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$20000 Private Loan In Prairie Du Sac Wisconsin With Credit Score 845 For Lenard

$20000 Private Loan – Prairie Du Sac Wisconsin, Credit Score Of 845

  • Experian: 856 – This individual had an excellent Experian score
  • Transunion: 830 – Lenard had an excellent credit rating with Transunion.
  • Equifax: Lenard’s Experian score was 845, which is an excellent credit rating using the Experian system.

Lenard’s Overall FICO score at the time of acceptance for a private loan, taking into account their correction officer job and their future job as an instrument technician

Fico Score: 845

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $35,000.00 to $43,000.00. They are typically used to pay off existing high interest loans like credit cards. Lenard required a debt consolidation loan to pay for their existing private loan and their credit card. Lenard was able to find a private loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.0%.

Lenard was rejected by Citizens State Bank of La Crosse 4 times prior to being granted funding by Bank of Prairie du Sac at 555 Park Avenue

On May 8, 2009, Lenard inquired about borrowing $22,000 from M&I Marshall and Ilsley Bank with Tamica, their in law from just outside Prairie Du Sac, and even with the co-signer, Lenard was rejected for this private loan. With excellent credit, it can be very hard to procure funding, even with collateral and a co-signer.

Installment loan for Lenard, a graduate of Seton Hall University and a correction officer working for over $76,000 per year

Lenard, an alumnus at Seton Hall University and a correction officer in Prairie Du Sac, Wisconsin wants a private loan to purchase something frivolous. Lenard has instead decided to get an installment loan for $22,000 and is at present seeking lenders like M&I Bank of Burlington to provide it.

Signature Loan found in Prairie Du Sac, Wisconsin for $20000 with excellent credit by Lenard

A lot of borrowers struggle with finding signature loans in Prairie Du Sac, Wisconsin, and Lenard is the same. Lenard went to 7 lending institutions or more before settling on Bank of Prairie du Sac, who offered Lenard a signature loan for $20000. Most signature loans simply require a client, like Lenard’s signature to get them, up to $41,000 in some cases. Lenard was able to get $20000 as a private loan, which is very high for a private loan. Because signature loans do not require a cosigner, these loans tend to require higher credit, as high as 703

Lenard’s Transunion score was changed by the private loan loan, changing to 830 from 845, which is typical in our experience.

Transunion Score: 830

Client Profile: Lenard Lightle of Prairie Du Sac, Wisconsin
  • Full name (Changed if requested): Lenard Lightle
  • Current Credit: loans.hit.utils.Fico@59f95c5d
  • Current City: Prairie Du Sac
  • State: Wisconsin
  • Zip code: 53587
  • Yearly income: $67,000
  • Current Job: correction officer
  • Current County: Sauk
  • Goal Yearly Income: $145,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Before applying for this private loan, Lenard had an Experian score of 856, which is excellent, so Bank of Prairie du Sac likely cannot provide Lenard a private loan

Experian Score: 856

When Lenard was 24, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit rating. Below is a chronology of Lenard’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on September 22, 2012
  • Attempt 2) Loan for $33,000.00 on December 7, 2010
  • Attempt 3) Loan for $37,000.00 on November 27, 2008
  • Attempt 4) Loan for $37,000.00 on April 3, 2011
  • Attempt 5) Loan for $29,000.00 on December 14, 2012
  • Attempt 6) Loan for $26,000.00 on April 8, 2010
  • Attempt 7) Loan for $26,000.00 on November 15, 2008

Contact Details for Bank of Prairie du Sac, the provider of this private loan

  • Bank of Prairie du Sac
  • City: Prairie Du Sac
  • State: Wisconsin
  • Address: 555 Park Avenue
  • County: Sauk
  • Zip code: 53578

9 Months Ago, Lenard Tried Finding a High Risk Loan for $44,000.00, and it was Easy

It is an existing struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Lenard. Lenard decided not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Individuals with credit ratings as low as 501 can inquire for a high risk loan and may be be approved.

Many past requests for credit have been made by Lenard in the past, including one from Savers Co-operative Bank in Prairie Du Sac, Wisconsin before Lenard was accepted for the $20000 by Bank of Prairie du Sac

Lenard made 6 previous attempts to obtain a private loan, 2 of which were with Savers Co-operative Bank, a bank in Prairie Du Sac, Wisconsin known to specialize in private loans specifically. Before finding Bank of Prairie du Sac, Lenard was concerned due to their inexperience and excellent credit score.

Paraphrased and Standardized Quote from Lenard for this private loan of $20000, provided by Bank of Prairie du Sac

Hello, I am Lenard and I’m from Prairie Du Sac in Wisconsin. Sauk, county is where I grew up, and now I need a private loan in Wisconsin for $20000 to renovate my home. It has been difficult, but Bank of Prairie du Sac really came through for me with this loan for 10.7% interest APR and a term of 1 years. I can repay the loan over the 1 year term, including interest. A big thanks to Bank of Prairie du Sac for giving me a chance and my excellent credit. It look me 7 years to build my credit to 845, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

Fast Loans for Lenard in Prairie Du Sac, Wisconsin to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Prairie Du Sac, Wisconsin aren’t actually that difficult to obtain, particularly if you have some gumption like Lenard. Lenard was able to find a fast loan for $20000 from South Milwaukee Marine Bank and Red Cedar Bank National Association, but turned down both offers in favor of their private loan from Bank of Prairie du Sac. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that you are in a pinch.

Previous requests on Lenard’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$102660.00 9 10.1% $1450.88 M&I Bank of Burlington December 21, 2008
$103230.00 5 8.5% $2117.92 M&I Marshall and Ilsley Bank July 29, 2009
$102760.00 11 5.8% $1054.87 Continental Bank & Trust Co. April 1, 2011
$102530.00 8 8.8% $1491.47 Clare Bank, National Association September 23, 2011

Personal Loan for a correction officer named Lenard in Prairie Du Sac, Wisconsin to Pay Off Platinum Visa Card

Lenard had a tonne of credit card debt on their Woman Within Platinum Card and their BB&T Bright Card, and they were starting to get in over their heads. Despite Lenard’s job as a correction officer, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Lenard has a sad current gross income, but has a high number of prospects

Lenard has always wanted to be an instrument technician, but would have to attend Seton Hall University again to achieve it. Lenard has other possibilities as well, including atmospheric and space scientist, tax preparer, and commercial diver, which pay $58,000 through to $92,000 per year, on average. For this reason, we think that Lenard can afford this private loan of $20000.

Conclusion of Lenard’s private loan

In the end, Lenard was able to find a private loan for $20000 with an interest rate of 5.8% interest APR from Bank of Prairie du Sac in Prairie Du Sac, Wisconsin repayable over 1 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.