$32000 No Collateral Loan – Forman North Dakota, Credit Rating Of 474
- Experian: 486 – They had a bad Experian score
- Transunion: 458 – Tristan had a bad credit rating with Transunion.
- Equifax: Tristan’s Experian score was 474, which is a bad credit rating on the Experian system.
Tristan has a very low current gross income, but has a high number of prospects
Tristan has always wanted to be a geography professor, but would need attend Wayland Baptist University again to become one. Tristan has other prospects as well, including retail customer service representative, carpenter’s assistant, and industrial arts teacher, which pay $53,000 through to $104,000 per year, on average. For this reason, we think that Tristan can afford this no collateral loan of $32000.
Signature Loan acquired in Forman, North Dakota for $32000 with bad credit by Tristan
Many clients struggle with obtaining signature loans in Forman, North Dakota, and Tristan is no different. Tristan went to 4 lending institutions or more prior to finding Sargent County Bank, who offered Tristan a signature loan for $32000. Most signature loans simply need a client, like Tristan’s signature to get them, up to $23,000 in some cases. Tristan was able to get $32000 as a no collateral loan, which is very high for a no collateral loan. Since signature loans do not need a cosigner, they generally require better credit, as high as 770
Contact Details for Sargent County Bank, the provider of this no collateral loan
- Sargent County Bank
- City: Forman
- State: North Dakota
- Address: 331 Main Street
- County: Sargent
- Zip code: 58032
Tristan’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their employee benefits analyst job and their future career as a geography professor
Paraphrased and Standardized Quote from Tristan for this no collateral loan of $32000, provided by Sargent County Bank
Hello, I am Tristan and my hometown is Forman in North Dakota. Sargent, county is where I grew up, and now I need a no collateral loan in North Dakota for $32000 to buy a big ticket item. It has been difficult, but Sargent County Bank really came through for me with this loan for 9.4% interest APR and a term of 5 years. I will repay the loan over the 5 year term, including interest. A big thanks to Sargent County Bank for trusting me and my bad credit. It look me 7 years to create my credit to 474, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.
8 Months Ago, Tristan Tried Finding a High Risk Loan for $34,000.00, and it was Easy
There is an well known struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Tristan. Tristan decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit individuals. Clients with credit scores as low as 429 can apply for a high risk loan and have a chance to be approved.
Multiple other requests for credit have been made by Tristan in the past, including one from Illinois One Bank, National Association in Forman, North Dakota before Tristan was accepted for the $32000 by Sargent County Bank
Tristan made 9 previous tries to obtain a no collateral loan, 2 of which were with Illinois One Bank, National Association, a lender in Forman, North Dakota known to specialize in no collateral loans specifically. Before finding Sargent County Bank, Tristan was very concerned due to their inexperience and bad credit rating.
Installment loan for Tristan, a graduate of Wayland Baptist University and an employee benefits analyst working for over $69,000 per year
Tristan, an alumnus at Wayland Baptist University and an employee benefits analyst in Forman, North Dakota needs a no collateral loan to purchase a new cell phone. Tristan has instead decided to obtain an installment loan for $21,000 and is currently seeking lenders like The First National Bank and Trust Company of Bismarck to provide it.
Previous requests on Tristan’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$51630.00||4||8.8%||$1279.92||American State Bank of New England||December 14, 2008|
|$51690.00||9||11.2%||$761.74||First American Bank & Trust of Carrington||December 6, 2011|
|$52200.00||5||7.2%||$1038.56||Kulm State Bank||March 24, 2014|
|$52470.00||4||7.2%||$1261.33||Bremer Bank, National Association||August 20, 2014|
Fast Loans for Tristan in Forman, North Dakota to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Forman, North Dakota aren’t actually that difficult to obtain, particularly if you have some gumption like Tristan. Tristan was able to find a fast loan for $32000 from The First National Bank of Bowman and Liberty Bank and Trust, National Association, but turned down both offers in favor of their no collateral loan from Sargent County Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement in the case that a borrower is on the go.
Personal Loan for an employee benefits analyst named Tristan in Forman, North Dakota to Pay Off Spirit Airlines World MasterCard Credit Card
Tristan had a tonne of credit card debt on their Lexus Pursuits Visa Platinum Credit Card and their Sleep Number Credit Card, and they were starting to get in over their heads. Despite Tristan’s job as an employee benefits analyst, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans range from $31,000.00 to $55,000.00. They are mainly used to pay off existing high interest loans like credit cards. Tristan required a debt consolidation loan to pay for their existing no collateral loan and their credit card. Tristan was able to find a no collateral loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 4.2%.
Tristan was not approved by Heartland State Bank 4 times before being granted funding by Sargent County Bank at 331 Main Street
On December 4, 2012, Tristan applied about borrowing $1,000 from The First National Bank and Trust Company of Bismarck with Naida, their friend from just outside Forman, and even with the co-signer, Tristan was rejected for this no collateral loan. With bad credit, it can be difficult to procure financing, even with collateral and a co-signer.
Before applying for this no collateral loan, Tristan had an Experian score of 486, which is bad, so Sargent County Bank most likely cannot provide Tristan a no collateral loan
- Full name (Changed if requested): Tristan Zarr
- Current Credit: loans.hit.utils.Fico@63e31ee
- Current City: Forman
- State: North Dakota
- Zip code: 58037
- Yearly income: $65,000
- Current Job: employee benefits analyst
- Current County: Sargent
- Goal Yearly Income: $103,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Tristan’s Transunion score was altered by the no collateral loan loan, changing to 458 from 474, which is typical in our experience.
When Tristan was 24, they tried to obtain a student loan from 5 alternate banks, which damaged their credit score. Below is a chronology of Tristan’s prior attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on April 27, 2011
- Attempt 2) Loan for $22,000.00 on January 9, 2012
- Attempt 3) Loan for $34,000.00 on July 18, 2010
- Attempt 4) Loan for $31,000.00 on March 24, 2014
- Attempt 5) Loan for $23,000.00 on August 27, 2009
Conclusion of Tristan’s no collateral loan
In the end, Tristan was able to find a no collateral loan for $32000 with an interest rate of 6.5% interest APR from Sargent County Bank in Forman, North Dakota repayable over 5 years from today.