$24000 No Collateral Loan – Inverness Florida, Credit Score Of 706
- Experian: 725 – The client had a good Experian score
- Transunion: 691 – Raylene had a good credit rating with Transunion.
- Equifax: Raylene’s Experian score was 706, which is a good credit rating on the Experian scale.
Before applying for this no collateral loan, Raylene had an Experian score of 725, which is good, so BRANNEN BANK probably can provide Raylene a no collateral loan
Signature Loan easily acquired in Inverness, Florida for $24000 with good credit by Raylene
A lot of prospective borrowers have difficulty with finding signature loans in Inverness, Florida, and Raylene is not an exception. Raylene went to 8 lenders or more before finding BRANNEN BANK, who offered Raylene a signature loan for $24000. Typical signature loans simply need a client, like Raylene’s signature to get them, up to $25,000 in some cases. Raylene was able to get $24000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans do not require a cosigner, they tend to need higher credit, as high as 708
6 Months Ago, Raylene Attempted Finding a High Risk Loan for $24,000.00, but They Didn’t Find What They were Expecting
It is an well known struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Raylene. Raylene chose not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Clients with credit scores as low as 330 can apply for a high risk loan and may be be approved.
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $26,000.00 to $42,000.00. They are typically used to pay off existing high interest loans like credit cards. Raylene required a debt consolidation loan to pay for their existing no collateral loan and their loan shark loan. Raylene was able to find a no collateral loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.8%.
Raylene was not approved by SunTrust Bank, Northwest, Florida 7 times before being granted funding by BRANNEN BANK at 320 Highway 41 South
On July 18, 2012, Raylene applied about borrowing $14,000 from Seacoast National Bank with Trula, their friend from just outside Inverness, and even with the co-signer, Raylene was rejected for this no collateral loan. With good credit, it can be very hard to obtain financing, even with collateral and a co-signer.
When Raylene was 23, they attempted to obtain a student loan from 6 different lenders, which damaged their credit rating. Below is a list of Raylene’s previous attempts at finding a student loan:
- Attempt 1) Loan for $20,000.00 on January 29, 2009
- Attempt 2) Loan for $38,000.00 on November 10, 2011
- Attempt 3) Loan for $30,000.00 on March 23, 2013
- Attempt 4) Loan for $33,000.00 on September 4, 2009
- Attempt 5) Loan for $24,000.00 on December 4, 2009
- Attempt 6) Loan for $38,000.00 on June 28, 2010
Personal Loan for an electrical technician named Raylene in Inverness, Florida to Pay Off Canandaigua National Bank & Trust Maximum Rewards Platinum Edition Visa Card
Raylene had a lot of credit card debt on their American State Bank Visa Card and their Elks Platinum Visa Credit Card, and they were starting to get in over their heads. Despite Raylene’s job as an electrical technician, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Raylene has a sad current total income, but has a high number of prospects
Raylene has always wanted to be a market research analyst, but would have to attend Temple University again to become one. Raylene has other prospects as well, including construction driller, systems accountant, and security guard, which pay $55,000 through to $105,000 per year, on average. Because of this, we think that Raylene can afford this no collateral loan of $24000.
Raylene’s Transunion score was altered by the no collateral loan loan, changing to 691 from 706, which is typical in our experience.
Contact Details for BRANNEN BANK, the provider of this no collateral loan
- BRANNEN BANK
- City: Inverness
- State: Florida
- Address: 320 Highway 41 South
- County: Citrus
- Zip code: 34450
Installment loan for Raylene, a graduate of Temple University and an electrical technician working for over $64,000 per year
Raylene, an alumnus at Temple University and an electrical technician in Inverness, Florida needs a no collateral loan to purchase something frivolous. Raylene has instead decided to obtain an installment loan for $28,000 and is currently seeking lenders like Hialeah-Miami Springs First State Bank to process their request.
Fast Loans for Raylene in Inverness, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Inverness, Florida aren’t actually that difficult to obtain, particularly if you have some gumption like Raylene. Raylene was able to find a fast loan for $24000 from Sun Bank and Trust Company and Sun Bank of Osceola County, but declined both offers in favor of their no collateral loan from BRANNEN BANK. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better if a borrower is on the go.
Raylene’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their electrical technician job and their future career as a market research analyst
- Full name (Changed if requested): Raylene Kearley
- Current Credit: loans.hit.utils.Fico@515f550a
- Current City: Inverness
- State: Florida
- Zip code: 34457
- Yearly income: $48,000
- Current Job: electrical technician
- Current County: Citrus
- Goal Yearly Income: $88,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Many other requests for credit have been made by Raylene in the past, including one from Inglewood Federal Savings and Loan Association in Inverness, Florida before Raylene was accepted for the $24000 by BRANNEN BANK
Raylene made 8 previous attempts to obtain a no collateral loan, 2 of which were with Inglewood Federal Savings and Loan Association, a lending institution in Inverness, Florida known to specialize in no collateral loans specifically. Prior to finding BRANNEN BANK, Raylene was desperate due to their inexperience and good credit score.
Paraphrased and Standardized Quote from Raylene for this no collateral loan of $24000, provided by BRANNEN BANK
Hi, I am Raylene and I’m from Inverness in Florida. Citrus, county is where I grew up, and now I need a no collateral loan in Florida for $24000 to renovate my home. It wasn’t easy, but BRANNEN BANK really came through for me with this loan for 10.8% interest APR and a term of 5 years. I will repay the loan over the 5 year term, including interest. A big thanks to BRANNEN BANK for giving me a chance and my good credit. It look me 8 years to create my credit to 706, and I won’t harm it any future. I’m happy with Find Texas Loans for assisting me this far.
Previous requests on Raylene’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$82880.00||4||5.6%||$1931.28||NCNB National Bank of Florida||February 21, 2013|
|$82810.00||9||7.3%||$1048.27||Southeast Bank of Madison County, National Association||November 11, 2014|
|$82870.00||11||11.7%||$1118.82||Southeast Bank of Wildwood||April 28, 2015|
|$83250.00||11||7.8%||$941.39||Atlantic Bank of Jacksonville||May 13, 2015|
|$83330.00||9||6.1%||$1004.57||Century National Bank of Broward||August 9, 2015|
Conclusion of Raylene’s no collateral loan
In the end, Raylene was able to find a no collateral loan for $24000 with an interest rate of 5.3% interest APR from BRANNEN BANK in Inverness, Florida repayable over 5 years from now.