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Consolidation Loan Of $84000 For Bad Credit Wisconsin Resident

$84000 Consolidation Loan – Pewaukee Wisconsin, Credit Rating Of 423

  • Experian: 435 – The client had a bad Experian rating
  • Transunion: 410 – Jacque had a bad credit rating with Transunion.
  • Equifax: Jacque’s Experian score was 423, which is a bad credit score using the Experian rating scheme.

Multiple past requests for credit have been made by Jacque in the past, including one from The Citizens Bank of Fayette in Pewaukee, Wisconsin before Jacque was accepted for the $84000 by M&I Greater Waukesha

Jacque made 8 previous tries to obtain a consolidation loan, 2 of which were with The Citizens Bank of Fayette, a lending institution in Pewaukee, Wisconsin known to specialize in consolidation loans specifically. Before finding M&I Greater Waukesha, Jacque was concerned due to their inexperience and bad credit rating.

Installment loan for Jacque, a graduate of Stevens Institute of Technology and a radio & tv station administrator working for over $72,000 per year

Jacque, an alumnus at Stevens Institute of Technology and a radio & tv station administrator in Pewaukee, Wisconsin wants a consolidation loan to purchase a car. Jacque has instead decided to obtain an installment loan for $5,000 and is currently seeking lenders like Associated Bank Madison to process their request.

Fast Loans for Jacque in Pewaukee, Wisconsin to prevent bankruptcy or harm from debt collectors.

Fast loans in Pewaukee, Wisconsin aren’t actually that difficult to obtain, especially if you have some gumption like Jacque. Jacque was able to find a fast loan for $84000 from Peoples State Bank of Bloomer and Continental Bank & Trust Co., but declined both offers in favor of their consolidation loan from M&I Greater Waukesha. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better if a borrower is in a time sensitive situation.

Contact Details for M&I Greater Waukesha, the provider of this consolidation loan

  • M&I Greater Waukesha
  • City: Pewaukee
  • State: Wisconsin
  • Address: N14 W23999 Stoneridge Drive
  • County: Waukesha
  • Zip code: 53072
Client Profile: Jacque Walsingham of Pewaukee, Wisconsin
  • Full name (Changed if requested): Jacque Walsingham
  • Current Credit: loans.hit.utils.Fico@45ff54e6
  • Current City: Pewaukee
  • State: Wisconsin
  • Zip code: 53078
  • Yearly income: $63,000
  • Current Job: radio & tv station administrator
  • Current County: Waukesha
  • Goal Yearly Income: $136,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $21,000.00 to $58,000.00. They are mainly used to pay off existing high interest loans like credit cards. Jacque needed a debt consolidation loan to pay for their existing consolidation loan and their payday loan. Jacque was able to find a consolidation loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.0%.

Previous requests on Jacque’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$62710.00 3 9.1% $1997.08 M&I Bank of Burlington May 9, 2011
$63150.00 10 10.7% $859.2 M&I Marshall and Ilsley Bank April 19, 2013
$63100.00 3 9.6% $2024.23 Continental Bank & Trust Co. July 28, 2013
$62750.00 10 5.7% $687.24 Clare Bank, National Association July 30, 2014

Jacque’s Transunion score was altered by the consolidation loan loan, changing to 410 from 423, which is typical in our experience.

Transunion Score: 410

Before applying for this consolidation loan, Jacque had an Experian score of 435, which is bad, so M&I Greater Waukesha most likely cannot provide Jacque a consolidation loan

Experian Score: 435

Jacque was not approved by Bank of North Lake 5 times prior to being approved by M&I Greater Waukesha at N14 W23999 Stoneridge Drive

On May 17, 2010, Jacque inquired about borrowing $19,000 from Bank of North Lake with Shannon, their in law from just outside Pewaukee, and even with the co-signer, Jacque was rejected for this consolidation loan. With bad credit, it can be difficult to obtain funding, even with collateral and a co-signer.

When Jacque was 19, they attempted to obtain a student loan from 4 different lenders, which damaged their credit rating. Below is a chronology of Jacque’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on December 18, 2009
  • Attempt 2) Loan for $20,000.00 on February 14, 2011
  • Attempt 3) Loan for $39,000.00 on February 3, 2011
  • Attempt 4) Loan for $26,000.00 on December 20, 2012

Signature Loan acquired in Pewaukee, Wisconsin for $84000 with bad credit by Jacque

Most clients struggle with finding signature loans in Pewaukee, Wisconsin, and Jacque is no exception. Jacque went to 5 lending institutions or more before settling on M&I Greater Waukesha, who offered Jacque a signature loan for $84000. Typical signature loans simply require a client, like Jacque’s signature to get them, up to $29,000 in some cases. Jacque was able to get $84000 as a consolidation loan, which is very high for a consolidation loan. Since signature loans don’t require collateral, they generally require better credit, as high as 763

Jacque has a disappointing current gross income, but has a large amount of prospects

Jacque has always wanted to be an art restorer, but would need attend Stevens Institute of Technology again to achieve it. Jacque has other possibilities as well, including restaurant food coordinator, sports physician, and job development specialist, which pay $54,000 through to $108,000 per year, at least. For this reason, we think that Jacque can pay for this consolidation loan of $84000.

Personal Loan for a radio & tv station administrator named Jacque in Pewaukee, Wisconsin to Pay Off Fifth Third Platinum Card

Jacque had a lot of credit card debt on their Gap Visa Card and their Berkshire Municipal Bank Visa Signature Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Jacque’s job as a radio & tv station administrator, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Jacque for this consolidation loan of $84000, provided by M&I Greater Waukesha

Hi, I am Jacque and I’m from Pewaukee in Wisconsin. Waukesha, county is where I grew up, and now I need a consolidation loan in Wisconsin for $84000 to buy a car. It has been difficult, but M&I Greater Waukesha really came through for me with this loan for 9.1% interest APR and a term of 5 years. I will repay the loan over the 5 year term, including interest. A big thanks to M&I Greater Waukesha for giving me a chance and my bad credit. It look me 6 years to create my credit to 423, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.

9 Months Ago, Jacque Attempted to Find a High Risk Loan for $36,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Jacque. Jacque decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Borrowers with credit ratings as low as 333 can apply for a high risk loan and possibly can be accepted.

Jacque’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their radio & tv station administrator job and their future job as an art restorer

Fico Score: 423

Conclusion of Jacque’s consolidation loan

In the end, Jacque was able to find a consolidation loan for $84000 with an interest rate of 5.2% interest APR from M&I Greater Waukesha in Pewaukee, Wisconsin repayable over 5 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.