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Cleo Wanted A Debt Consolidation Loan For $164000, Bland, Virginia

$164000 Debt Consolidation Loan – Bland Virginia, Credit Score Of 777

  • Experian: 790 – The client had an excellent Experian score
  • Transunion: 763 – Cleo had an excellent credit rating with Transunion.
  • Equifax: Cleo’s Experian score was 777, which is an excellent credit score on the Experian rating scheme.

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $24,000.00 to $48,000.00. They are mainly used to pay off existing high interest loans like credit cards. Cleo needed a debt consolidation loan to pay for their existing debt consolidation loan and their loan shark loan. Cleo was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your dirty, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.0%.

Fast Loans for Cleo in Bland, Virginia to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Bland, Virginia aren’t actually that difficult to obtain, particularly if you have some finesse like Cleo. Cleo was able to find a fast loan for $164000 from The Merchants and Farmers Bank and Bank of Virginia-Southeast, but declined both offers in favor of their debt consolidation loan from First Virginia Bank – Bland County. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. An improvement in the case that a client is in a pinch.

Cleo’s Transunion score was altered by the debt consolidation loan loan, changing to 763 from 777, which is typical in our experience.

Transunion Score: 763

Paraphrased and Standardized Quote from Cleo for this debt consolidation loan of $164000, provided by First Virginia Bank – Bland County

Hi, I am Cleo and my hometown is Bland in Virginia. Bland, county is where I grew up, and now I need a debt consolidation loan in Virginia for $164000 to avoid bankruptcy. It wasn’t easy, but First Virginia Bank – Bland County really came through for me with this loan for 5.8% interest APR and a term of 15 years. I will repay the loan over the 15 year term, including interest. A big thanks to First Virginia Bank – Bland County for giving me a chance and my excellent credit. It look me 7 years to create my credit to 777, and I won’t tarnish it any more. I’m happy with Find Texas Loans for assisting me this far.

Contact Details for First Virginia Bank – Bland County, the provider of this debt consolidation loan

  • First Virginia Bank – Bland County
  • City: Bland
  • State: Virginia
  • Address: Main And Lee Streets
  • County: Bland
  • Zip code: 24315

Before applying for this debt consolidation loan, Cleo had an Experian score of 790, which is excellent, so First Virginia Bank – Bland County likely cannot provide Cleo a debt consolidation loan

Experian Score: 790

Personal Loan for an artillery and missile officer named Cleo in Bland, Virginia to Pay Off Brooks Brothers Platinum MasterCard

Cleo had a tonne of credit card debt on their QuikTrip Credit Cards and their Pottery Barn Credit Card, and they were starting to get in over their heads. Despite Cleo’s job as an artillery and missile officer, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Multiple previous requests for credit have been made by Cleo in the past, including one from Illini Bank-Elkhart in Bland, Virginia before Cleo was approved for the $164000 by First Virginia Bank – Bland County

Cleo made 7 previous attempts to obtain a debt consolidation loan, 2 of which were with Illini Bank-Elkhart, a bank in Bland, Virginia known to specialize in debt consolidation loans specifically. Before finding First Virginia Bank – Bland County, Cleo was very concerned due to their inexperience and excellent credit score.

Cleo has a sad current yearly income, but has a large amount of prospects

Cleo has always wanted to be a sales representative, but would need attend Pacific College of Oriental Medicine again to achieve it. Cleo has other prospects as well, including radio & tv station administrator, food batchmaker, and horticulture therapist, which pay $58,000 through to $107,000 per year, on average. For this reason, we think that Cleo can pay for this debt consolidation loan of $164000.

Previous requests on Cleo’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$80230.00 3 6.7% $2466.28 Citizens Bank and Trust Company September 21, 2012
$79710.00 11 8.8% $944.61 Peoples Community Bank February 21, 2014
$80350.00 4 9.8% $2030.17 Crestar Bank April 22, 2015
$79820.00 6 8.2% $1407.31 The Merchants and Farmers Bank April 26, 2015
Client Profile: Cleo Snode of Bland, Virginia
  • Full name (Changed if requested): Cleo Snode
  • Current Credit: loans.hit.utils.Fico@2dda6444
  • Current City: Bland
  • State: Virginia
  • Zip code: 24324
  • Yearly income: $54,000
  • Current Job: artillery and missile officer
  • Current County: Bland
  • Goal Yearly Income: $99,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

When Cleo was 19, they attempted to obtain a student loan from 5 different lenders, which damaged their credit score. Below is a list of Cleo’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $38,000.00 on February 19, 2011
  • Attempt 2) Loan for $36,000.00 on June 21, 2010
  • Attempt 3) Loan for $34,000.00 on April 27, 2010
  • Attempt 4) Loan for $21,000.00 on May 29, 2010
  • Attempt 5) Loan for $24,000.00 on February 11, 2009

Cleo was declined by First Virginia Bank-South Hill 5 times prior to being accepted by First Virginia Bank – Bland County at Main And Lee Streets

On February 26, 2012, Cleo applied about borrowing $30,000 from Bank of McKenney with Celinda, their friend from just outside Bland, and even with the co-signer, Cleo was rejected for this debt consolidation loan. With excellent credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Signature Loan found in Bland, Virginia for $164000 with excellent credit by Cleo

A lot of borrowers have difficulty with obtaining signature loans in Bland, Virginia, and Cleo is the same. Cleo went to 7 lenders or more prior to settling on First Virginia Bank – Bland County, who offered Cleo a signature loan for $164000. Typical signature loans simply need a client, like Cleo’s signature to obtain them, up to $29,000 in some cases. Cleo was able to get $164000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans don’t need a cosigner, they tend to require better credit, as high as 780

Cleo’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their artillery and missile officer job and their future job as a sales representative

Fico Score: 777

9 Months Ago, Cleo Attempted to Find a High Risk Loan for $21,000.00, and it was Hard

There is an existing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Cleo. Cleo chose not to get a high risk loan this time. High Risk loans are given to very low credit applicants. Borrowers with credit ratings as low as 315 can inquire for a high risk loan and may be be accepted.

Installment loan for Cleo, a graduate of Pacific College of Oriental Medicine and an artillery and missile officer working for over $67,000 per year

Cleo, an alumnus at Pacific College of Oriental Medicine and an artillery and missile officer in Bland, Virginia needs a debt consolidation loan to purchase a car. Cleo has instead decided to obtain an installment loan for $28,000 and is at present seeking lenders like Bank of Virginia-Southeast to process their request.

Conclusion of Cleo’s debt consolidation loan

In the end, Cleo was able to find a debt consolidation loan for $164000 with an interest rate of 8.7% interest APR from First Virginia Bank – Bland County in Bland, Virginia repayable over 15 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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