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Signature Loan Of $42000 For Bad Credit Mississippi Resident

$42000 Signature Loan – Indianola Mississippi, Credit Rating Of 478

  • Experian: 494 – This individual had a bad Experian score
  • Transunion: 459 – Whitney had a bad credit rating with Transunion.
  • Equifax: Whitney’s Experian score was 478, which is a bad credit score using the Experian system.

Fast Loans for Whitney in Indianola, Mississippi to prevent bankruptcy or harm from debt collectors.

Fast loans in Indianola, Mississippi aren’t actually that difficult to obtain, especially if you have some finesse like Whitney. Whitney was able to find a fast loan for $42000 from Merchants Bank and Truckers Exchange Bank, but declined both offers in favor of their signature loan from First Savings and Loan Association of W Mississippi. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big difference if you are on the go.

Before applying for this signature loan, Whitney had an Experian score of 494, which is bad, so First Savings and Loan Association of W Mississippi most likely cannot provide Whitney a signature loan

Experian Score: 494

Signature Loan acquired in Indianola, Mississippi for $42000 with bad credit by Whitney

Many borrowers struggle with obtaining signature loans in Indianola, Mississippi, and Whitney is no different. Whitney went to 7 lending institutions or more prior to settling on First Savings and Loan Association of W Mississippi, who offered Whitney a signature loan for $42000. Most signature loans simply need a client, like Whitney’s signature to obtain them, up to $39,000 in some cases. Whitney was able to get $42000 as a signature loan, which is very high for a signature loan. Since signature loans don’t need a cosigner, these loans generally require higher credit, as high as 749

Many past requests for credit have been made by Whitney in the past, including one from Mitchell Savings Bank, SSB in Indianola, Mississippi before Whitney was accepted for the $42000 by First Savings and Loan Association of W Mississippi

Whitney made 5 prior attempts to obtain a signature loan, 2 of which were with Mitchell Savings Bank, SSB, a lender in Indianola, Mississippi known to specialize in signature loans specifically. Prior to finding First Savings and Loan Association of W Mississippi, Whitney was concerned due to their inexperience and bad credit score.

Contact Details for First Savings and Loan Association of W Mississippi, the provider of this signature loan

  • First Savings and Loan Association of W Mississippi
  • City: Indianola
  • State: Mississippi
  • Address: 123 Main Street
  • County: Sunflower
  • Zip code: 38751

Whitney’s Overall FICO score at the time of acceptance for a signature loan, taking into account their anti-terrorism intelligence agent job and their future career as a historical archivist

Fico Score: 478

When Whitney was 24, they tried to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a chronology of Whitney’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on December 3, 2010
  • Attempt 2) Loan for $27,000.00 on October 28, 2010
  • Attempt 3) Loan for $38,000.00 on July 15, 2010
  • Attempt 4) Loan for $21,000.00 on July 31, 2011
  • Attempt 5) Loan for $26,000.00 on July 1, 2009
  • Attempt 6) Loan for $32,000.00 on November 26, 2013
  • Attempt 7) Loan for $29,000.00 on March 27, 2013

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $37,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Whitney needed a debt consolidation loan to pay for their existing signature loan and their credit card. Whitney was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.4%.

Previous requests on Whitney’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$44900.00 8 8.2% $639.31 Peoples Bank of Durant March 11, 2010
$44510.00 6 5.3% $723.04 Holmes County Bank & Trust Company August 2, 2010
$45200.00 5 6.2% $878.05 The Bank of Sebastopol May 3, 2013
$44840.00 4 10.8% $1154.56 Merchants & Planters Bank October 16, 2013
$45230.00 6 5.8% $745.33 Citizens Bank January 29, 2014

Installment loan for Whitney, a graduate of Villanova University and an anti-terrorism intelligence agent working for over $73,000 per year

Whitney, an alumnus at Villanova University and an anti-terrorism intelligence agent in Indianola, Mississippi needs a signature loan to purchase a new cell phone. Whitney has instead decided to obtain an installment loan for $2,000 and is at present seeking lenders like Citizens Bank to provide it.

Client Profile: Whitney Benedek of Indianola, Mississippi
  • Full name (Changed if requested): Whitney Benedek
  • Current Credit: loans.hit.utils.Fico@15615099
  • Current City: Indianola
  • State: Mississippi
  • Zip code: 38752
  • Yearly income: $42,000
  • Current Job: anti-terrorism intelligence agent
  • Current County: Sunflower
  • Goal Yearly Income: $104,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Whitney has a disappointing current gross income, but has a high number of prospects

Whitney has always wanted to be a historical archivist, but would have to attend Villanova University again to become one. Whitney has other prospects as well, including nurse’s aide, ophthalmologist, and aircraft body and bonded structure repairer, which pay $54,000 through to $99,000 per year, at least. Because of this, we believe that Whitney can pay for this signature loan of $42000.

Personal Loan for an anti-terrorism intelligence agent named Whitney in Indianola, Mississippi to Pay Off BancorpSouth Platinum Visa

Whitney had a tonne of credit card debt on their Trek Credit Card and their Gospelville Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Whitney’s job as an anti-terrorism intelligence agent, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Whitney’s Transunion score was altered by the signature loan loan, changing to 459 from 478, which is normal in our experience.

Transunion Score: 459

Paraphrased and Standardized Quote from Whitney for this signature loan of $42000, provided by First Savings and Loan Association of W Mississippi

Hello, I am Whitney and I am from Indianola in Mississippi. Sunflower, county is where I grew up, and now I need a signature loan in Mississippi for $42000 to pay bills. It has been difficult, but First Savings and Loan Association of W Mississippi really came through for me with this loan for 5.7% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to First Savings and Loan Association of W Mississippi for trusting me and my bad credit. It look me 6 years to create my credit to 478, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.

Whitney was rejected by First-Columbus National Bank 5 times prior to being approved by First Savings and Loan Association of W Mississippi at 123 Main Street

On July 18, 2009, Whitney applied about borrowing $36,000 from Bank of Crenshaw with Rochell, their friend from just outside Indianola, and even with the co-signer, Whitney was rejected for this signature loan. With bad credit, it can be a challenge to procure financing, even with collateral and a co-signer.

6 Months Ago, Whitney Attempted to Find a High Risk Loan for $20,000.00, and it was Hard

There is an ongoing struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Whitney. Whitney decided not to obtain a high risk loan this time. High Risk loans are given to bad credit borrowers. Individuals with credit ratings as low as 453 can inquire for a high risk loan and may be be accepted.

Conclusion of Whitney’s signature loan

In the end, Whitney was able to find a signature loan for $42000 with an interest rate of 6.5% interest APR from First Savings and Loan Association of W Mississippi in Indianola, Mississippi repayable over 3 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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