$9000 Quick Loan – Wimbledon North Dakota, Credit Rating Of 747
- Experian: 760 – This individual had an excellent Experian rating
- Transunion: 732 – Lesley had an excellent credit score with Transunion.
- Equifax: Lesley’s Experian score was 747, which is an excellent credit score on the Experian rating scheme.
Personal Loan for a real estate appraiser named Lesley in Wimbledon, North Dakota to Pay Off Bank of Akron MasterCard Gold
Lesley had a tonne of credit card debt on their Art Van Signature Card and their BankAmericard Secured Visa Credit Card, and they were starting to get in over their heads. Despite Lesley’s job as a real estate appraiser, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this quick loan, Lesley had an Experian score of 760, which is excellent, so Farmers & Merchants Bank of Wimbledon probably cannot provide Lesley a quick loan
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $23,000.00 to $44,000.00. They are normally used to pay off existing high interest loans like credit cards. Lesley required a debt consolidation loan to pay for their existing quick loan and their payday loan. Lesley was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.7%.
Paraphrased and Standardized Quote from Lesley for this quick loan of $9000, provided by Farmers & Merchants Bank of Wimbledon
Hello, I am Lesley and my hometown is Wimbledon in North Dakota. Barnes, county is where I grew up, and now I need a quick loan in North Dakota for $9000 to renovate my home. It has been difficult, but Farmers & Merchants Bank of Wimbledon really came through for me with this loan for 5.7% interest APR and a term of 21 years. I will repay the loan over the 21 year term, including interest. A big thanks to Farmers & Merchants Bank of Wimbledon for giving me a chance and my excellent credit. It look me 4 years to create my credit to 747, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.
Contact Details for Farmers & Merchants Bank of Wimbledon, the provider of this quick loan
- Farmers & Merchants Bank of Wimbledon
- City: Wimbledon
- State: North Dakota
- Address: Third And Center Streets
- County: Barnes
- Zip code: 58492
Multiple previous requests for credit have been made by Lesley in the past, including one from The Delaware County Bank and Trust Company in Wimbledon, North Dakota before Lesley was approved for the $9000 by Farmers & Merchants Bank of Wimbledon
Lesley made 8 previous attempts to obtain a quick loan, 2 of which were with The Delaware County Bank and Trust Company, a lender in Wimbledon, North Dakota known to specialize in quick loans specifically. Before finding Farmers & Merchants Bank of Wimbledon, Lesley was very concerned due to their inexperience and excellent credit rating.
Installment loan for Lesley, a graduate of Virginia State University and a real estate appraiser working for over $71,000 per year
Lesley, an alumnus at Virginia State University and a real estate appraiser in Wimbledon, North Dakota needs a quick loan to purchase a house. Lesley has instead chosen to get an installment loan for $17,000 and is currently seeking lenders like Great Plains National Bank to provide it.
When Lesley was 21, they attempted to obtain a student loan from 4 different lenders, which harmed their credit score. Below is a chronology of Lesley’s prior attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on July 11, 2009
- Attempt 2) Loan for $33,000.00 on June 9, 2009
- Attempt 3) Loan for $22,000.00 on May 29, 2013
- Attempt 4) Loan for $39,000.00 on September 25, 2009
Lesley’s Overall FICO score at the time of acceptance for a quick loan, taking into account their real estate appraiser job and their future job as an industrial relations specialist
- Full name (Changed if requested): Lesley Platko
- Current Credit: loans.hit.utils.Fico@3339ad8e
- Current City: Wimbledon
- State: North Dakota
- Zip code: 58493
- Yearly income: $55,000
- Current Job: real estate appraiser
- Current County: Barnes
- Goal Yearly Income: $88,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Signature Loan acquired in Wimbledon, North Dakota for $9000 with excellent credit by Lesley
Many prospective borrowers struggle with obtaining signature loans in Wimbledon, North Dakota, and Lesley is no exception. Lesley went to 4 lenders or more prior to settling on Farmers & Merchants Bank of Wimbledon, who offered Lesley a signature loan for $9000. Most signature loans simply need a client, like Lesley’s signature to get them, up to $44,000 in some cases. Lesley was able to get $9000 as a quick loan, which is very high for a quick loan. Because signature loans do not require a cosigner, they generally need better credit, as high as 742
Lesley’s Transunion score was changed by the quick loan loan, changing to 732 from 747, which is typical in our experience.
Lesley was declined by Community First National Bank 5 times prior to being accepted by Farmers & Merchants Bank of Wimbledon at Third And Center Streets
On October 18, 2010, Lesley applied about borrowing $23,000 from American State Bank of New England with Rodger, their in law from just outside Wimbledon, and even with the co-signer, Lesley was rejected for this quick loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.
7 Months Ago, Lesley Tried Finding a High Risk Loan for $24,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Lesley. Lesley chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit borrowers. Individuals with credit ratings as low as 311 can inquire for a high risk loan and possibly can be accepted.
Fast Loans for Lesley in Wimbledon, North Dakota to prevent bankruptcy or harm from debt collectors.
Fast loans in Wimbledon, North Dakota aren’t actually that difficult to obtain, particularly if you have some gumption like Lesley. Lesley was able to find a fast loan for $9000 from First International Bank & Trust, National Association and Alerus Financial, National Association, but declined both offers in favor of their quick loan from Farmers & Merchants Bank of Wimbledon. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better if a borrower is in a time sensitive situation.
Lesley has a very low current total income, but has a high number of prospects
Lesley has always wanted to be an industrial relations specialist, but would have to attend Virginia State University again to achieve it. Lesley has other prospects as well, including pharmacy technician, crane operator, and electronics engineer, which pay $59,000 through to $92,000 per year, on average. Because of this, we think that Lesley can pay for this quick loan of $9000.
Previous requests on Lesley’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$149430.00||11||10.7%||$1930.52||American State Bank of New England||November 28, 2009|
|$149330.00||10||7.8%||$1796.04||First American Bank & Trust of Carrington||July 28, 2011|
|$148600.00||3||10.2%||$4808.87||Kulm State Bank||January 22, 2012|
|$148590.00||3||11.5%||$4899.9||Bremer Bank, National Association||December 2, 2012|
Conclusion of Lesley’s quick loan
In the end, Lesley was able to find a quick loan for $9000 with an interest rate of 5.2% interest APR from Farmers & Merchants Bank of Wimbledon in Wimbledon, North Dakota repayable over 21 years from now.