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Low Rate Signature Loan For Sharla In New Braunfels, Texas

$128000 Signature Loan – New Braunfels Texas, Credit Rating Of 686

  • Experian: 696 – The client had a good Experian score
  • Transunion: 670 – Sharla had a good credit rating with Transunion.
  • Equifax: Sharla’s Experian score was 686, which is a good credit score using the Experian scale.

Contact Details for New Braunfels Savings and Loan Association, the provider of this signature loan

  • New Braunfels Savings and Loan Association
  • City: New Braunfels
  • State: Texas
  • Address: 1093 W San Antonio Street
  • County: Comal
  • Zip code: 78130

Several other requests for credit have been made by Sharla in the past, including one from Northwestern Mutual Wealth Management in New Braunfels, Texas before Sharla was approved for the $128000 by New Braunfels Savings and Loan Association

Sharla made 7 prior attempts to obtain a signature loan, 2 of which were with Northwestern Mutual Wealth Management, a lender in New Braunfels, Texas known to specialize in signature loans specifically. Prior to finding New Braunfels Savings and Loan Association, Sharla was very concerned due to their inexperience and good credit rating.

7 Months in the Past, Sharla Attempted to Find a High Risk Loan for $34,000.00, but They Didn’t Find What They were Expecting

It is an existing struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Sharla. Sharla chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit clients. Borrowers with credit ratings as low as 308 can inquire for a high risk loan and may be be accepted.

Sharla’s Overall FICO score at the time of acceptance for a signature loan, taking into account their health case manager job and their future job as an airline flight operations administrator

Fico Score: 686

Sharla’s Transunion score was changed by the signature loan loan, changing to 670 from 686, which is normal in our experience.

Transunion Score: 670

Before applying for this signature loan, Sharla had an Experian score of 696, which is good, so New Braunfels Savings and Loan Association most likely cannot provide Sharla a signature loan

Experian Score: 696

Installment loan for Sharla, a graduate of Sanford-Brown College and a health case manager working for over $60,000 per year

Sharla, an alumnus at Sanford-Brown College and a health case manager in New Braunfels, Texas needs a signature loan to purchase something frivolous. Sharla has instead chosen to obtain an installment loan for $5,000 and is at present seeking lenders like First Bank & Trust of Clarendon to provide it.

Sharla has a disappointing current total income, but has a high number of prospects

Sharla has always wanted to be an airline flight operations administrator, but would need attend Sanford-Brown College again to become one. Sharla has other prospects as well, including plumber, radio & tv announcer, and law professor, which pay $53,000 through to $94,000 per year, at least. Because of this, we think that Sharla can pay for this signature loan of $128000.

Sharla was declined by First Bank & Trust of Clarendon 6 times before being approved by New Braunfels Savings and Loan Association at 1093 W San Antonio Street

On June 27, 2012, Sharla applied about borrowing $41,000 from Guaranty Bank & Trust Company with Letitia, their in law from just outside New Braunfels, and even with the co-signer, Sharla was rejected for this signature loan. With good credit, it can be a challenge to procure financing, even with collateral and a co-signer.

When Sharla was 18, they tried to obtain a student loan from 4 different banks, which harmed their credit rating. Below is a chronology of Sharla’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on February 13, 2009
  • Attempt 2) Loan for $25,000.00 on February 28, 2012
  • Attempt 3) Loan for $24,000.00 on January 8, 2009
  • Attempt 4) Loan for $31,000.00 on May 10, 2014

Personal Loan for a health case manager named Sharla in New Braunfels, Texas to Pay Off Texas A&M Alumni Credit Card

Sharla had a lot of credit card debt on their Tompkins Trust Secured Visa Card and their Alaska Airlines Visa Signature Card, and they were starting to get in over their heads. Despite Sharla’s job as a health case manager, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Previous requests on Sharla’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$12480.00 3 8.2% $392.23 Comerica Bank April 2, 2010
$12250.00 7 9.3% $198.96 First Star Bank, S.S.B. April 21, 2012
$12490.00 5 11.4% $274.06 Brownfield State Bank & Trust Co. July 24, 2012
$11560.00 7 9.4% $188.34 First Bank & Trust, Bryan, Texas September 2, 2013

Paraphrased and Standardized Quote from Sharla for this signature loan of $128000, provided by New Braunfels Savings and Loan Association

Hello, I am Sharla and I’m from New Braunfels in Texas. Comal, county is where I grew up, and now I need a signature loan in Texas for $128000 to buy a car. It has been difficult, but New Braunfels Savings and Loan Association really came through for me with this loan for 11.3% interest APR and a term of 6 years. I can repay the loan over the 6 year term, including interest. A big thanks to New Braunfels Savings and Loan Association for giving me a chance and my good credit. It look me 8 years to build my credit to 686, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.

Signature Loan acquired in New Braunfels, Texas for $128000 with good credit by Sharla

Most borrowers struggle with finding signature loans in New Braunfels, Texas, and Sharla is no different. Sharla went to 6 lenders or more before settling on New Braunfels Savings and Loan Association, who offered Sharla a signature loan for $128000. Typical signature loans simply need a client, like Sharla’s signature to get them, up to $48,000 in some cases. Sharla was able to get $128000 as a signature loan, which is very high for a signature loan. Since signature loans do not require a cosigner, these loans generally need better credit, as high as 772

Client Profile: Sharla Veltre of New Braunfels, Texas
  • Full name (Changed if requested): Sharla Veltre
  • Current Credit: loans.hit.utils.Fico@3f91beef
  • Current City: New Braunfels
  • State: Texas
  • Zip code: 78138
  • Yearly income: $68,000
  • Current Job: health case manager
  • Current County: Comal
  • Goal Yearly Income: $115,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Fast Loans for Sharla in New Braunfels, Texas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in New Braunfels, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Sharla. Sharla was able to find a fast loan for $128000 from Comerica Bank and Eden State Bank, but declined both offers in favor of their signature loan from New Braunfels Savings and Loan Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better if you are in a time sensitive situation.

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $21,000.00 to $45,000.00. They are mainly used to pay off existing high interest loans like credit cards. Sharla needed a debt consolidation loan to pay for their existing signature loan and their credit card. Sharla was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.0%.

Conclusion of Sharla’s signature loan

In the end, Sharla was able to find a signature loan for $128000 with an interest rate of 7.0% interest APR from New Braunfels Savings and Loan Association in New Braunfels, Texas repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.