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8 Month Mortgage For Dominique In Fort Collins Colorado

$78000 Mortgage – Fort Collins Colorado, Credit Rating Of 429

  • Experian: 447 – The client had a bad Experian rating
  • Transunion: 410 – Dominique had a bad credit rating with Transunion.
  • Equifax: Dominique’s Experian score was 429, which is a bad credit rating with the Experian rating scheme.

Dominique’s Overall FICO score at the time of acceptance for a mortgage, taking into account their anti-terrorism intelligence agent job and their future career as an interior designer

Fico Score: 429

Fast Loans for Dominique in Fort Collins, Colorado to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Fort Collins, Colorado aren’t actually that difficult to obtain, particularly if you have some finesse like Dominique. Dominique was able to find a fast loan for $78000 from Affiliated National Bank – Delta and Wells Fargo Bank West, National Association, but turned down both offers in favor of their mortgage from FirstBank of Northern Colorado. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference if a borrower is in a time sensitive situation.

9 Months in the Past, Dominique Tried Finding a High Risk Loan for $41,000.00, but They Didn’t Find What They were Expecting

It is an well known struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Dominique. Dominique decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Individuals with credit ratings as low as 375 can inquire for a high risk loan and may be be approved.

Signature Loan acquired in Fort Collins, Colorado for $78000 with bad credit by Dominique

Most clients struggle with obtaining signature loans in Fort Collins, Colorado, and Dominique is no exception. Dominique went to 6 lending institutions or more prior to finding FirstBank of Northern Colorado, who offered Dominique a signature loan for $78000. Most signature loans simply require a client, like Dominique’s signature to get them, up to $24,000 in some cases. Dominique was able to get $78000 as a mortgage, which is very high for a mortgage. Because signature loans don’t need a cosigner, they tend to require better credit, as high as 705

Before applying for this mortgage, Dominique had an Experian score of 447, which is bad, so FirstBank of Northern Colorado likely cannot provide Dominique a mortgage

Experian Score: 447

Previous requests on Dominique’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$50330.00 9 8.3% $663.08 Affiliated National Bank – Delta January 28, 2012
$50410.00 9 11.2% $742.87 Central Bank, National Association March 1, 2012
$49850.00 10 8.8% $626.1 The Colorado Bank and Trust Company of La Junta July 29, 2012
$50440.00 6 7.5% $872.11 Colorado State Bank and Trust, N. A. July 7, 2013
$50430.00 10 6.1% $562.41 Mountain Parks Bank – West November 17, 2013

Paraphrased and Standardized Quote from Dominique for this mortgage of $78000, provided by FirstBank of Northern Colorado

Hi, I am Dominique and I am from Fort Collins in Colorado. Larimer, county is where I grew up, and now I need a mortgage in Colorado for $78000 to buy a big ticket item. It has been difficult, but FirstBank of Northern Colorado really came through for me with this loan for 5.6% interest APR and a term of 19 years. I can probably repay the loan over the 19 year term, including interest. A big thanks to FirstBank of Northern Colorado for giving me a chance and my bad credit. It look me 5 years to create my credit to 429, and I won’t harm it any future. I am happy with Find Texas Loans for assisting me this far.

Dominique was not approved by The Colorado Bank and Trust Company of La Junta 7 times before being granted funding by FirstBank of Northern Colorado at 1013 East Harmony Road

On October 11, 2011, Dominique applied about borrowing $49,000 from The State Bank with Zenobia, their in law from just outside Fort Collins, and even with the co-signer, Dominique was rejected for this mortgage. With bad credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Personal Loan for an anti-terrorism intelligence agent named Dominique in Fort Collins, Colorado to Pay Off Cincinnati Reds BankAmericard Cash Rewards MasterCard

Dominique had a lot of credit card debt on their Vision Premier Visa Prepaid Card and their Sunoco Rewards Plus Card, and they were starting to get in over their heads. Despite Dominique’s job as an anti-terrorism intelligence agent, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

When Dominique was 18, they attempted to obtain a student loan from 6 different lenders, which damaged their credit rating. Below is a chronology of Dominique’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on November 15, 2012
  • Attempt 2) Loan for $20,000.00 on February 21, 2009
  • Attempt 3) Loan for $22,000.00 on December 1, 2010
  • Attempt 4) Loan for $30,000.00 on June 15, 2010
  • Attempt 5) Loan for $31,000.00 on March 23, 2012
  • Attempt 6) Loan for $22,000.00 on March 22, 2012

Dominique’s Transunion score was changed by the mortgage loan, changing to 410 from 429, which is typical in our experience.

Transunion Score: 410

Installment loan for Dominique, a graduate of University of Phoenix and an anti-terrorism intelligence agent working for over $70,000 per year

Dominique, an alumnus at University of Phoenix and an anti-terrorism intelligence agent in Fort Collins, Colorado wants a mortgage to purchase something frivolous. Dominique has instead decided to get an installment loan for $29,000 and is at present seeking lenders like Mountain Parks Bank – West to process their request.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans vary from $22,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Dominique needed a debt consolidation loan to pay for their existing mortgage and their payday loan. Dominique was able to find a mortgage in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.7%.

Contact Details for FirstBank of Northern Colorado, the provider of this mortgage

  • FirstBank of Northern Colorado
  • City: Fort Collins
  • State: Colorado
  • Address: 1013 East Harmony Road
  • County: Larimer
  • Zip code: 80525

Dominique has a sad current total income, but has several of prospects

Dominique has always wanted to be an interior designer, but would have to attend University of Phoenix again to become one. Dominique has other prospects as well, including eeg technician/technologist, printing/graphic arts reproduction technician, and commercial fisherman, which pay $52,000 through to $104,000 per year, on average. For this reason, we think that Dominique can pay for this mortgage of $78000.

Client Profile: Dominique Abolt of Fort Collins, Colorado
  • Full name (Changed if requested): Dominique Abolt
  • Current Credit: loans.hit.utils.Fico@533ddba
  • Current City: Fort Collins
  • State: Colorado
  • Zip code: 80530
  • Yearly income: $64,000
  • Current Job: anti-terrorism intelligence agent
  • Current County: Larimer
  • Goal Yearly Income: $96,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Many other requests for credit have been made by Dominique in the past, including one from Fifth District Savings Bank in Fort Collins, Colorado before Dominique was accepted for the $78000 by FirstBank of Northern Colorado

Dominique made 9 previous tries to obtain a mortgage, 2 of which were with Fifth District Savings Bank, a lending institution in Fort Collins, Colorado known to specialize in mortgages specifically. Prior to finding FirstBank of Northern Colorado, Dominique was concerned due to their inexperience and bad credit rating.

Conclusion of Dominique’s mortgage

In the end, Dominique was able to find a mortgage for $78000 with an interest rate of 6.5% interest APR from FirstBank of Northern Colorado in Fort Collins, Colorado repayable over 19 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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