$126000 Signature Loan – Oakland Park Florida, Credit Score Of 691
- Experian: 702 – This individual had a good Experian score
- Transunion: 677 – Cris had a good credit score with Transunion.
- Equifax: Cris’s Experian score was 691, which is a good credit score with the Experian scale.
Before applying for this signature loan, Cris had an Experian score of 702, which is good, so Capital Bank of Broward County probably cannot provide Cris a signature loan
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $31,000.00 to $44,000.00. They are mainly used to pay off existing high interest loans like credit cards. Cris needed a debt consolidation loan to pay for their existing signature loan and their credit card. Cris was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.6%.
Cris has a very low current gross income, but has a high number of prospects
Cris has always wanted to be a welder, but would need attend Davis & Elkins College again to achieve it. Cris has other possibilities as well, including pediatric dentist, computer controlled machine tool operator, and area, which pay $55,000 through to $91,000 per year, on average. Because of this, we believe that Cris can afford this signature loan of $126000.
Cris’s Overall FICO score at the time of acceptance for a signature loan, taking into account their art director job and their future job as a welder
Personal Loan for an art director named Cris in Oakland Park, Florida to Pay Off National Geographic Platinum MasterCard
Cris had a lot of credit card debt on their Avianca LifeMiles Visa Signature Card and their West Marine Platinum MasterCard, and they were starting to get in over their heads. Despite Cris’s job as an art director, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
- Full name (Changed if requested): Cris Bohnenkamp
- Current Credit: loans.hit.utils.Fico@123772c4
- Current City: Oakland Park
- State: Florida
- Zip code: 33316
- Yearly income: $43,000
- Current Job: art director
- Current County: Broward
- Goal Yearly Income: $126,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Cris’s Transunion score was changed by the signature loan loan, changing to 677 from 691, which is normal in our experience.
Previous requests on Cris’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $101350.00 | 7 | 11.2% | $1746.04 | NCNB National Bank of Florida | August 5, 2013 |
| $101420.00 | 10 | 5.8% | $1115.81 | Southeast Bank of Madison County, National Association | July 1, 2014 |
| $101310.00 | 5 | 9.4% | $2122.75 | Southeast Bank of Wildwood | July 2, 2015 |
| $100880.00 | 5 | 5.8% | $1940.93 | Atlantic Bank of Jacksonville | September 15, 2015 |
Installment loan for Cris, a graduate of Davis & Elkins College and an art director working for over $60,000 per year
Cris, an alumnus at Davis & Elkins College and an art director in Oakland Park, Florida wants a signature loan to purchase a car. Cris has instead chosen to obtain an installment loan for $26,000 and is currently seeking lenders like Southeast Bank of Perry, National Association to provide it.
Paraphrased and Standardized Quote from Cris for this signature loan of $126000, provided by Capital Bank of Broward County
Hello, I am Cris and I’m from Oakland Park in Florida. Broward, county is where I grew up, and now I need a signature loan in Florida for $126000 to pay bills. It wasn’t easy, but Capital Bank of Broward County really came through for me with this loan for 7.4% interest APR and a term of 4 years. I can repay the loan over the 4 year term, including interest. A big thanks to Capital Bank of Broward County for giving me a chance and my good credit. It look me 8 years to build my credit to 691, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.
Contact Details for Capital Bank of Broward County, the provider of this signature loan
- Capital Bank of Broward County
- City: Oakland Park
- State: Florida
- Address: 1799 West Oakland Park Boulevard
- County: Broward
- Zip code: 33307
Cris was declined by Sun Bank/Palm Beach County, National Association 5 times before being granted funding by Capital Bank of Broward County at 1799 West Oakland Park Boulevard
On March 21, 2011, Cris inquired about borrowing $32,000 from Sun Bank and Trust Company with Dawne, their in law from just outside Oakland Park, and even with the co-signer, Cris was rejected for this signature loan. With good credit, it can be very hard to procure funding, even with collateral and a co-signer.
Signature Loan acquired in Oakland Park, Florida for $126000 with good credit by Cris
Most prospective borrowers have difficulty with obtaining signature loans in Oakland Park, Florida, and Cris is not an exception. Cris went to 6 lenders or more before settling on Capital Bank of Broward County, who offered Cris a signature loan for $126000. Typical signature loans simply require a client, like Cris’s signature to obtain them, up to $49,000 in some cases. Cris was able to get $126000 as a signature loan, which is very high for a signature loan. Since signature loans don’t require a cosigner, they tend to need higher credit, as high as 784
8 Months Ago, Cris Tried Finding a High Risk Loan for $34,000.00, but They Didn’t Find What They were Expecting
It is an well known struggle for clients to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Cris. Cris decided not to get a high risk loan this time. High Risk loans are given to terrible credit borrowers. Individuals with credit scores as low as 444 can inquire for a high risk loan and may be be accepted.
Fast Loans for Cris in Oakland Park, Florida to prevent bankruptcy or harm from debt collectors.
Fast loans in Oakland Park, Florida aren’t actually that difficult to obtain, particularly if you have some finesse like Cris. Cris was able to find a fast loan for $126000 from Barnett Bank of Putnam County and Sun Bank and Trust Company, but declined both offers in favor of their signature loan from Capital Bank of Broward County. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big improvement in the case that a borrower is in a time sensitive situation.
Several previous requests for credit have been made by Cris in the past, including one from Texas State Bank in Oakland Park, Florida before Cris was approved for the $126000 by Capital Bank of Broward County
Cris made 5 prior attempts to obtain a signature loan, 2 of which were with Texas State Bank, a bank in Oakland Park, Florida known to specialize in signature loans specifically. Prior to finding Capital Bank of Broward County, Cris was very concerned due to their inexperience and good credit rating.
When Cris was 24, they attempted to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a list of Cris’s previous attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on May 30, 2009
- Attempt 2) Loan for $26,000.00 on December 21, 2008
- Attempt 3) Loan for $21,000.00 on March 5, 2009
- Attempt 4) Loan for $36,000.00 on January 27, 2012
Conclusion of Cris’s signature loan
In the end, Cris was able to find a signature loan for $126000 with an interest rate of 10.4% interest APR from Capital Bank of Broward County in Oakland Park, Florida repayable over 4 years from now.
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