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$104000 Signature Loan In Colorado City Colorado With Credit Score 616 For Zonia

$104000 Signature Loan – Colorado City Colorado, Credit Rating Of 616

  • Experian: 626 – They had a good Experian score
  • Transunion: 603 – Zonia had a good credit score with Transunion.
  • Equifax: Zonia’s Experian score was 616, which is a good credit score on the Experian system.

When Zonia was 21, they tried to obtain a student loan from 5 alternate lenders, which harmed their credit score. Below is a chronology of Zonia’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $38,000.00 on September 30, 2011
  • Attempt 2) Loan for $23,000.00 on April 4, 2012
  • Attempt 3) Loan for $30,000.00 on May 30, 2011
  • Attempt 4) Loan for $35,000.00 on March 4, 2010
  • Attempt 5) Loan for $20,000.00 on January 9, 2011

Before applying for this signature loan, Zonia had an Experian score of 626, which is good, so Greenhorn Valley Bank most likely cannot provide Zonia a signature loan

Experian Score: 626

Signature Loan acquired in Colorado City, Colorado for $104000 with good credit by Zonia

Many borrowers have difficulty with obtaining signature loans in Colorado City, Colorado, and Zonia is not an exception. Zonia went to 5 lending institutions or more before settling on Greenhorn Valley Bank, who offered Zonia a signature loan for $104000. Most signature loans simply require a client, like Zonia’s signature to obtain them, up to $29,000 in some cases. Zonia was able to get $104000 as a signature loan, which is very high for a signature loan. Because signature loans do not need a cosigner, they generally need better credit, as high as 761

Zonia was rejected by Bank One, Colorado Springs, National Association 6 times before being accepted by Greenhorn Valley Bank at One North Parkway

On November 17, 2013, Zonia applied about borrowing $15,000 from Colorado State Bank and Trust, N. A. with Han, their friend from just outside Colorado City, and even with the co-signer, Zonia was rejected for this signature loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Zonia has a very low current gross income, but has a high number of prospects

Zonia has always wanted to be a musical instrument tuner, but would have to attend Atlanta Ballet Centre for Dance Education again to achieve it. Zonia has other prospects as well, including legal assistant, solid waste disposal administrator, and merchandise displayer, which pay $56,000 through to $101,000 per year, on average. Because of this, we believe that Zonia can afford this signature loan of $104000.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $23,000.00 to $54,000.00. They are mainly used to pay off existing high interest loans like credit cards. Zonia needed a debt consolidation loan to pay for their existing signature loan and their loan shark loan. Zonia was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.1%.

Multiple past requests for credit have been made by Zonia in the past, including one from Gleason State Bank in Colorado City, Colorado before Zonia was approved for the $104000 by Greenhorn Valley Bank

Zonia made 7 prior attempts to obtain a signature loan, 2 of which were with Gleason State Bank, a lender in Colorado City, Colorado known to specialize in signature loans specifically. Before finding Greenhorn Valley Bank, Zonia was desperate due to their inexperience and good credit rating.

Zonia’s Transunion score was altered by the signature loan loan, changing to 603 from 616, which is normal in our experience.

Transunion Score: 603

Previous requests on Zonia’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$85470.00 3 8.1% $2682.26 Affiliated National Bank – Delta September 19, 2009
$85130.00 4 8.1% $2082.27 Central Bank, National Association December 28, 2011
$85390.00 5 5.5% $1631.05 The Colorado Bank and Trust Company of La Junta February 8, 2014
$85470.00 7 8.3% $1344.96 Colorado State Bank and Trust, N. A. January 9, 2015
$85260.00 5 7.1% $1692.28 Mountain Parks Bank – West April 11, 2015

Contact Details for Greenhorn Valley Bank, the provider of this signature loan

  • Greenhorn Valley Bank
  • City: Colorado City
  • State: Colorado
  • Address: One North Parkway
  • County: Pueblo
  • Zip code: 81019

Paraphrased and Standardized Quote from Zonia for this signature loan of $104000, provided by Greenhorn Valley Bank

Hello, I am Zonia and my hometown is Colorado City in Colorado. Pueblo, county is where I grew up, and now I need a signature loan in Colorado for $104000 to avoid bankruptcy. It wasn’t easy, but Greenhorn Valley Bank really came through for me with this loan for 6.3% interest APR and a term of 6 years. I will repay the loan over the 6 year term, including interest. A big thanks to Greenhorn Valley Bank for trusting me and my good credit. It look me 5 years to build my credit to 616, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.

Fast Loans for Zonia in Colorado City, Colorado to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Colorado City, Colorado aren’t actually that difficult to obtain, particularly if you have some gumption like Zonia. Zonia was able to find a fast loan for $104000 from Bank One, Colorado Springs, National Association and Central Bank, National Association, but turned down both offers in favor of their signature loan from Greenhorn Valley Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big difference in the case that a client is in a pinch.

Zonia’s Overall FICO score at the time of acceptance for a signature loan, taking into account their commercial diver job and their future career as a musical instrument tuner

Fico Score: 616

Installment loan for Zonia, a graduate of Atlanta Ballet Centre for Dance Education and a commercial diver working for over $68,000 per year

Zonia, an alumnus at Atlanta Ballet Centre for Dance Education and a commercial diver in Colorado City, Colorado needs a signature loan to purchase something frivolous. Zonia has instead chosen to obtain an installment loan for $21,000 and is currently seeking lenders like IntraWest Bank of Denver, National Association to process their request.

9 Months in the Past, Zonia Tried to Find a High Risk Loan for $49,000.00, and it was Hard

It is an existing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Zonia. Zonia decided not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit individuals. Borrowers with credit ratings as low as 356 can inquire for a high risk loan and possibly can be approved.

Client Profile: Zonia Hubiak of Colorado City, Colorado
  • Full name (Changed if requested): Zonia Hubiak
  • Current Credit: loans.hit.utils.Fico@769c9116
  • Current City: Colorado City
  • State: Colorado
  • Zip code: 81021
  • Yearly income: $56,000
  • Current Job: commercial diver
  • Current County: Pueblo
  • Goal Yearly Income: $109,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Personal Loan for a commercial diver named Zonia in Colorado City, Colorado to Pay Off Fingerhut Credit Account

Zonia had a lot of credit card debt on their Amazon.com Rewards Visa Signature Card and their LOFT Credit Card, and they were starting to get in over their heads. Despite Zonia’s job as a commercial diver, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Conclusion of Zonia’s signature loan

In the end, Zonia was able to find a signature loan for $104000 with an interest rate of 5.5% interest APR from Greenhorn Valley Bank in Colorado City, Colorado repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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