$192000 Quick Loan – Saint Francis Kansas, Credit Rating Of 433
- Experian: 450 – The client had a bad Experian score
- Transunion: 415 – Maxie had a bad credit rating with Transunion.
- Equifax: Maxie’s Experian score was 433, which is a bad credit score with the Experian system.
Installment loan for Maxie, a graduate of Lesley University and a word processing specialist working for over $65,000 per year
Maxie, an alumnus at Lesley University and a word processing specialist in Saint Francis, Kansas wants a quick loan to purchase a car. Maxie has instead decided to get an installment loan for $3,000 and is at present seeking lenders like Fidelity State Bank and Trust Company to provide it.
- Full name (Changed if requested): Maxie Salvatori
- Current Credit: loans.hit.utils.Fico@3d646c37
- Current City: Saint Francis
- State: Kansas
- Zip code: 67765
- Yearly income: $58,000
- Current Job: word processing specialist
- Current County: Cheyenne
- Goal Yearly Income: $86,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Paraphrased and Standardized Quote from Maxie for this quick loan of $192000, provided by BankWest
Hi, I am Maxie and I am from Saint Francis in Kansas. Cheyenne, county is where I grew up, and now I need a quick loan in Kansas for $192000 to buy a big ticket item. It wasn’t easy, but BankWest really came through for me with this loan for 5.7% interest APR and a term of 4 years. I can probably repay the loan over the 4 year term, including interest. A big thanks to BankWest for giving me a chance and my bad credit. It look me 5 years to build my credit to 433, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.
Maxie’s Transunion score was changed by the quick loan loan, changing to 415 from 433, which is normal in our experience.
Before applying for this quick loan, Maxie had an Experian score of 450, which is bad, so BankWest probably cannot provide Maxie a quick loan
Fast Loans for Maxie in Saint Francis, Kansas to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Saint Francis, Kansas aren’t actually that difficult to obtain, especially if you have some finesse like Maxie. Maxie was able to find a fast loan for $192000 from The Sedan State Bank, Sedan, Kansas and Farmers National Bank, but turned down both offers in favor of their quick loan from BankWest. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference if you are on the go.
8 Months Ago, Maxie Tried Finding a High Risk Loan for $48,000.00, and it was Easy
There is an existing struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Maxie. Maxie decided not to get a high risk loan this time. High Risk loans are given to very low credit individuals. Borrowers with credit ratings as low as 592 can inquire for a high risk loan and may be be approved.
Maxie was declined by Heartland Bank 6 times prior to being approved by BankWest at 121 Washington Street
On May 11, 2012, Maxie inquired about borrowing $31,000 from The Bank of Tescott with Herb, their friend from just outside Saint Francis, and even with the co-signer, Maxie was rejected for this quick loan. With bad credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Contact Details for BankWest, the provider of this quick loan
- City: Saint Francis
- State: Kansas
- Address: 121 Washington Street
- County: Cheyenne
- Zip code: 67756
When Maxie was 22, they tried to obtain a student loan from 5 different banks, which harmed their credit score. Below is a list of Maxie’s prior attempts at finding a student loan:
- Attempt 1) Loan for $35,000.00 on June 16, 2009
- Attempt 2) Loan for $21,000.00 on December 2, 2013
- Attempt 3) Loan for $32,000.00 on October 31, 2011
- Attempt 4) Loan for $26,000.00 on October 31, 2008
- Attempt 5) Loan for $20,000.00 on October 24, 2013
Maxie has a disappointing current gross income, but has a large amount of prospects
Maxie has always wanted to be an area, but would need attend Lesley University again to achieve it. Maxie has other prospects as well, including sales representative, law professor, and windows – draperies treatment specialist, which pay $58,000 through to $107,000 per year, on average. For this reason, we believe that Maxie can afford this quick loan of $192000.
Maxie’s Overall FICO score at the time of acceptance for a quick loan, taking into account their word processing specialist job and their future job as an area
Several past requests for credit have been made by Maxie in the past, including one from Angelina Savings Bank, SSB in Saint Francis, Kansas before Maxie was approved for the $192000 by BankWest
Maxie made 7 previous tries to obtain a quick loan, 2 of which were with Angelina Savings Bank, SSB, a lender in Saint Francis, Kansas known to specialize in quick loans specifically. Prior to finding BankWest, Maxie was concerned due to their inexperience and bad credit rating.
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $24,000.00 to $53,000.00. They are mainly used to pay off existing high interest loans like credit cards. Maxie needed a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Maxie was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.0%.
Personal Loan for a word processing specialist named Maxie in Saint Francis, Kansas to Pay Off Astoria Bank Maximum Rewards Visa Card
Maxie had a tonne of credit card debt on their Fulton Bank Visa Business Card and their Zions Bank MasterCard Credit Card, and they were starting to get in over their heads. Despite Maxie’s job as a word processing specialist, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Previous requests on Maxie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$114430.00||6||11.7%||$2219.32||Citizens Bank and Trust Company||February 16, 2011|
|$114180.00||9||8.5%||$1516.24||The Morrill and Janes Bank and Trust Company||July 16, 2012|
|$113520.00||8||8.2%||$1616.36||The Citizens State Bank, Liberal, Kansas||June 19, 2013|
|$114230.00||4||10.4%||$2919.16||Citizens State Bank||November 4, 2013|
Signature Loan easily acquired in Saint Francis, Kansas for $192000 with bad credit by Maxie
Most borrowers have difficulty with obtaining signature loans in Saint Francis, Kansas, and Maxie is the same. Maxie went to 6 lending institutions or more prior to finding BankWest, who offered Maxie a signature loan for $192000. Most signature loans simply need a client, like Maxie’s signature to get them, up to $25,000 in some cases. Maxie was able to get $192000 as a quick loan, which is very high for a quick loan. Because signature loans do not need collateral, these loans generally need higher credit, as high as 735
Conclusion of Maxie’s quick loan
In the end, Maxie was able to find a quick loan for $192000 with an interest rate of 10.3% interest APR from BankWest in Saint Francis, Kansas repayable over 4 years from today.