$96000 Consolidation Loan – Roswell Georgia, Credit Score Of 693
- Experian: 712 – This client had a good Experian score
- Transunion: 675 – Glennie had a good credit score with Transunion.
- Equifax: Glennie’s Experian score was 693, which is a good credit rating on the Experian system.
Paraphrased and Standardized Quote from Glennie for this consolidation loan of $96000, provided by American Trust Bank
Hello, I am Glennie and I’m from Roswell in Georgia. Fulton, county is where I grew up, and now I need a consolidation loan in Georgia for $96000 to avoid bankruptcy. It has been difficult, but American Trust Bank really came through for me with this loan for 7.7% interest APR and a term of 14 years. I will repay the loan over the 14 year term, including interest. A big thanks to American Trust Bank for trusting me and my good credit. It look me 8 years to create my credit to 693, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.
Installment loan for Glennie, a graduate of Iona College and a materials inspector working for over $60,000 per year
Glennie, an alumnus at Iona College and a materials inspector in Roswell, Georgia needs a consolidation loan to purchase a house. Glennie has instead decided to obtain an installment loan for $2,000 and is at present seeking lenders like The United Banking Company to provide it.
Personal Loan for a materials inspector named Glennie in Roswell, Georgia to Pay Off Five Star Bank Visa Business Bonus Rewards PLUS Card
Glennie had a tonne of credit card debt on their Ann Taylor MasterCard and their Exchange National Bank & Trust Credit Cards Exclusive Connection$ Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Glennie’s job as a materials inspector, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Before applying for this consolidation loan, Glennie had an Experian score of 712, which is good, so American Trust Bank probably cannot provide Glennie a consolidation loan
Contact Details for American Trust Bank, the provider of this consolidation loan
- American Trust Bank
- City: Roswell
- State: Georgia
- Address: 880 Holcomb Bridge Road
- County: Fulton
- Zip code: 30076
Multiple previous requests for credit have been made by Glennie in the past, including one from First Network Savings Bank in Roswell, Georgia before Glennie was approved for the $96000 by American Trust Bank
Glennie made 6 prior attempts to obtain a consolidation loan, 2 of which were with First Network Savings Bank, a lender in Roswell, Georgia known to specialize in consolidation loans specifically. Before finding American Trust Bank, Glennie was desperate due to their inexperience and good credit rating.
Signature Loan acquired in Roswell, Georgia for $96000 with good credit by Glennie
Many prospective borrowers have difficulty with obtaining signature loans in Roswell, Georgia, and Glennie is not an exception. Glennie went to 4 lenders or more prior to finding American Trust Bank, who offered Glennie a signature loan for $96000. Typical signature loans simply need a client, like Glennie’s signature to obtain them, up to $42,000 in some cases. Glennie was able to get $96000 as a consolidation loan, which is very high for a consolidation loan. Since signature loans do not need a cosigner, they generally require higher credit, as high as 799
Glennie’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their materials inspector job and their future career as a harbor
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $38,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Glennie needed a debt consolidation loan to pay for their existing consolidation loan and their loan shark loan. Glennie was able to find a consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.4%.
Glennie was not approved by First National Bank of Griffin 5 times prior to being granted funding by American Trust Bank at 880 Holcomb Bridge Road
On December 23, 2008, Glennie applied about borrowing $29,000 from The Citizens and Southern Bank of Thomaston with Quintin, their friend from just outside Roswell, and even with the co-signer, Glennie was rejected for this consolidation loan. With good credit, it can be challenging to procure funding, even with collateral and a co-signer.
Fast Loans for Glennie in Roswell, Georgia to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Roswell, Georgia aren’t actually that difficult to obtain, especially if you have some finesse like Glennie. Glennie was able to find a fast loan for $96000 from The Peoples Bank and Talbot State Bank, but turned down both offers in favor of their consolidation loan from American Trust Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. An improvement in the case that you are in a time sensitive situation.
Glennie’s Transunion score was changed by the consolidation loan loan, changing to 675 from 693, which is normal in our experience.
Glennie has a sad current total income, but has a large amount of prospects
Glennie has always wanted to be a harbor, but would need attend Iona College again to achieve it. Glennie has other prospects as well, including sales floor stock clerk, resource teacher, and stained glass artist, which pay $54,000 through to $99,000 per year, on average. For this reason, we believe that Glennie can pay for this consolidation loan of $96000.
When Glennie was 21, they attempted to obtain a student loan from 5 alternate lenders, which damaged their credit rating. Below is a chronology of Glennie’s previous attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on February 18, 2012
- Attempt 2) Loan for $37,000.00 on September 30, 2010
- Attempt 3) Loan for $33,000.00 on March 10, 2009
- Attempt 4) Loan for $37,000.00 on December 1, 2011
- Attempt 5) Loan for $29,000.00 on May 21, 2013
- Full name (Changed if requested): Glennie Bonefont
- Current Credit: loans.hit.utils.Fico@17a7cec2
- Current City: Roswell
- State: Georgia
- Zip code: 30081
- Yearly income: $48,000
- Current Job: materials inspector
- Current County: Fulton
- Goal Yearly Income: $115,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
7 Months in the Past, Glennie Tried to Find a High Risk Loan for $21,000.00, but They Didn’t Find What They were Expecting
It is an well known struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Glennie. Glennie decided not to obtain a high risk loan this time. High Risk loans are given to bad credit applicants. Borrowers with credit ratings as low as 355 can apply for a high risk loan and may be be approved.
Previous requests on Glennie’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $64150.00 | 3 | 11.8% | $2124.58 | NationsBank of Florida, National Association | May 7, 2011 |
| $63610.00 | 6 | 9.8% | $1172.02 | Century Bank and Trust | May 26, 2013 |
| $64360.00 | 9 | 11.7% | $966.4 | Bank of Madison | August 7, 2014 |
| $63820.00 | 8 | 7.5% | $886.07 | Bank of Hazlehurst | October 2, 2014 |
| $64440.00 | 5 | 8.5% | $1322.09 | The Citizens and Southern Bank of Dublin | July 7, 2015 |
Conclusion of Glennie’s consolidation loan
In the end, Glennie was able to find a consolidation loan for $96000 with an interest rate of 5.2% interest APR from American Trust Bank in Roswell, Georgia repayable over 14 years from now.
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