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17 Year, Variable Interest Same Day Loan For Reita In Texas

$42000 Same Day Loan – Gun Barrel City Texas, Credit Score Of 380

  • Experian: 394 – They had a terrible Experian score
  • Transunion: 366 – Reita had a terrible credit rating with Transunion.
  • Equifax: Reita’s Experian score was 380, which is a terrible credit rating with the Experian system.

Contact Details for First National Bank of Gun Barrel City, the provider of this same day loan

  • First National Bank of Gun Barrel City
  • City: Gun Barrel City
  • State: Texas
  • Address: 201 North Gun Barrel Lane
  • County: Henderson
  • Zip code: 75147

Fast Loans for Reita in Gun Barrel City, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Gun Barrel City, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Reita. Reita was able to find a fast loan for $42000 from Texas Commerce Bank – Rio Grande Valley, National Association and Comerica Bank, but turned down both offers in favor of their same day loan from First National Bank of Gun Barrel City. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better if a client is in a pinch.

Reita’s Transunion score was altered by the same day loan loan, changing to 366 from 380, which is typical in our experience.

Transunion Score: 366

Personal Loan for a safety inspector named Reita in Gun Barrel City, Texas to Pay Off Abt Electronics Credit Card

Reita had a tonne of credit card debt on their Astoria Bank Maximum Rewards Visa Card and their Apple Bank for Savings, and they were starting to get in over their heads. Despite Reita’s job as a safety inspector, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Previous requests on Reita’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$19380.00 5 9.6% $407.96 Comerica Bank August 3, 2009
$18700.00 3 7.7% $583.41 First Star Bank, S.S.B. November 27, 2010
$19410.00 9 10.1% $274.32 Brownfield State Bank & Trust Co. August 26, 2013
$18700.00 8 10.1% $284.75 First Bank & Trust, Bryan, Texas March 7, 2015

Paraphrased and Standardized Quote from Reita for this same day loan of $42000, provided by First National Bank of Gun Barrel City

Hi, I am Reita and I am from Gun Barrel City in Texas. Henderson, county is where I grew up, and now I need a same day loan in Texas for $42000 to pay bills. It wasn’t easy, but First National Bank of Gun Barrel City really came through for me with this loan for 6.3% interest APR and a term of 17 years. I can repay the loan over the 17 year term, including interest. A big thanks to First National Bank of Gun Barrel City for giving me a chance and my terrible credit. It look me 5 years to create my credit to 380, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.

Installment loan for Reita, a graduate of Benedictine University and a safety inspector working for over $74,000 per year

Reita, an alumnus at Benedictine University and a safety inspector in Gun Barrel City, Texas wants a same day loan to purchase a car. Reita has instead decided to obtain an installment loan for $23,000 and is currently seeking lenders like First Star Bank, S.S.B. to process their request.

Reita’s Overall FICO score at the time of acceptance for a same day loan, taking into account their safety inspector job and their future job as a cardiologist

Fico Score: 380

Before applying for this same day loan, Reita had an Experian score of 394, which is terrible, so First National Bank of Gun Barrel City most likely cannot provide Reita a same day loan

Experian Score: 394

6 Months Ago, Reita Attempted to Find a High Risk Loan for $47,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Reita. Reita decided not to obtain a high risk loan this time. High Risk loans are given to very low credit borrowers. Borrowers with credit scores as low as 522 can inquire for a high risk loan and may be be approved.

Multiple other requests for credit have been made by Reita in the past, including one from The Knight State Bank in Gun Barrel City, Texas before Reita was accepted for the $42000 by First National Bank of Gun Barrel City

Reita made 5 prior attempts to obtain a same day loan, 2 of which were with The Knight State Bank, a lender in Gun Barrel City, Texas known to specialize in same day loans specifically. Before finding First National Bank of Gun Barrel City, Reita was concerned due to their inexperience and terrible credit rating.

Signature Loan easily acquired in Gun Barrel City, Texas for $42000 with terrible credit by Reita

A lot of borrowers struggle with finding signature loans in Gun Barrel City, Texas, and Reita is not an exception. Reita went to 5 lending institutions or more before settling on First National Bank of Gun Barrel City, who offered Reita a signature loan for $42000. Typical signature loans simply require a client, like Reita’s signature to obtain them, up to $20,000 in some cases. Reita was able to get $42000 as a same day loan, which is very high for a same day loan. Since signature loans do not need collateral, they tend to require higher credit, as high as 722

Client Profile: Reita Vandevoorde of Gun Barrel City, Texas
  • Full name (Changed if requested): Reita Vandevoorde
  • Current Credit: loans.hit.utils.Fico@7daf6ecc
  • Current City: Gun Barrel City
  • State: Texas
  • Zip code: 75151
  • Yearly income: $35,000
  • Current Job: safety inspector
  • Current County: Henderson
  • Goal Yearly Income: $125,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

When Reita was 21, they attempted to obtain a student loan from 4 alternate banks, which damaged their credit score. Below is a list of Reita’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $38,000.00 on June 19, 2012
  • Attempt 2) Loan for $27,000.00 on November 11, 2010
  • Attempt 3) Loan for $26,000.00 on May 19, 2009
  • Attempt 4) Loan for $26,000.00 on March 28, 2012

Reita was not approved by First Bank & Trust of Clarendon 4 times prior to being approved by First National Bank of Gun Barrel City at 201 North Gun Barrel Lane

On June 20, 2012, Reita applied about borrowing $31,000 from Commercial State Bank with Sueann, their friend from just outside Gun Barrel City, and even with the co-signer, Reita was rejected for this same day loan. With terrible credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $38,000.00 to $50,000.00. They are typically used to pay off existing high interest loans like credit cards. Reita required a debt consolidation loan to pay for their existing same day loan and their payday loan. Reita was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your bad, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.8%.

Reita has a disappointing current yearly income, but has several of prospects

Reita has always wanted to be a cardiologist, but would have to attend Benedictine University again to achieve it. Reita has other prospects as well, including computer controlled machine tool operator, loan counselor, and personal service supervisor, which pay $59,000 through to $94,000 per year, at least. For this reason, we believe that Reita can pay for this same day loan of $42000.

Conclusion of Reita’s same day loan

In the end, Reita was able to find a same day loan for $42000 with an interest rate of 5.1% interest APR from First National Bank of Gun Barrel City in Gun Barrel City, Texas repayable over 17 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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