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14 Year, Fixed Interest Same Day Loan For Consuelo In Iowa

$22000 Same Day Loan – Cylinder Iowa, Credit Rating Of 717

  • Experian: 731 – The client had a good Experian rating
  • Transunion: 698 – Consuelo had a good credit rating with Transunion.
  • Equifax: Consuelo’s Experian score was 717, which is a good credit score with the Experian rating scheme.

Installment loan for Consuelo, a graduate of Truckee Meadows Community College and a pressing machine operator working for over $71,000 per year

Consuelo, an alumnus at Truckee Meadows Community College and a pressing machine operator in Cylinder, Iowa wants a same day loan to purchase a car. Consuelo has instead chosen to obtain an installment loan for $10,000 and is currently seeking lenders like Pocahontas State Bank to process their request.

Many past requests for credit have been made by Consuelo in the past, including one from Genesee Country Bank in Cylinder, Iowa before Consuelo was accepted for the $22000 by Cylinder State Bank

Consuelo made 8 previous attempts to obtain a same day loan, 2 of which were with Genesee Country Bank, a bank in Cylinder, Iowa known to specialize in same day loans specifically. Before finding Cylinder State Bank, Consuelo was concerned due to their inexperience and good credit score.

Consuelo’s Overall FICO score at the time of acceptance for a same day loan, taking into account their pressing machine operator job and their future job as a computer applications engineer

Fico Score: 717

Previous requests on Consuelo’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$50800.00 4 9.8% $1283.55 Mills County Bank National Association April 2, 2012
$50830.00 4 6.7% $1210.13 Postville State Bank October 25, 2012
$50860.00 6 10.5% $955.1 Washington State Bank June 9, 2013
$51360.00 7 8.8% $821.13 Rippey Savings Bank August 17, 2014

Consuelo’s Transunion score was altered by the same day loan loan, changing to 698 from 717, which is normal in our experience.

Transunion Score: 698

Contact Details for Cylinder State Bank, the provider of this same day loan

  • Cylinder State Bank
  • City: Cylinder
  • State: Iowa
  • Address: Main Street
  • County: Palo Alto
  • Zip code: 50528

Fast Loans for Consuelo in Cylinder, Iowa to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Cylinder, Iowa aren’t actually that difficult to obtain, particularly if you have some finesse like Consuelo. Consuelo was able to find a fast loan for $22000 from Postville State Bank and Brenton State Bank of Jefferson, but declined both offers in favor of their same day loan from Cylinder State Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement if a borrower is in a pinch.

Personal Loan for a pressing machine operator named Consuelo in Cylinder, Iowa to Pay Off Ace Hardware Rewards Visa Card

Consuelo had a tonne of credit card debt on their Steuben Trust Visa Signature Bonus Rewards PLUS Card and their Ace Rewards Visa Business Card, and they were starting to get in over their heads. Despite Consuelo’s job as a pressing machine operator, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

When Consuelo was 22, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit score. Below is a chronology of Consuelo’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on February 8, 2010
  • Attempt 2) Loan for $34,000.00 on March 25, 2010
  • Attempt 3) Loan for $22,000.00 on February 24, 2013
  • Attempt 4) Loan for $35,000.00 on March 16, 2013
  • Attempt 5) Loan for $35,000.00 on April 14, 2013
  • Attempt 6) Loan for $35,000.00 on May 1, 2010
  • Attempt 7) Loan for $33,000.00 on February 19, 2012

Consuelo was rejected by Farmers Savings Bank 4 times before being approved by Cylinder State Bank at Main Street

On April 20, 2009, Consuelo inquired about borrowing $1,000 from Rippey Savings Bank with Rocco, their friend from just outside Cylinder, and even with the co-signer, Consuelo was rejected for this same day loan. With good credit, it can be challenging to procure financing, even with collateral and a co-signer.

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans vary from $24,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Consuelo needed a debt consolidation loan to pay for their existing same day loan and their payday loan. Consuelo was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.8%.

Signature Loan easily acquired in Cylinder, Iowa for $22000 with good credit by Consuelo

A lot of borrowers have difficulty with finding signature loans in Cylinder, Iowa, and Consuelo is not an exception. Consuelo went to 4 lending institutions or more before settling on Cylinder State Bank, who offered Consuelo a signature loan for $22000. Most signature loans simply need a client, like Consuelo’s signature to obtain them, up to $36,000 in some cases. Consuelo was able to get $22000 as a same day loan, which is very high for a same day loan. Since signature loans don’t require a cosigner, these loans generally require higher credit, as high as 776

6 Months Ago, Consuelo Tried to Find a High Risk Loan for $42,000.00, and it was Easy

There is an well known struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Consuelo. Consuelo decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Clients with credit scores as low as 437 can inquire for a high risk loan and possibly can be accepted.

Consuelo has a disappointing current gross income, but has several of prospects

Consuelo has always wanted to be a computer applications engineer, but would have to attend Truckee Meadows Community College again to achieve it. Consuelo has other prospects as well, including insulation installer, quality control inspector, and recreational protective service worker, which pay $59,000 through to $104,000 per year, on average. Because of this, we think that Consuelo can pay for this same day loan of $22000.

Paraphrased and Standardized Quote from Consuelo for this same day loan of $22000, provided by Cylinder State Bank

Hello, I am Consuelo and I am from Cylinder in Iowa. Palo Alto, county is where I grew up, and now I need a same day loan in Iowa for $22000 to pay bills. It wasn’t easy, but Cylinder State Bank really came through for me with this loan for 10.8% interest APR and a term of 14 years. I can repay the loan over the 14 year term, including interest. A big thanks to Cylinder State Bank for giving me a chance and my good credit. It look me 7 years to build my credit to 717, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.

Before applying for this same day loan, Consuelo had an Experian score of 731, which is good, so Cylinder State Bank most likely cannot provide Consuelo a same day loan

Experian Score: 731

Client Profile: Consuelo Leverone of Cylinder, Iowa
  • Full name (Changed if requested): Consuelo Leverone
  • Current Credit: loans.hit.utils.Fico@5ce65a89
  • Current City: Cylinder
  • State: Iowa
  • Zip code: 50534
  • Yearly income: $34,000
  • Current Job: pressing machine operator
  • Current County: Palo Alto
  • Goal Yearly Income: $107,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Conclusion of Consuelo’s same day loan

In the end, Consuelo was able to find a same day loan for $22000 with an interest rate of 11.1% interest APR from Cylinder State Bank in Cylinder, Iowa repayable over 14 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.