Dinicola
- Current Credit: loans.hit.utils.Fico@2e0fa5d3
- Current City: Claremont
- State: California
- Zip code: 91712
- Yearly income: $37,000
- Current Job: eeg technician/technologist
- Current County: Los Angeles
- Goal Yearly Income: $135,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Signature Loan easily acquired in Claremont, California for $38000 with excellent credit by Jacinda
A lot of clients have difficulty with obtaining signature loans in Claremont, California, and Jacinda is no exception. Jacinda went to 7 lenders or more before settling on Community Commerce Bank, who offered Jacinda a signature loan for $38000. Typical signature loans simply need a client, like Jacinda’s signature to get them, up to $31,000 in some cases. Jacinda was able to get $38000 as a fast loan, which is very high for a fast loan. Since signature loans don’t require collateral, they tend to require better credit, as high as 782
Jacinda’s Transunion score was changed by the fast loan loan, changing to 754 from 771, which is normal in our experience.
Jacinda was not approved by Westamerica Bank 4 times prior to being granted funding by Community Commerce Bank at 358 W Foothill Blvd
On February 16, 2012, Jacinda applied about borrowing $41,000 from National Bank of Agriculture with Danyel, their in law from just outside Claremont, and even with the co-signer, Jacinda was rejected for this fast loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans range from $37,000.00 to $50,000.00. They are normally used to pay off existing high interest loans like credit cards. Jacinda required a debt consolidation loan to pay for their existing fast loan and their payday loan. Jacinda was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.1%.
Contact Details for Community Commerce Bank, the provider of this fast loan
- Community Commerce Bank
- City: Claremont
- State: California
- Address: 358 W Foothill Blvd
- County: Los Angeles
- Zip code: 91711
Previous requests on Jacinda’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$44150.00||5||6.7%||$867.99||Santa Monica Bank||April 16, 2012|
|$44260.00||6||6.4%||$741.9||Farmers and Merchants Bank of Long Beach||August 27, 2014|
|$43770.00||9||5.7%||$519.02||First Interstate Bank of California||September 22, 2014|
|$43810.00||11||9.1%||$526.43||Union Bank||June 30, 2015|
|$43720.00||11||8.5%||$510.93||Citizens Commercial Trust and Savings Bank of Pasadena||September 13, 2015|
Jacinda’s Overall FICO score at the time of acceptance for a fast loan, taking into account their eeg technician/technologist job and their future career as a recreational therapist
Paraphrased and Standardized Quote from Jacinda for this fast loan of $38000, provided by Community Commerce Bank
Hi, I am Jacinda and I’m from Claremont in California. Los Angeles, county is where I grew up, and now I need a fast loan in California for $38000 to avoid bankruptcy. It has been difficult, but Community Commerce Bank really came through for me with this loan for 7.4% interest APR and a term of 4 years. I will repay the loan over the 4 year term, including interest. A big thanks to Community Commerce Bank for trusting me and my excellent credit. It look me 5 years to build my credit to 771, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.
Jacinda has a sad current gross income, but has several of prospects
Jacinda has always wanted to be a recreational therapist, but would have to attend University of Wyoming again to become one. Jacinda has other possibilities as well, including professional sports scout, medical assistant, and unemployment inspector, which pay $59,000 through to $108,000 per year, at least. For this reason, we think that Jacinda can pay for this fast loan of $38000.
Installment loan for Jacinda, a graduate of University of Wyoming and an eeg technician/technologist working for over $75,000 per year
Jacinda, an alumnus at University of Wyoming and an eeg technician/technologist in Claremont, California needs a fast loan to purchase a house. Jacinda has instead chosen to get an installment loan for $2,000 and is at present seeking lenders like Bank of Alex Brown to process their request.
Personal Loan for an eeg technician/technologist named Jacinda in Claremont, California to Pay Off US Bank FlexPerks Select Rewards Visa Card
Jacinda had a lot of credit card debt on their Five Star Bank Visa Platinum Card and their First Hawaiian Bank Priority Rewards MasterCard, and they were starting to get in over their heads. Despite Jacinda’s job as an eeg technician/technologist, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
9 Months Ago, Jacinda Attempted to Find a High Risk Loan for $24,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for clients to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Jacinda. Jacinda decided not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Clients with credit ratings as low as 343 can apply for a high risk loan and may be be approved.
Before applying for this fast loan, Jacinda had an Experian score of 786, which is excellent, so Community Commerce Bank most likely cannot provide Jacinda a fast loan
Conclusion of Jacinda’s fast loan
In the end, Jacinda was able to find a fast loan for $38000 with an interest rate of 9.6% interest APR from Community Commerce Bank in Claremont, California repayable over 4 years from today.