$68000 Debt Consolidation Loan – Lynnwood Washington, Credit Rating Of 671
- Experian: 685 – This individual had a good Experian score
- Transunion: 655 – Aiko had a good credit rating with Transunion.
- Equifax: Aiko’s Experian score was 671, which is a good credit score using the Experian rating scheme.
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $38,000.00 to $43,000.00. They are typically used to pay off existing high interest loans like credit cards. Aiko required a debt consolidation loan to pay for their existing debt consolidation loan and their payday loan. Aiko was able to find a debt consolidation loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 3.5%.
Aiko’s Transunion score was changed by the debt consolidation loan loan, changing to 655 from 671, which is typical in our experience.
Previous requests on Aiko’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $128220.00 | 5 | 6.2% | $2490.79 | Granite Falls State Bank | October 11, 2011 |
| $128320.00 | 9 | 8.4% | $1697.29 | Columbia Gorge Bank | December 17, 2011 |
| $128210.00 | 7 | 10.2% | $2141.71 | Summit Bank | June 9, 2012 |
| $127630.00 | 6 | 11.2% | $2442.41 | State Bank of Morton | February 16, 2013 |
- Full name (Changed if requested): Aiko Test
- Current Credit: loans.hit.utils.Fico@1b2c6ec2
- Current City: Lynnwood
- State: Washington
- Zip code: 98092
- Yearly income: $33,000
- Current Job: pharmacy technician
- Current County: Snohomish
- Goal Yearly Income: $138,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Signature Loan easily acquired in Lynnwood, Washington for $68000 with good credit by Aiko
A lot of borrowers struggle with finding signature loans in Lynnwood, Washington, and Aiko is no different. Aiko went to 8 lenders or more before finding City Bank, who offered Aiko a signature loan for $68000. Most signature loans simply require a client, like Aiko’s signature to get them, up to $45,000 in some cases. Aiko was able to get $68000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans do not require a cosigner, they generally need improved credit, as high as 779
Installment loan for Aiko, a graduate of Chestnut Hill College and a pharmacy technician working for over $69,000 per year
Aiko, an alumnus at Chestnut Hill College and a pharmacy technician in Lynnwood, Washington wants a debt consolidation loan to purchase a car. Aiko has instead decided to get an installment loan for $21,000 and is at present seeking lenders like The First National Bank of Ferndale to process their request.
Aiko has a sad current yearly income, but has a high number of prospects
Aiko has always wanted to be a disk jockey, but would have to attend Chestnut Hill College again to achieve it. Aiko has other possibilities as well, including automotive body repairer, fine artist, and technical publications writer, which pay $55,000 through to $102,000 per year, at least. For this reason, we think that Aiko can afford this debt consolidation loan of $68000.
8 Months Ago, Aiko Attempted to Find a High Risk Loan for $24,000.00, and it was Easy
It is an well known struggle for clients to get high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Aiko. Aiko decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit clients. Borrowers with credit ratings as low as 590 can inquire for a high risk loan and have a chance to be accepted.
Contact Details for City Bank, the provider of this debt consolidation loan
- City Bank
- City: Lynnwood
- State: Washington
- Address: 14807 Hwy 99
- County: Snohomish
- Zip code: 98087
Fast Loans for Aiko in Lynnwood, Washington to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Lynnwood, Washington aren’t actually that difficult to obtain, particularly if you have some finesse like Aiko. Aiko was able to find a fast loan for $68000 from Summit Bank and North Pacific Bank, but declined both offers in favor of their debt consolidation loan from City Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better in the case that a client is in a pinch.
Paraphrased and Standardized Quote from Aiko for this debt consolidation loan of $68000, provided by City Bank
Hi, I am Aiko and my hometown is Lynnwood in Washington. Snohomish, county is where I grew up, and now I need a debt consolidation loan in Washington for $68000 to pay bills. It has been difficult, but City Bank really came through for me with this loan for 9.6% interest APR and a term of 18 years. I will repay the loan over the 18 year term, including interest. A big thanks to City Bank for trusting me and my good credit. It look me 4 years to create my credit to 671, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.
Many past requests for credit have been made by Aiko in the past, including one from First of America Bank – Alger, National Association in Lynnwood, Washington before Aiko was approved for the $68000 by City Bank
Aiko made 9 prior attempts to obtain a debt consolidation loan, 2 of which were with First of America Bank – Alger, National Association, a lender in Lynnwood, Washington known to specialize in debt consolidation loans specifically. Before finding City Bank, Aiko was very concerned due to their inexperience and good credit score.
Aiko was declined by The Bellingham National Bank 6 times before being granted funding by City Bank at 14807 Hwy 99
On March 12, 2014, Aiko applied about borrowing $20,000 from Columbia Gorge Bank with Luke, their friend from just outside Lynnwood, and even with the co-signer, Aiko was rejected for this debt consolidation loan. With good credit, it can be very hard to obtain funding, even with collateral and a co-signer.
When Aiko was 21, they attempted to obtain a student loan from 4 alternate banks, which damaged their credit rating. Below is a list of Aiko’s previous attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on January 12, 2009
- Attempt 2) Loan for $28,000.00 on April 23, 2011
- Attempt 3) Loan for $25,000.00 on September 8, 2011
- Attempt 4) Loan for $26,000.00 on January 29, 2010
Personal Loan for a pharmacy technician named Aiko in Lynnwood, Washington to Pay Off Integra Bank Credit Cards
Aiko had a tonne of credit card debt on their PSECU Visa and their BB&T Spectrum Rewards Card, and they were starting to get in over their heads. Despite Aiko’s job as a pharmacy technician, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Aiko’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their pharmacy technician job and their future career as a disk jockey
Before applying for this debt consolidation loan, Aiko had an Experian score of 685, which is good, so City Bank probably cannot provide Aiko a debt consolidation loan
Conclusion of Aiko’s debt consolidation loan
In the end, Aiko was able to find a debt consolidation loan for $68000 with an interest rate of 9.4% interest APR from City Bank in Lynnwood, Washington repayable over 18 years from today.
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