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$76000 Fast Loan With Fair Credit In Montebello California

$76000 Fast Loan – Montebello California, Credit Score Of 583

  • Experian: 601 – The client had a fair Experian score
  • Transunion: 568 – Gil had a fair credit rating with Transunion.
  • Equifax: Gil’s Experian score was 583, which is a fair credit score with the Experian system.

Previous requests on Gil’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$54740.00 11 9.4% $666.89 Santa Monica Bank June 11, 2009
$55410.00 7 9.7% $911.31 Farmers and Merchants Bank of Long Beach March 1, 2011
$54840.00 4 8.7% $1356.9 First Interstate Bank of California December 23, 2012
$54680.00 10 10.1% $725.63 Union Bank September 21, 2013

Gil has a low current gross income, but has a large amount of prospects

Gil has always wanted to be a tax auditor, but would have to attend Juniata College again to become one. Gil has other possibilities as well, including chemical plant operator, recreational vehicle mechanic, and warehouse stock clerk, which pay $50,000 through to $97,000 per year, on average. Because of this, we believe that Gil can pay for this fast loan of $76000.

Signature Loan easily acquired in Montebello, California for $76000 with fair credit by Gil

Many borrowers have difficulty with finding signature loans in Montebello, California, and Gil is the same. Gil went to 8 lenders or more prior to settling on Liberty Federal Bank, F.S.B., who offered Gil a signature loan for $76000. Most signature loans simply require a client, like Gil’s signature to obtain them, up to $33,000 in some cases. Gil was able to get $76000 as a fast loan, which is very high for a fast loan. Since signature loans don’t require a cosigner, they generally require better credit, as high as 710

Before applying for this fast loan, Gil had an Experian score of 601, which is fair, so Liberty Federal Bank, F.S.B. most likely cannot provide Gil a fast loan

Experian Score: 601

When Gil was 23, they attempted to obtain a student loan from 5 alternate banks, which harmed their credit rating. Below is a list of Gil’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on February 24, 2014
  • Attempt 2) Loan for $30,000.00 on December 9, 2010
  • Attempt 3) Loan for $27,000.00 on December 19, 2010
  • Attempt 4) Loan for $27,000.00 on February 13, 2009
  • Attempt 5) Loan for $24,000.00 on January 6, 2013

Contact Details for Liberty Federal Bank, F.S.B., the provider of this fast loan

  • Liberty Federal Bank, F.S.B.
  • City: Montebello
  • State: California
  • Address: 1818 West Beverly Boulevard
  • County: Los Angeles
  • Zip code: 90640

Gil’s Transunion score was changed by the fast loan loan, changing to 568 from 583, which is normal in our experience.

Transunion Score: 568

Many previous requests for credit have been made by Gil in the past, including one from Mountain Bank in Montebello, California before Gil was accepted for the $76000 by Liberty Federal Bank, F.S.B.

Gil made 7 prior attempts to obtain a fast loan, 2 of which were with Mountain Bank, a bank in Montebello, California known to specialize in fast loans specifically. Prior to finding Liberty Federal Bank, F.S.B., Gil was concerned due to their inexperience and fair credit score.

Gil’s Overall FICO score at the time of acceptance for a fast loan, taking into account their livestock commission agent job and their future job as a tax auditor

Fico Score: 583

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans vary from $37,000.00 to $43,000.00. They are normally used to pay off existing high interest loans like credit cards. Gil required a debt consolidation loan to pay for their existing fast loan and their payday loan. Gil was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.3%.

Gil was rejected by Westamerica Bank 5 times before being accepted by Liberty Federal Bank, F.S.B. at 1818 West Beverly Boulevard

On July 3, 2010, Gil applied about borrowing $45,000 from Citizens State Bank of Santa Paula with Gertie, their in law from just outside Montebello, and even with the co-signer, Gil was rejected for this fast loan. With fair credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

6 Months in the Past, Gil Tried to Find a High Risk Loan for $49,000.00, and it was Hard

There is an existing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Gil. Gil decided not to get a high risk loan this time. High Risk loans are given to bad credit borrowers. Clients with credit scores as low as 346 can inquire for a high risk loan and may be be approved.

Installment loan for Gil, a graduate of Juniata College and a livestock commission agent working for over $68,000 per year

Gil, an alumnus at Juniata College and a livestock commission agent in Montebello, California wants a fast loan to purchase something frivolous. Gil has instead chosen to get an installment loan for $12,000 and is at present seeking lenders like Pacific Western Bank to process their request.

Fast Loans for Gil in Montebello, California to prevent bankruptcy or harm from debt collectors.

Fast loans in Montebello, California aren’t actually that difficult to obtain, especially if you have some finesse like Gil. Gil was able to find a fast loan for $76000 from Bank of Alex Brown and Farmers and Merchants Bank of Long Beach, but turned down both offers in favor of their fast loan from Liberty Federal Bank, F.S.B.. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference if you are on the go.

Paraphrased and Standardized Quote from Gil for this fast loan of $76000, provided by Liberty Federal Bank, F.S.B.

Hi, I am Gil and my hometown is Montebello in California. Los Angeles, county is where I grew up, and now I need a fast loan in California for $76000 to renovate my home. It has been difficult, but Liberty Federal Bank, F.S.B. really came through for me with this loan for 6.6% interest APR and a term of 1 years. I can probably repay the loan over the 1 year term, including interest. A big thanks to Liberty Federal Bank, F.S.B. for giving me a chance and my fair credit. It look me 4 years to create my credit to 583, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.

Client Profile: Gil Schafersman of Montebello, California
  • Full name (Changed if requested): Gil Schafersman
  • Current Credit: loans.hit.utils.Fico@5d3411d
  • Current City: Montebello
  • State: California
  • Zip code: 90645
  • Yearly income: $62,000
  • Current Job: livestock commission agent
  • Current County: Los Angeles
  • Goal Yearly Income: $149,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Personal Loan for a livestock commission agent named Gil in Montebello, California to Pay Off UNFCU Student Credit Card

Gil had a tonne of credit card debt on their Malvern Federal Savings Bank Visa Business Card and their First Bank & Trust Business Visa Card FirstBank Business Visa Credit Card, and they were starting to get in over their heads. Despite Gil’s job as a livestock commission agent, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Conclusion of Gil’s fast loan

In the end, Gil was able to find a fast loan for $76000 with an interest rate of 7.7% interest APR from Liberty Federal Bank, F.S.B. in Montebello, California repayable over 1 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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