$135000 Emergency Loan – Brighton Massachusetts, Credit Rating Of 729
- Experian: 748 – They had an excellent Experian score
- Transunion: 712 – Suzann had an excellent credit rating with Transunion.
- Equifax: Suzann’s Experian score was 729, which is an excellent credit score using the Experian rating scheme.
Signature Loan found in Brighton, Massachusetts for $135000 with excellent credit by Suzann
A lot of prospective borrowers have difficulty with finding signature loans in Brighton, Massachusetts, and Suzann is not an exception. Suzann went to 8 lenders or more prior to settling on Peoples Federal Savings Bank, who offered Suzann a signature loan for $135000. Most signature loans simply need a client, like Suzann’s signature to get them, up to $47,000 in some cases. Suzann was able to get $135000 as a emergency loan, which is very high for an emergency loan. Because signature loans do not need a cosigner, they generally need improved credit, as high as 781
7 Months Ago, Suzann Attempted Finding a High Risk Loan for $45,000.00, and it was Hard
There is an well known struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Suzann. Suzann decided not to get a high risk loan this time. High Risk loans are given to terrible credit individuals. Clients with credit ratings as low as 318 can apply for a high risk loan and may be be accepted.
Suzann’s Transunion score was changed by the emergency loan loan, changing to 712 from 729, which is normal in our experience.
Suzann’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their nuclear monitoring technician job and their future career as a fence installer
Personal Loan for a nuclear monitoring technician named Suzann in Brighton, Massachusetts to Pay Off Lowe’s Project Card
Suzann had a lot of credit card debt on their Slate with Blueprint and their BMW Platinum Rewards Visa Card, and they were starting to get in over their heads. Despite Suzann’s job as a nuclear monitoring technician, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Fast Loans for Suzann in Brighton, Massachusetts to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Brighton, Massachusetts aren’t actually that difficult to obtain, especially if you have some finesse like Suzann. Suzann was able to find a fast loan for $135000 from Bank of New England-Essex and Shawmut Bank of Franklin County, but declined both offers in favor of their emergency loan from Peoples Federal Savings Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better if a borrower is in a time sensitive situation.
When Suzann was 23, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit rating. Below is a chronology of Suzann’s prior attempts at finding a student loan:
- Attempt 1) Loan for $20,000.00 on November 21, 2008
- Attempt 2) Loan for $36,000.00 on April 21, 2011
- Attempt 3) Loan for $38,000.00 on June 8, 2011
- Attempt 4) Loan for $25,000.00 on April 7, 2011
- Attempt 5) Loan for $29,000.00 on February 10, 2010
- Attempt 6) Loan for $25,000.00 on March 22, 2010
- Attempt 7) Loan for $26,000.00 on July 31, 2010
Suzann was rejected by Northeast National Bank 5 times before being accepted by Peoples Federal Savings Bank at 435 Market St
On April 18, 2010, Suzann applied about borrowing $7,000 from Bank of New England – Worcester County, National Association with Eloy, their in law from just outside Brighton, and even with the co-signer, Suzann was rejected for this emergency loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Many other requests for credit have been made by Suzann in the past, including one from Mercantile Bank National Association in Brighton, Massachusetts before Suzann was approved for the $135000 by Peoples Federal Savings Bank
Suzann made 8 previous tries to obtain an emergency loan, 2 of which were with Mercantile Bank National Association, a bank in Brighton, Massachusetts known to specialize in emergency loans specifically. Prior to finding Peoples Federal Savings Bank, Suzann was concerned due to their inexperience and excellent credit score.
Contact Details for Peoples Federal Savings Bank, the provider of this emergency loan
- Peoples Federal Savings Bank
- City: Brighton
- State: Massachusetts
- Address: 435 Market St
- County: Suffolk
- Zip code: 2135
Installment loan for Suzann, a graduate of Lewis University and a nuclear monitoring technician working for over $70,000 per year
Suzann, an alumnus at Lewis University and a nuclear monitoring technician in Brighton, Massachusetts needs an emergency loan to purchase a car. Suzann has instead decided to get an installment loan for $15,000 and is currently seeking lenders like First Bristol County National Bank to provide it.
Before applying for this emergency loan, Suzann had an Experian score of 748, which is excellent, so Peoples Federal Savings Bank probably cannot provide Suzann an emergency loan
Suzann has a very low current gross income, but has a large amount of prospects
Suzann has always wanted to be a fence installer, but would need attend Lewis University again to become one. Suzann has other possibilities as well, including fashion coordinator, border patrol agent, and veterinarian, which pay $58,000 through to $96,000 per year, on average. For this reason, we believe that Suzann can pay for this emergency loan of $135000.
Previous requests on Suzann’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$148520.00||10||8.2%||$1817.69||State Street Bank and Trust Company||January 29, 2010|
|$149130.00||9||5.4%||$1746.49||United States Trust Company||June 30, 2011|
|$149150.00||8||8.8%||$2169.63||BayBank Harvard Trust Company||May 30, 2013|
|$149450.00||3||8.7%||$4731.63||Durfee Attleboro Bank||December 27, 2013|
Paraphrased and Standardized Quote from Suzann for this emergency loan of $135000, provided by Peoples Federal Savings Bank
Hi, I am Suzann and my hometown is Brighton in Massachusetts. Suffolk, county is where I grew up, and now I need a emergency loan in Massachusetts for $135000 to pay bills. It wasn’t easy, but Peoples Federal Savings Bank really came through for me with this loan for 9.3% interest APR and a term of 5 years. I can repay the loan over the 5 year term, including interest. A big thanks to Peoples Federal Savings Bank for giving me a chance and my excellent credit. It look me 9 years to create my credit to 729, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $30,000.00 to $54,000.00. They are mainly used to pay off existing high interest loans like credit cards. Suzann needed a debt consolidation loan to pay for their existing emergency loan and their loan shark loan. Suzann was able to find a emergency loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 4.8%.
- Full name (Changed if requested): Suzann Altrogge
- Current Credit: loans.hit.utils.Fico@7aec35a
- Current City: Brighton
- State: Massachusetts
- Zip code: 2144
- Yearly income: $63,000
- Current Job: nuclear monitoring technician
- Current County: Suffolk
- Goal Yearly Income: $135,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Conclusion of Suzann’s emergency loan
In the end, Suzann was able to find an emergency loan for $135000 with an interest rate of 10.3% interest APR from Peoples Federal Savings Bank in Brighton, Massachusetts repayable over 5 years from now.