$188000 Emergency Loan – Bryan Texas, Credit Rating Of 849
- Experian: 860 – This individual had an excellent Experian score
- Transunion: 835 – Marilynn had an excellent credit rating with Transunion.
- Equifax: Marilynn’s Experian score was 849, which is an excellent credit score with the Experian system.
Fast Loans for Marilynn in Bryan, Texas to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Bryan, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Marilynn. Marilynn was able to find a fast loan for $188000 from First Consolidated Bank – Ferris and Arrowhead Bank, but declined both offers in favor of their emergency loan from The Bank & Trust of Bryan/College Station. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference if you are in a pinch.
Personal Loan for a vocational education teachers named Marilynn in Bryan, Texas to Pay Off Apple Bank for Savings
Marilynn had a tonne of credit card debt on their Chicago White Sox BankAmericard Cash Rewards MasterCard and their People’s United Bank Platinum MasterCard, and they were starting to get in over their heads. Despite Marilynn’s job as a vocational education teachers, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Several past requests for credit have been made by Marilynn in the past, including one from Cornerstone National Bank & Trust Company in Bryan, Texas before Marilynn was approved for the $188000 by The Bank & Trust of Bryan/College Station
Marilynn made 7 prior attempts to obtain an emergency loan, 2 of which were with Cornerstone National Bank & Trust Company, a lender in Bryan, Texas known to specialize in emergency loans specifically. Prior to finding The Bank & Trust of Bryan/College Station, Marilynn was desperate due to their inexperience and excellent credit rating.
Previous requests on Marilynn’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$28540.00||10||10.4%||$383.51||Comerica Bank||April 21, 2014|
|$29260.00||7||5.3%||$417.7||First Star Bank, S.S.B.||November 3, 2014|
|$29230.00||6||11.2%||$559.36||Brownfield State Bank & Trust Co.||December 26, 2014|
|$28530.00||5||8.2%||$581.22||First Bank & Trust, Bryan, Texas||May 4, 2015|
|$28900.00||3||9.2%||$921.7||First Bank & Trust of Clarendon||July 28, 2015|
When Marilynn was 18, they tried to obtain a student loan from 7 alternate banks, which damaged their credit rating. Below is a chronology of Marilynn’s previous attempts at finding a student loan:
- Attempt 1) Loan for $22,000.00 on May 23, 2010
- Attempt 2) Loan for $35,000.00 on February 20, 2013
- Attempt 3) Loan for $29,000.00 on June 4, 2011
- Attempt 4) Loan for $28,000.00 on September 3, 2009
- Attempt 5) Loan for $23,000.00 on December 13, 2010
- Attempt 6) Loan for $30,000.00 on June 19, 2012
- Attempt 7) Loan for $25,000.00 on October 17, 2013
9 Months in the Past, Marilynn Tried Finding a High Risk Loan for $40,000.00, and it was Easy
It is an well known struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Marilynn. Marilynn decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Borrowers with credit ratings as low as 502 can inquire for a high risk loan and have a chance to be accepted.
Marilynn’s Transunion score was altered by the emergency loan loan, changing to 835 from 849, which is typical in our experience.
Marilynn’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their vocational education teachers job and their future career as an employment interviewer
Paraphrased and Standardized Quote from Marilynn for this emergency loan of $188000, provided by The Bank & Trust of Bryan/College Station
Hi, I am Marilynn and I’m from Bryan in Texas. Brazos, county is where I grew up, and now I need a emergency loan in Texas for $188000 to pay bills. It has been difficult, but The Bank & Trust of Bryan/College Station really came through for me with this loan for 10.8% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to The Bank & Trust of Bryan/College Station for giving me a chance and my excellent credit. It look me 8 years to create my credit to 849, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.
Marilynn has a sad current gross income, but has several of prospects
Marilynn has always wanted to be an employment interviewer, but would have to attend Henderson Community College again to achieve it. Marilynn has other prospects as well, including medical administrative assistant, airline flight attendant, and power-line installer and mechanic, which pay $55,000 through to $105,000 per year, on average. Because of this, we think that Marilynn can pay for this emergency loan of $188000.
Marilynn was not approved by First State Bank of Matador 5 times prior to being granted funding by The Bank & Trust of Bryan/College Station at 1716 Briarcrest Drive, Suite 400
On October 7, 2011, Marilynn inquired about borrowing $35,000 from Vista Bank with Jone, their in law from just outside Bryan, and even with the co-signer, Marilynn was rejected for this emergency loan. With excellent credit, it can be very hard to procure funding, even with collateral and a co-signer.
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans vary from $21,000.00 to $41,000.00. They are normally used to pay off existing high interest loans like credit cards. Marilynn needed a debt consolidation loan to pay for their existing emergency loan and their payday loan. Marilynn was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your bad, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.3%.
Signature Loan easily acquired in Bryan, Texas for $188000 with excellent credit by Marilynn
A lot of borrowers have difficulty with obtaining signature loans in Bryan, Texas, and Marilynn is not an exception. Marilynn went to 4 lenders or more prior to finding The Bank & Trust of Bryan/College Station, who offered Marilynn a signature loan for $188000. Most signature loans simply need a client, like Marilynn’s signature to obtain them, up to $41,000 in some cases. Marilynn was able to get $188000 as a emergency loan, which is very high for an emergency loan. Because signature loans do not need collateral, they generally require better credit, as high as 781
Before applying for this emergency loan, Marilynn had an Experian score of 860, which is excellent, so The Bank & Trust of Bryan/College Station most likely cannot provide Marilynn an emergency loan
Installment loan for Marilynn, a graduate of Henderson Community College and a vocational education teachers working for over $79,000 per year
Marilynn, an alumnus at Henderson Community College and a vocational education teachers in Bryan, Texas wants an emergency loan to purchase a car. Marilynn has instead chosen to obtain an installment loan for $16,000 and is at present seeking lenders like First RepublicBank Forney to process their request.
- Full name (Changed if requested): Marilynn Whisted
- Current Credit: loans.hit.utils.Fico@ea30797
- Current City: Bryan
- State: Texas
- Zip code: 77804
- Yearly income: $64,000
- Current Job: vocational education teachers
- Current County: Brazos
- Goal Yearly Income: $90,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Contact Details for The Bank & Trust of Bryan/College Station, the provider of this emergency loan
- The Bank & Trust of Bryan/College Station
- City: Bryan
- State: Texas
- Address: 1716 Briarcrest Drive, Suite 400
- County: Brazos
- Zip code: 77802
Conclusion of Marilynn’s emergency loan
In the end, Marilynn was able to find an emergency loan for $188000 with an interest rate of 9.7% interest APR from The Bank & Trust of Bryan/College Station in Bryan, Texas repayable over 21 years from today.