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19 Month, Variable Interest Private Loan For Gladys In Texas

$147000 Private Loan – Forney Texas, Credit Score Of 758

  • Experian: 770 – The client had an excellent Experian rating
  • Transunion: 742 – Gladys had an excellent credit score with Transunion.
  • Equifax: Gladys’s Experian score was 758, which is an excellent credit score using the Experian rating scheme.

9 Months Ago, Gladys Attempted to Find a High Risk Loan for $44,000.00, and it was Hard

There is an ongoing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Gladys. Gladys decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Clients with credit scores as low as 301 can apply for a high risk loan and possibly can be approved.

Gladys was not approved by First City Bank of Richardson 5 times before being accepted by The Farmers National Bank of Forney at 120 East Main Street

On February 15, 2012, Gladys applied about borrowing $9,000 from First State Bank with Hilde, their in law from just outside Forney, and even with the co-signer, Gladys was rejected for this private loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Gladys for this private loan of $147000, provided by The Farmers National Bank of Forney

Hi, I am Gladys and my hometown is Forney in Texas. Kaufman, county is where I grew up, and now I need a private loan in Texas for $147000 to pay bills. It wasn’t easy, but The Farmers National Bank of Forney really came through for me with this loan for 8.5% interest APR and a term of 19 years. I will repay the loan over the 19 year term, including interest. A big thanks to The Farmers National Bank of Forney for trusting me and my excellent credit. It look me 6 years to create my credit to 758, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

Gladys’s Overall FICO score at the time of acceptance for a private loan, taking into account their sales representative job and their future job as a makeup artists – theatrical

Fico Score: 758

Gladys has a disappointing current gross income, but has a large amount of prospects

Gladys has always wanted to be a makeup artists – theatrical, but would need attend AnMed Health Medical Center again to become one. Gladys has other possibilities as well, including sanitary engineer, camp director, and medical technologist, which pay $52,000 through to $103,000 per year, at least. Because of this, we believe that Gladys can afford this private loan of $147000.

Gladys’s Transunion score was altered by the private loan loan, changing to 742 from 758, which is typical in our experience.

Transunion Score: 742

Personal Loan for a sales representative named Gladys in Forney, Texas to Pay Off Lowes Canada Credit Card

Gladys had a lot of credit card debt on their Eddie Bauer Credit Card and their Pottery Barn Credit Card, and they were starting to get in over their heads. Despite Gladys’s job as a sales representative, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Before applying for this private loan, Gladys had an Experian score of 770, which is excellent, so The Farmers National Bank of Forney likely cannot provide Gladys a private loan

Experian Score: 770

Client Profile: Gladys Paoletto of Forney, Texas
  • Full name (Changed if requested): Gladys Paoletto
  • Current Credit: loans.hit.utils.Fico@cac736f
  • Current City: Forney
  • State: Texas
  • Zip code: 75129
  • Yearly income: $69,000
  • Current Job: sales representative
  • Current County: Kaufman
  • Goal Yearly Income: $120,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Previous requests on Gladys’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$95340.00 7 7.7% $1471.78 Comerica Bank October 3, 2011
$95300.00 7 5.5% $1369.47 First Star Bank, S.S.B. January 3, 2013
$95210.00 5 9.8% $2013.57 Brownfield State Bank & Trust Co. January 9, 2013
$95100.00 4 6.2% $2242.16 First Bank & Trust, Bryan, Texas March 19, 2013

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $29,000.00 to $42,000.00. They are typically used to pay off existing high interest loans like credit cards. Gladys required a debt consolidation loan to pay for their existing private loan and their credit card. Gladys was able to find a private loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.8%.

Signature Loan easily acquired in Forney, Texas for $147000 with excellent credit by Gladys

Most prospective borrowers have difficulty with finding signature loans in Forney, Texas, and Gladys is no exception. Gladys went to 5 lenders or more before settling on The Farmers National Bank of Forney, who offered Gladys a signature loan for $147000. Most signature loans simply need a client, like Gladys’s signature to get them, up to $20,000 in some cases. Gladys was able to get $147000 as a private loan, which is very high for a private loan. Because signature loans don’t need collateral, they tend to need improved credit, as high as 780

Fast Loans for Gladys in Forney, Texas to prevent bankruptcy or harm from debt collectors.

Fast loans in Forney, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Gladys. Gladys was able to find a fast loan for $147000 from Comerica Bank and First State Bank of Matador, but turned down both offers in favor of their private loan from The Farmers National Bank of Forney. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement in the case that you are in a pinch.

Contact Details for The Farmers National Bank of Forney, the provider of this private loan

  • The Farmers National Bank of Forney
  • City: Forney
  • State: Texas
  • Address: 120 East Main Street
  • County: Kaufman
  • Zip code: 75126

Several other requests for credit have been made by Gladys in the past, including one from Katy National Bank in Forney, Texas before Gladys was approved for the $147000 by The Farmers National Bank of Forney

Gladys made 6 prior attempts to obtain a private loan, 2 of which were with Katy National Bank, a lending institution in Forney, Texas known to specialize in private loans specifically. Before finding The Farmers National Bank of Forney, Gladys was desperate due to their inexperience and excellent credit score.

Installment loan for Gladys, a graduate of AnMed Health Medical Center and a sales representative working for over $66,000 per year

Gladys, an alumnus at AnMed Health Medical Center and a sales representative in Forney, Texas needs a private loan to purchase a house. Gladys has instead decided to get an installment loan for $8,000 and is at present seeking lenders like First Financial Bank to process their request.

When Gladys was 22, they tried to obtain a student loan from 6 different banks, which harmed their credit score. Below is a chronology of Gladys’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on February 19, 2009
  • Attempt 2) Loan for $21,000.00 on July 16, 2009
  • Attempt 3) Loan for $27,000.00 on August 21, 2009
  • Attempt 4) Loan for $26,000.00 on October 7, 2012
  • Attempt 5) Loan for $28,000.00 on April 4, 2012
  • Attempt 6) Loan for $26,000.00 on October 3, 2013

Conclusion of Gladys’s private loan

In the end, Gladys was able to find a private loan for $147000 with an interest rate of 9.5% interest APR from The Farmers National Bank of Forney in Forney, Texas repayable over 19 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.