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Direct Loan Of $164000 For Terrible Credit Colorado Resident

$164000 Direct Loan – Steamboat Springs Colorado, Credit Score Of 345

  • Experian: 355 – This individual had a terrible Experian rating
  • Transunion: 326 – Enola had a terrible credit score with Transunion.
  • Equifax: Enola’s Experian score was 345, which is a terrible credit rating on the Experian system.

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $32,000.00 to $48,000.00. They are mainly used to pay off existing high interest loans like credit cards. Enola needed a debt consolidation loan to pay for their existing direct loan and their loan shark loan. Enola was able to find a direct loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.0%.

Enola’s Transunion score was altered by the direct loan loan, changing to 326 from 345, which is normal in our experience.

Transunion Score: 326

Enola’s Overall FICO score at the time of acceptance for a direct loan, taking into account their aquaculturist job and their future career as a fashion model

Fico Score: 345

Enola has a sad current total income, but has a large amount of prospects

Enola has always wanted to be a fashion model, but would have to attend Genesee Valley BOCES Mt. Morris Campus again to become one. Enola has other prospects as well, including avionics technician, commercial diver, and switchboard operator, which pay $52,000 through to $107,000 per year, at least. Because of this, we believe that Enola can pay for this direct loan of $164000.

Enola was not approved by Colorado National Bank 7 times before being accepted by Norwest Bank Steamboat Springs, National Association at 320 Lincoln Avenue

On February 8, 2010, Enola inquired about borrowing $36,000 from The Citizens National Bank of Akron with Katie, their in law from just outside Steamboat Springs, and even with the co-signer, Enola was rejected for this direct loan. With terrible credit, it can be challenging to procure funding, even with collateral and a co-signer.

Before applying for this direct loan, Enola had an Experian score of 355, which is terrible, so Norwest Bank Steamboat Springs, National Association probably cannot provide Enola a direct loan

Experian Score: 355

Fast Loans for Enola in Steamboat Springs, Colorado to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Steamboat Springs, Colorado aren’t actually that difficult to obtain, particularly if you have some finesse like Enola. Enola was able to find a fast loan for $164000 from IntraWest Bank of Denver, National Association and Norwest Bank Boulder, National Association, but turned down both offers in favor of their direct loan from Norwest Bank Steamboat Springs, National Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference in the case that a borrower is on the go.

When Enola was 18, they attempted to obtain a student loan from 4 alternate lenders, which damaged their credit score. Below is a list of Enola’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on November 12, 2010
  • Attempt 2) Loan for $29,000.00 on April 14, 2011
  • Attempt 3) Loan for $34,000.00 on May 24, 2013
  • Attempt 4) Loan for $36,000.00 on November 25, 2011

Previous requests on Enola’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$128630.00 11 11.5% $1721.52 Affiliated National Bank – Delta August 25, 2010
$128800.00 3 10.8% $4204.56 Central Bank, National Association September 21, 2010
$129200.00 6 5.5% $2110.86 The Colorado Bank and Trust Company of La Junta August 13, 2012
$128640.00 3 6.4% $3936.84 Colorado State Bank and Trust, N. A. March 1, 2014

Paraphrased and Standardized Quote from Enola for this direct loan of $164000, provided by Norwest Bank Steamboat Springs, National Association

Hello, I am Enola and I’m from Steamboat Springs in Colorado. Routt, county is where I grew up, and now I need a direct loan in Colorado for $164000 to buy a big ticket item. It wasn’t easy, but Norwest Bank Steamboat Springs, National Association really came through for me with this loan for 5.0% interest APR and a term of 12 years. I can repay the loan over the 12 year term, including interest. A big thanks to Norwest Bank Steamboat Springs, National Association for giving me a chance and my terrible credit. It look me 7 years to create my credit to 345, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.

Multiple previous requests for credit have been made by Enola in the past, including one from Potomac Bank of Virginia in Steamboat Springs, Colorado before Enola was approved for the $164000 by Norwest Bank Steamboat Springs, National Association

Enola made 9 previous tries to obtain a direct loan, 2 of which were with Potomac Bank of Virginia, a lender in Steamboat Springs, Colorado known to specialize in direct loans specifically. Prior to finding Norwest Bank Steamboat Springs, National Association, Enola was very concerned due to their inexperience and terrible credit score.

Signature Loan acquired in Steamboat Springs, Colorado for $164000 with terrible credit by Enola

A lot of clients have difficulty with finding signature loans in Steamboat Springs, Colorado, and Enola is no exception. Enola went to 5 lending institutions or more prior to finding Norwest Bank Steamboat Springs, National Association, who offered Enola a signature loan for $164000. Typical signature loans simply need a client, like Enola’s signature to get them, up to $28,000 in some cases. Enola was able to get $164000 as a direct loan, which is very high for a direct loan. Because signature loans don’t require collateral, these loans generally require better credit, as high as 703

Personal Loan for an aquaculturist named Enola in Steamboat Springs, Colorado to Pay Off Atlantic Stewardship Bank Secured Visa Card

Enola had a lot of credit card debt on their Bar Harbor Bank & Trust Visa and their Bloomingdale’s American Express Card, and they were starting to get in over their heads. Despite Enola’s job as an aquaculturist, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Contact Details for Norwest Bank Steamboat Springs, National Association, the provider of this direct loan

  • Norwest Bank Steamboat Springs, National Association
  • City: Steamboat Springs
  • State: Colorado
  • Address: 320 Lincoln Avenue
  • County: Routt
  • Zip code: 80477
Client Profile: Enola Proudfoot of Steamboat Springs, Colorado
  • Full name (Changed if requested): Enola Proudfoot
  • Current Credit: loans.hit.utils.Fico@76ccd017
  • Current City: Steamboat Springs
  • State: Colorado
  • Zip code: 80482
  • Yearly income: $62,000
  • Current Job: aquaculturist
  • Current County: Routt
  • Goal Yearly Income: $82,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

9 Months Ago, Enola Attempted Finding a High Risk Loan for $45,000.00, and it was Easy

There is an existing struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Enola. Enola chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit individuals. Individuals with credit scores as low as 557 can apply for a high risk loan and may be be accepted.

Installment loan for Enola, a graduate of Genesee Valley BOCES Mt. Morris Campus and an aquaculturist working for over $63,000 per year

Enola, an alumnus at Genesee Valley BOCES Mt. Morris Campus and an aquaculturist in Steamboat Springs, Colorado wants a direct loan to purchase something frivolous. Enola has instead decided to obtain an installment loan for $26,000 and is currently seeking lenders like Western Community Bank to process their request.

Conclusion of Enola’s direct loan

In the end, Enola was able to find a direct loan for $164000 with an interest rate of 7.0% interest APR from Norwest Bank Steamboat Springs, National Association in Steamboat Springs, Colorado repayable over 12 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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