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$84000 Secured Loan In Ebensburg Pennsylvania With Credit Score 336 For Vasiliki

$84000 Secured Loan – Ebensburg Pennsylvania, Credit Rating Of 336

  • Experian: 351 – This individual had a terrible Experian score
  • Transunion: 317 – Vasiliki had a terrible credit score with Transunion.
  • Equifax: Vasiliki’s Experian score was 336, which is a terrible credit score on the Experian system.

Vasiliki was declined by The Bridgeville Trust Company 5 times prior to being granted funding by Laurel Bank at 111 West High Street

On February 3, 2013, Vasiliki applied about borrowing $25,000 from Corestates Bank, National Association with Ed, their friend from just outside Ebensburg, and even with the co-signer, Vasiliki was rejected for this secured loan. With terrible credit, it can be difficult to procure funding, even with collateral and a co-signer.

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $27,000.00 to $57,000.00. They are normally used to pay off existing high interest loans like credit cards. Vasiliki needed a debt consolidation loan to pay for their existing secured loan and their payday loan. Vasiliki was able to find a secured loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.6%.

When Vasiliki was 23, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit rating. Below is a chronology of Vasiliki’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on July 20, 2010
  • Attempt 2) Loan for $34,000.00 on January 16, 2013
  • Attempt 3) Loan for $20,000.00 on January 26, 2011
  • Attempt 4) Loan for $20,000.00 on January 22, 2009
  • Attempt 5) Loan for $32,000.00 on May 14, 2013
  • Attempt 6) Loan for $39,000.00 on October 15, 2010
  • Attempt 7) Loan for $32,000.00 on March 24, 2012

Installment loan for Vasiliki, a graduate of Northern Illinois University and a criminal lawyer working for over $76,000 per year

Vasiliki, an alumnus at Northern Illinois University and a criminal lawyer in Ebensburg, Pennsylvania needs a secured loan to purchase a car. Vasiliki has instead decided to obtain an installment loan for $29,000 and is currently seeking lenders like Mellon Bank (Central) National Association to process their request.

Previous requests on Vasiliki’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$98520.00 5 7.1% $1955.47 The People’s Bank of Oxford October 17, 2010
$99140.00 6 6.3% $1657.11 First Lehigh Bank April 17, 2014
$98700.00 11 11.5% $1320.95 SunBank June 19, 2014
$99360.00 6 9.3% $1805.85 Merchants Bank (North) January 11, 2015
$99350.00 7 7.2% $1509.19 Green Ridge Bank April 1, 2015

Vasiliki has a disappointing current total income, but has a high number of prospects

Vasiliki has always wanted to be a broadcast news analyst, but would have to attend Northern Illinois University again to achieve it. Vasiliki has other prospects as well, including oceanographic assistant, job printer, and cost analysis engineer, which pay $56,000 through to $93,000 per year, at least. For this reason, we believe that Vasiliki can pay for this secured loan of $84000.

Paraphrased and Standardized Quote from Vasiliki for this secured loan of $84000, provided by Laurel Bank

Hello, I am Vasiliki and my hometown is Ebensburg in Pennsylvania. Cambria, county is where I grew up, and now I need a secured loan in Pennsylvania for $84000 to avoid bankruptcy. It has been difficult, but Laurel Bank really came through for me with this loan for 9.2% interest APR and a term of 4 years. I can probably repay the loan over the 4 year term, including interest. A big thanks to Laurel Bank for giving me a chance and my terrible credit. It look me 7 years to build my credit to 336, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.

Client Profile: Vasiliki Dence of Ebensburg, Pennsylvania
  • Full name (Changed if requested): Vasiliki Dence
  • Current Credit: loans.hit.utils.Fico@71f2a7d5
  • Current City: Ebensburg
  • State: Pennsylvania
  • Zip code: 15940
  • Yearly income: $46,000
  • Current Job: criminal lawyer
  • Current County: Cambria
  • Goal Yearly Income: $82,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

7 Months Ago, Vasiliki Attempted to Find a High Risk Loan for $28,000.00, and it was Easy

There is an existing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Vasiliki. Vasiliki chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Clients with credit scores as low as 479 can apply for a high risk loan and may be be accepted.

Multiple previous requests for credit have been made by Vasiliki in the past, including one from Citizens First Bank in Ebensburg, Pennsylvania before Vasiliki was accepted for the $84000 by Laurel Bank

Vasiliki made 7 previous tries to obtain a secured loan, 2 of which were with Citizens First Bank, a lender in Ebensburg, Pennsylvania known to specialize in secured loans specifically. Prior to finding Laurel Bank, Vasiliki was desperate due to their inexperience and terrible credit score.

Personal Loan for a criminal lawyer named Vasiliki in Ebensburg, Pennsylvania to Pay Off Justice Credit Card

Vasiliki had a lot of credit card debt on their Queensborough National Bank & Trust Company Credit Cards and their Milwaukee Brewers BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Vasiliki’s job as a criminal lawyer, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Vasiliki’s Overall FICO score at the time of acceptance for a secured loan, taking into account their criminal lawyer job and their future job as a broadcast news analyst

Fico Score: 336

Signature Loan easily acquired in Ebensburg, Pennsylvania for $84000 with terrible credit by Vasiliki

A lot of clients have difficulty with finding signature loans in Ebensburg, Pennsylvania, and Vasiliki is the same. Vasiliki went to 7 lenders or more before finding Laurel Bank, who offered Vasiliki a signature loan for $84000. Most signature loans simply need a client, like Vasiliki’s signature to obtain them, up to $32,000 in some cases. Vasiliki was able to get $84000 as a secured loan, which is very high for a secured loan. Because signature loans don’t require collateral, these loans tend to require better credit, as high as 704

Before applying for this secured loan, Vasiliki had an Experian score of 351, which is terrible, so Laurel Bank most likely can provide Vasiliki a secured loan

Experian Score: 351

Vasiliki’s Transunion score was changed by the secured loan loan, changing to 317 from 336, which is normal in our experience.

Transunion Score: 317

Fast Loans for Vasiliki in Ebensburg, Pennsylvania to prevent bankruptcy or harm from debt collectors.

Fast loans in Ebensburg, Pennsylvania aren’t actually that difficult to obtain, especially if you have some finesse like Vasiliki. Vasiliki was able to find a fast loan for $84000 from Provident National Bank and First Columbia Bank & Trust Co., but declined both offers in favor of their secured loan from Laurel Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big improvement if a client is in a pinch.

Contact Details for Laurel Bank, the provider of this secured loan

  • Laurel Bank
  • City: Ebensburg
  • State: Pennsylvania
  • Address: 111 West High Street
  • County: Cambria
  • Zip code: 15931

Conclusion of Vasiliki’s secured loan

In the end, Vasiliki was able to find a secured loan for $84000 with an interest rate of 5.2% interest APR from Laurel Bank in Ebensburg, Pennsylvania repayable over 4 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.