$68000 Private Loan – Jasper Texas, Credit Score Of 724
- Experian: 743 – This individual had an excellent Experian rating
- Transunion: 706 – Jacquiline had an excellent credit score with Transunion.
- Equifax: Jacquiline’s Experian score was 724, which is an excellent credit score using the Experian scale.
Before applying for this private loan, Jacquiline had an Experian score of 743, which is excellent, so First National Bank of Jasper likely cannot provide Jacquiline a private loan
Paraphrased and Standardized Quote from Jacquiline for this private loan of $68000, provided by First National Bank of Jasper
Hi, I am Jacquiline and my hometown is Jasper in Texas. Jasper, county is where I grew up, and now I need a private loan in Texas for $68000 to avoid bankruptcy. It wasn’t easy, but First National Bank of Jasper really came through for me with this loan for 7.1% interest APR and a term of 11 years. I can probably repay the loan over the 11 year term, including interest. A big thanks to First National Bank of Jasper for giving me a chance and my excellent credit. It look me 8 years to create my credit to 724, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $38,000.00 to $48,000.00. They are typically used to pay off existing high interest loans like credit cards. Jacquiline needed a debt consolidation loan to pay for their existing private loan and their credit card. Jacquiline was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.6%.
Contact Details for First National Bank of Jasper, the provider of this private loan
- First National Bank of Jasper
- City: Jasper
- State: Texas
- Address: 301 East Houston Street
- County: Jasper
- Zip code: 75951
Personal Loan for a materials scientist named Jacquiline in Jasper, Texas to Pay Off Stein Mart Style Platinum MasterCard
Jacquiline had a tonne of credit card debt on their Pacific Sunwear PacSun Credit Card and their The Kardashian Prepaid MasterCard, and they were starting to get in over their heads. Despite Jacquiline’s job as a materials scientist, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Fast Loans for Jacquiline in Jasper, Texas to prevent bankruptcy or harm from debt collectors.
Fast loans in Jasper, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Jacquiline. Jacquiline was able to find a fast loan for $68000 from First Community Bank San Antonio, National Association and Farmers State Bank of Madisonville, Texas, but turned down both offers in favor of their private loan from First National Bank of Jasper. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better if a borrower is in a time sensitive situation.
Jacquiline’s Transunion score was altered by the private loan loan, changing to 706 from 724, which is normal in our experience.
Jacquiline was not approved by First State Bank 5 times prior to being approved by First National Bank of Jasper at 301 East Houston Street
On December 2, 2008, Jacquiline applied about borrowing $14,000 from Commercial State Bank with Joellen, their in law from just outside Jasper, and even with the co-signer, Jacquiline was rejected for this private loan. With excellent credit, it can be difficult to procure funding, even with collateral and a co-signer.
9 Months in the Past, Jacquiline Attempted to Find a High Risk Loan for $31,000.00, and it was Hard
There is an ongoing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Jacquiline. Jacquiline chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Borrowers with credit scores as low as 594 can inquire for a high risk loan and have a chance to be accepted.
Jacquiline’s Overall FICO score at the time of acceptance for a private loan, taking into account their materials scientist job and their future career as an airline flight control administrator
Previous requests on Jacquiline’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$76380.00||7||7.3%||$1164.01||Comerica Bank||November 25, 2013|
|$75860.00||9||6.7%||$937.24||First Star Bank, S.S.B.||March 24, 2015|
|$75780.00||11||6.4%||$801.16||Brownfield State Bank & Trust Co.||April 2, 2015|
|$75780.00||9||11.4%||$1125.17||First Bank & Trust, Bryan, Texas||July 14, 2015|
Installment loan for Jacquiline, a graduate of Lebanon Valley College and a materials scientist working for over $69,000 per year
Jacquiline, an alumnus at Lebanon Valley College and a materials scientist in Jasper, Texas needs a private loan to purchase something frivolous. Jacquiline has instead chosen to obtain an installment loan for $28,000 and is currently seeking lenders like The Bank and Trust, S.S.B. to process their request.
Several previous requests for credit have been made by Jacquiline in the past, including one from Irving Federal Bank For Savings in Jasper, Texas before Jacquiline was approved for the $68000 by First National Bank of Jasper
Jacquiline made 8 prior attempts to obtain a private loan, 2 of which were with Irving Federal Bank For Savings, a lender in Jasper, Texas known to specialize in private loans specifically. Prior to finding First National Bank of Jasper, Jacquiline was desperate due to their inexperience and excellent credit rating.
- Full name (Changed if requested): Jacquiline Sundt
- Current Credit: loans.hit.utils.Fico@3eb07fd3
- Current City: Jasper
- State: Texas
- Zip code: 75953
- Yearly income: $63,000
- Current Job: materials scientist
- Current County: Jasper
- Goal Yearly Income: $102,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Jacquiline has a low current total income, but has several of prospects
Jacquiline has always wanted to be an airline flight control administrator, but would need attend Lebanon Valley College again to achieve it. Jacquiline has other prospects as well, including public relations manager, prosthetic technician, and custom tailor, which pay $51,000 through to $98,000 per year, at least. Because of this, we believe that Jacquiline can pay for this private loan of $68000.
When Jacquiline was 22, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a list of Jacquiline’s prior attempts at finding a student loan:
- Attempt 1) Loan for $38,000.00 on March 17, 2013
- Attempt 2) Loan for $20,000.00 on January 29, 2012
- Attempt 3) Loan for $22,000.00 on July 22, 2010
- Attempt 4) Loan for $31,000.00 on May 10, 2010
- Attempt 5) Loan for $36,000.00 on July 14, 2011
- Attempt 6) Loan for $28,000.00 on October 15, 2008
- Attempt 7) Loan for $34,000.00 on February 8, 2012
Signature Loan found in Jasper, Texas for $68000 with excellent credit by Jacquiline
Most clients have difficulty with finding signature loans in Jasper, Texas, and Jacquiline is not an exception. Jacquiline went to 6 lending institutions or more prior to finding First National Bank of Jasper, who offered Jacquiline a signature loan for $68000. Typical signature loans simply require a client, like Jacquiline’s signature to obtain them, up to $24,000 in some cases. Jacquiline was able to get $68000 as a private loan, which is very high for a private loan. Because signature loans do not require a cosigner, these loans tend to need higher credit, as high as 716
Conclusion of Jacquiline’s private loan
In the end, Jacquiline was able to find a private loan for $68000 with an interest rate of 6.0% interest APR from First National Bank of Jasper in Jasper, Texas repayable over 11 years from now.