$108000 Consolidation Loan – Dallas Texas, Credit Rating Of 443
- Experian: 454 – The client had a bad Experian rating
- Transunion: 429 – Lexie had a bad credit rating with Transunion.
- Equifax: Lexie’s Experian score was 443, which is a bad credit score on the Experian scale.
Before applying for this consolidation loan, Lexie had an Experian score of 454, which is bad, so Grand Bank Stemmons at Regal Row, National Association likely cannot provide Lexie a consolidation loan
Installment loan for Lexie, a graduate of El Centro College and a respiratory therapist working for over $65,000 per year
Lexie, an alumnus at El Centro College and a respiratory therapist in Dallas, Texas wants a consolidation loan to purchase something frivolous. Lexie has instead chosen to obtain an installment loan for $4,000 and is at present seeking lenders like Citizens State Bank of Dalhart to process their request.
When Lexie was 22, they attempted to obtain a student loan from 4 different lenders, which harmed their credit score. Below is a list of Lexie’s prior attempts at finding a student loan:
- Attempt 1) Loan for $24,000.00 on September 26, 2011
- Attempt 2) Loan for $32,000.00 on June 3, 2010
- Attempt 3) Loan for $29,000.00 on November 30, 2012
- Attempt 4) Loan for $29,000.00 on December 18, 2011
Lexie was rejected by MBank Greenville, National Association 4 times prior to being granted funding by Grand Bank Stemmons at Regal Row, National Association at 8828 Stemmons Freeway, Suite 136
On September 28, 2009, Lexie applied about borrowing $8,000 from First State Bank of Mathis with Amal, their in law from just outside Dallas, and even with the co-signer, Lexie was rejected for this consolidation loan. With bad credit, it can be very hard to procure funding, even with collateral and a co-signer.
Many past requests for credit have been made by Lexie in the past, including one from Society Bank of Eastern Ohio, National Association in Dallas, Texas before Lexie was accepted for the $108000 by Grand Bank Stemmons at Regal Row, National Association
Lexie made 7 previous attempts to obtain a consolidation loan, 2 of which were with Society Bank of Eastern Ohio, National Association, a lending institution in Dallas, Texas known to specialize in consolidation loans specifically. Prior to finding Grand Bank Stemmons at Regal Row, National Association, Lexie was desperate due to their inexperience and bad credit score.
Paraphrased and Standardized Quote from Lexie for this consolidation loan of $108000, provided by Grand Bank Stemmons at Regal Row, National Association
Hello, I am Lexie and I am from Dallas in Texas. Dallas, county is where I grew up, and now I need a consolidation loan in Texas for $108000 to buy a car. It wasn’t easy, but Grand Bank Stemmons at Regal Row, National Association really came through for me with this loan for 9.2% interest APR and a term of 13 years. I can repay the loan over the 13 year term, including interest. A big thanks to Grand Bank Stemmons at Regal Row, National Association for giving me a chance and my bad credit. It look me 4 years to create my credit to 443, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.
Lexie’s Transunion score was changed by the consolidation loan loan, changing to 429 from 443, which is normal in our experience.
Lexie has a low current yearly income, but has a large amount of prospects
Lexie has always wanted to be a government budget analyst, but would have to attend El Centro College again to achieve it. Lexie has other prospects as well, including bus driver, platemakers, and soil engineer, which pay $59,000 through to $109,000 per year, at least. Because of this, we believe that Lexie can pay for this consolidation loan of $108000.
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $36,000.00 to $49,000.00. They are typically used to pay off existing high interest loans like credit cards. Lexie required a debt consolidation loan to pay for their existing consolidation loan and their credit card. Lexie was able to find a consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.2%.
Lexie’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their respiratory therapist job and their future career as a government budget analyst
Signature Loan acquired in Dallas, Texas for $108000 with bad credit by Lexie
Most prospective borrowers have difficulty with finding signature loans in Dallas, Texas, and Lexie is not an exception. Lexie went to 8 lenders or more prior to finding Grand Bank Stemmons at Regal Row, National Association, who offered Lexie a signature loan for $108000. Typical signature loans simply require a client, like Lexie’s signature to obtain them, up to $45,000 in some cases. Lexie was able to get $108000 as a consolidation loan, which is very high for a consolidation loan. Because signature loans don’t need a cosigner, these loans tend to need better credit, as high as 722
7 Months in the Past, Lexie Attempted Finding a High Risk Loan for $22,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Lexie. Lexie chose not to obtain a high risk loan this time. High Risk loans are given to bad credit individuals. Clients with credit scores as low as 385 can inquire for a high risk loan and have a chance to be accepted.
- Full name (Changed if requested): Lexie Parolini
- Current Credit: loans.hit.utils.Fico@37a71e93
- Current City: Dallas
- State: Texas
- Zip code: 75256
- Yearly income: $43,000
- Current Job: respiratory therapist
- Current County: Dallas
- Goal Yearly Income: $84,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Previous requests on Lexie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$119840.00||4||9.1%||$2987.92||Comerica Bank||July 2, 2011|
|$120140.00||11||5.2%||$1197.05||First Star Bank, S.S.B.||May 13, 2014|
|$120300.00||6||6.1%||$1999.4||Brownfield State Bank & Trust Co.||July 7, 2014|
|$119860.00||10||6.1%||$1336.72||First Bank & Trust, Bryan, Texas||July 9, 2014|
Personal Loan for a respiratory therapist named Lexie in Dallas, Texas to Pay Off GM Business World MasterCard
Lexie had a tonne of credit card debt on their Crutchfield Credit Card and their Ace Hardware Rewards Visa Card, and they were starting to get in over their heads. Despite Lexie’s job as a respiratory therapist, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Fast Loans for Lexie in Dallas, Texas to prevent bankruptcy or harm from debt collectors.
Fast loans in Dallas, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Lexie. Lexie was able to find a fast loan for $108000 from Austin Bank, Rusk, Texas and First Community Bank San Antonio, National Association, but declined both offers in favor of their consolidation loan from Grand Bank Stemmons at Regal Row, National Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if a borrower is in a time sensitive situation.
Contact Details for Grand Bank Stemmons at Regal Row, National Association, the provider of this consolidation loan
- Grand Bank Stemmons at Regal Row, National Association
- City: Dallas
- State: Texas
- Address: 8828 Stemmons Freeway, Suite 136
- County: Dallas
- Zip code: 75247
Conclusion of Lexie’s consolidation loan
In the end, Lexie was able to find a consolidation loan for $108000 with an interest rate of 6.1% interest APR from Grand Bank Stemmons at Regal Row, National Association in Dallas, Texas repayable over 13 years from today.