$112000 Debt Consolidation Loan – Miami Florida, Credit Rating Of 397
- Experian: 407 – This client had a terrible Experian rating
- Transunion: 382 – Kiana had a terrible credit rating with Transunion.
- Equifax: Kiana’s Experian score was 397, which is a terrible credit rating on the Experian scale.
Kiana’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their broadcast news analyst job and their future job as a word processing specialist
Signature Loan found in Miami, Florida for $112000 with terrible credit by Kiana
Many borrowers have difficulty with finding signature loans in Miami, Florida, and Kiana is no exception. Kiana went to 5 lenders or more before settling on Sun Bank of Riverside, who offered Kiana a signature loan for $112000. Typical signature loans simply need a client, like Kiana’s signature to obtain them, up to $30,000 in some cases. Kiana was able to get $112000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans don’t need a cosigner, they generally need higher credit, as high as 764
Fast Loans for Kiana in Miami, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Miami, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Kiana. Kiana was able to find a fast loan for $112000 from Southeast Bank of Wildwood and NCNB National Bank of Florida, but turned down both offers in favor of their debt consolidation loan from Sun Bank of Riverside. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better in the case that a borrower is on the go.
Personal Loan for a broadcast news analyst named Kiana in Miami, Florida to Pay Off First Bank & Trust Business Visa Card FirstBank Business Visa Credit Card
Kiana had a lot of credit card debt on their Houston Astros BankAmericard Cash Rewards MasterCard and their American Legion Platinum Edition Visa, and they were starting to get in over their heads. Despite Kiana’s job as a broadcast news analyst, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Contact Details for Sun Bank of Riverside, the provider of this debt consolidation loan
- Sun Bank of Riverside
- City: Miami
- State: Florida
- Address: 60 N.W. 12th Avenue
- County: Miami-Dade
- Zip code: 33135
Kiana has a sad current yearly income, but has several of prospects
Kiana has always wanted to be a word processing specialist, but would need attend Dorsey School of Business again to become one. Kiana has other possibilities as well, including bank examiner, freight and stock handler, and insurance underwriter, which pay $50,000 through to $104,000 per year, at least. Because of this, we think that Kiana can pay for this debt consolidation loan of $112000.
Multiple other requests for credit have been made by Kiana in the past, including one from Peoples Bank of Richwood, Inc. in Miami, Florida before Kiana was approved for the $112000 by Sun Bank of Riverside
Kiana made 7 previous tries to obtain a debt consolidation loan, 2 of which were with Peoples Bank of Richwood, Inc., a lender in Miami, Florida known to specialize in debt consolidation loans specifically. Prior to finding Sun Bank of Riverside, Kiana was very concerned due to their inexperience and terrible credit rating.
Paraphrased and Standardized Quote from Kiana for this debt consolidation loan of $112000, provided by Sun Bank of Riverside
Hi, I am Kiana and I’m from Miami in Florida. Miami-Dade, county is where I grew up, and now I need a debt consolidation loan in Florida for $112000 to avoid bankruptcy. It wasn’t easy, but Sun Bank of Riverside really came through for me with this loan for 8.7% interest APR and a term of 23 years. I can repay the loan over the 23 year term, including interest. A big thanks to Sun Bank of Riverside for trusting me and my terrible credit. It look me 9 years to build my credit to 397, and I won’t harm it any more. I am happy with Find Texas Loans for assisting me this far.
Installment loan for Kiana, a graduate of Dorsey School of Business and a broadcast news analyst working for over $63,000 per year
Kiana, an alumnus at Dorsey School of Business and a broadcast news analyst in Miami, Florida needs a debt consolidation loan to purchase a new cell phone. Kiana has instead chosen to get an installment loan for $12,000 and is at present seeking lenders like Southern Exchange Bank to process their request.
7 Months in the Past, Kiana Tried Finding a High Risk Loan for $22,000.00, and it was Easy
There is an ongoing struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Kiana. Kiana chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit clients. Individuals with credit scores as low as 501 can apply for a high risk loan and possibly can be approved.
- Full name (Changed if requested): Kiana Westbrook
- Current Credit: loans.hit.utils.Fico@6f79caec
- Current City: Miami
- State: Florida
- Zip code: 33139
- Yearly income: $61,000
- Current Job: broadcast news analyst
- Current County: Miami-Dade
- Goal Yearly Income: $102,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $29,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Kiana required a debt consolidation loan to pay for their existing debt consolidation loan and their credit card. Kiana was able to find a debt consolidation loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.0%.
When Kiana was 23, they tried to obtain a student loan from 5 alternate lenders, which harmed their credit score. Below is a list of Kiana’s previous attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on April 6, 2012
- Attempt 2) Loan for $23,000.00 on December 9, 2013
- Attempt 3) Loan for $39,000.00 on February 23, 2009
- Attempt 4) Loan for $31,000.00 on December 25, 2012
- Attempt 5) Loan for $23,000.00 on August 3, 2009
Kiana was rejected by Barnett Bank of West Florida 7 times prior to being accepted by Sun Bank of Riverside at 60 N.W. 12th Avenue
On April 13, 2011, Kiana inquired about borrowing $10,000 from The Broadway National Bank of Tampa with Summer, their in law from just outside Miami, and even with the co-signer, Kiana was rejected for this debt consolidation loan. With terrible credit, it can be very hard to procure funding, even with collateral and a co-signer.
Kiana’s Transunion score was changed by the debt consolidation loan loan, changing to 382 from 397, which is normal in our experience.
Before applying for this debt consolidation loan, Kiana had an Experian score of 407, which is terrible, so Sun Bank of Riverside likely cannot provide Kiana a debt consolidation loan
Previous requests on Kiana’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$23320.00||4||9.1%||$581.43||NCNB National Bank of Florida||March 31, 2012|
|$23370.00||9||11.5%||$348.3||Southeast Bank of Madison County, National Association||February 17, 2013|
|$23120.00||11||5.6%||$235.0||Southeast Bank of Wildwood||March 15, 2014|
|$22830.00||6||11.4%||$439.24||Atlantic Bank of Jacksonville||May 1, 2014|
Conclusion of Kiana’s debt consolidation loan
In the end, Kiana was able to find a debt consolidation loan for $112000 with an interest rate of 11.3% interest APR from Sun Bank of Riverside in Miami, Florida repayable over 23 years from now.