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Jocelyn Mancher’s Signature Loan For 112000 Dollars In Glenwood City Wisconsin

$112000 Signature Loan – Glenwood City Wisconsin, Credit Rating Of 678

  • Experian: 690 – This individual had a good Experian rating
  • Transunion: 662 – Jocelyn had a good credit score with Transunion.
  • Equifax: Jocelyn’s Experian score was 678, which is a good credit score using the Experian scale.

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $28,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Jocelyn needed a debt consolidation loan to pay for their existing signature loan and their loan shark loan. Jocelyn was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.2%.

Installment loan for Jocelyn, a graduate of Ivy Tech Community College of Indiana and a commercial diver working for over $67,000 per year

Jocelyn, an alumnus at Ivy Tech Community College of Indiana and a commercial diver in Glenwood City, Wisconsin wants a signature loan to purchase a car. Jocelyn has instead chosen to get an installment loan for $17,000 and is currently seeking lenders like Associated Bank Milwaukee to process their request.

Client Profile: Jocelyn Mancher of Glenwood City, Wisconsin
  • Full name (Changed if requested): Jocelyn Mancher
  • Current Credit: loans.hit.utils.Fico@2d6d8735
  • Current City: Glenwood City
  • State: Wisconsin
  • Zip code: 54015
  • Yearly income: $35,000
  • Current Job: commercial diver
  • Current County: St. Croix
  • Goal Yearly Income: $113,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Many other requests for credit have been made by Jocelyn in the past, including one from The Peoples Bank in Glenwood City, Wisconsin before Jocelyn was accepted for the $112000 by First National Bank of Glenwood

Jocelyn made 4 previous attempts to obtain a signature loan, 2 of which were with The Peoples Bank, a lender in Glenwood City, Wisconsin known to specialize in signature loans specifically. Before finding First National Bank of Glenwood, Jocelyn was desperate due to their inexperience and good credit rating.

Jocelyn has a disappointing current yearly income, but has a high number of prospects

Jocelyn has always wanted to be a dental / orthodontic office administrator, but would have to attend Ivy Tech Community College of Indiana again to achieve it. Jocelyn has other possibilities as well, including fire inspector, hydraulic engineer, and town clerk, which pay $58,000 through to $102,000 per year, on average. For this reason, we believe that Jocelyn can pay for this signature loan of $112000.

Contact Details for First National Bank of Glenwood, the provider of this signature loan

  • First National Bank of Glenwood
  • City: Glenwood City
  • State: Wisconsin
  • Address: 204 East Oak Street
  • County: St. Croix
  • Zip code: 54013

Jocelyn was declined by Norwest Bank Wisconsin Appleton 5 times before being approved by First National Bank of Glenwood at 204 East Oak Street

On March 7, 2011, Jocelyn inquired about borrowing $22,000 from Valley Bank of Fredonia with Luella, their in law from just outside Glenwood City, and even with the co-signer, Jocelyn was rejected for this signature loan. With good credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Previous requests on Jocelyn’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$41860.00 11 8.7% $493.77 M&I Bank of Burlington September 8, 2010
$42220.00 9 10.5% $605.89 M&I Marshall and Ilsley Bank May 17, 2013
$41710.00 6 11.7% $808.95 Continental Bank & Trust Co. November 24, 2013
$41900.00 3 8.7% $1326.57 Clare Bank, National Association July 12, 2014
$42230.00 8 7.6% $588.44 Norwest Bank Wisconsin East Central August 18, 2014

Fast Loans for Jocelyn in Glenwood City, Wisconsin to prevent bankruptcy or harm from debt collectors.

Fast loans in Glenwood City, Wisconsin aren’t actually that difficult to obtain, particularly if you have some gumption like Jocelyn. Jocelyn was able to find a fast loan for $112000 from Marine Tobacco Exchange Bank and Red Cedar Bank National Association, but turned down both offers in favor of their signature loan from First National Bank of Glenwood. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big improvement if a client is in a pinch.

Personal Loan for a commercial diver named Jocelyn in Glenwood City, Wisconsin to Pay Off Walmart MasterCard

Jocelyn had a tonne of credit card debt on their Staples Business Credit Card-Revolving and their ESL Visa Business Card, and they were starting to get in over their heads. Despite Jocelyn’s job as a commercial diver, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Jocelyn’s Overall FICO score at the time of acceptance for a signature loan, taking into account their commercial diver job and their future career as a dental / orthodontic office administrator

Fico Score: 678

When Jocelyn was 24, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a chronology of Jocelyn’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on December 3, 2011
  • Attempt 2) Loan for $23,000.00 on July 28, 2012
  • Attempt 3) Loan for $21,000.00 on September 10, 2013
  • Attempt 4) Loan for $38,000.00 on December 20, 2013
  • Attempt 5) Loan for $33,000.00 on May 5, 2009
  • Attempt 6) Loan for $21,000.00 on March 10, 2009
  • Attempt 7) Loan for $25,000.00 on July 14, 2012

Signature Loan found in Glenwood City, Wisconsin for $112000 with good credit by Jocelyn

Most borrowers struggle with finding signature loans in Glenwood City, Wisconsin, and Jocelyn is the same. Jocelyn went to 6 lending institutions or more before settling on First National Bank of Glenwood, who offered Jocelyn a signature loan for $112000. Most signature loans simply need a client, like Jocelyn’s signature to get them, up to $20,000 in some cases. Jocelyn was able to get $112000 as a signature loan, which is very high for a signature loan. Since signature loans don’t require a cosigner, they generally require better credit, as high as 748

Jocelyn’s Transunion score was altered by the signature loan loan, changing to 662 from 678, which is typical in our experience.

Transunion Score: 662

Before applying for this signature loan, Jocelyn had an Experian score of 690, which is good, so First National Bank of Glenwood most likely cannot provide Jocelyn a signature loan

Experian Score: 690

6 Months in the Past, Jocelyn Attempted Finding a High Risk Loan for $34,000.00, and it was Hard

There is an existing struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Jocelyn. Jocelyn decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Clients with credit ratings as low as 592 can inquire for a high risk loan and possibly can be approved.

Paraphrased and Standardized Quote from Jocelyn for this signature loan of $112000, provided by First National Bank of Glenwood

Hello, I am Jocelyn and my hometown is Glenwood City in Wisconsin. St. Croix, county is where I grew up, and now I need a signature loan in Wisconsin for $112000 to renovate my home. It has been difficult, but First National Bank of Glenwood really came through for me with this loan for 7.2% interest APR and a term of 22 years. I will repay the loan over the 22 year term, including interest. A big thanks to First National Bank of Glenwood for trusting me and my good credit. It look me 8 years to build my credit to 678, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.

Conclusion of Jocelyn’s signature loan

In the end, Jocelyn was able to find a signature loan for $112000 with an interest rate of 9.1% interest APR from First National Bank of Glenwood in Glenwood City, Wisconsin repayable over 22 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.