$33000 Signature Loan – Hartford Illinois, Credit Score Of 819
- Experian: 829 – The client had an excellent Experian rating
- Transunion: 803 – Clair had an excellent credit score with Transunion.
- Equifax: Clair’s Experian score was 819, which is an excellent credit rating on the Experian scale.
Many previous requests for credit have been made by Clair in the past, including one from Long Island Bank in Hartford, Illinois before Clair was approved for the $33000 by Mercantile Bank of Illinois National Association
Clair made 4 prior attempts to obtain a signature loan, 2 of which were with Long Island Bank, a lender in Hartford, Illinois known to specialize in signature loans specifically. Before finding Mercantile Bank of Illinois National Association, Clair was very concerned due to their inexperience and excellent credit rating.
Clair has a sad current gross income, but has several of prospects
Clair has always wanted to be an insurance claim examiner, but would need attend Mid-Atlantic Christian University again to achieve it. Clair has other prospects as well, including social welfare administrator, biological technician, and english language and literature professor, which pay $55,000 through to $105,000 per year, on average. Because of this, we think that Clair can afford this signature loan of $33000.
When Clair was 24, they attempted to obtain a student loan from 7 different lenders, which damaged their credit rating. Below is a chronology of Clair’s prior attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on October 5, 2010
- Attempt 2) Loan for $36,000.00 on November 21, 2011
- Attempt 3) Loan for $27,000.00 on November 24, 2011
- Attempt 4) Loan for $37,000.00 on May 26, 2013
- Attempt 5) Loan for $29,000.00 on December 29, 2008
- Attempt 6) Loan for $23,000.00 on November 21, 2011
- Attempt 7) Loan for $36,000.00 on July 23, 2009
Contact Details for Mercantile Bank of Illinois National Association, the provider of this signature loan
- Mercantile Bank of Illinois National Association
- City: Hartford
- State: Illinois
- Address: 140 West Hawthorne
- County: Madison
- Zip code: 62048
Previous requests on Clair’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$134650.00||9||9.6%||$1866.65||The Gerber State Bank||September 20, 2009|
|$135380.00||8||9.1%||$1990.37||The Belvidere National Bank and Trust Company||April 23, 2011|
|$135320.00||7||9.7%||$2225.55||Commerce Bank||September 5, 2012|
|$135230.00||6||10.5%||$2539.48||Byron Bank||April 27, 2013|
- Full name (Changed if requested): Clair Przedwiecki
- Current Credit: loans.hit.utils.Fico@728938a9
- Current City: Hartford
- State: Illinois
- Zip code: 62051
- Yearly income: $67,000
- Current Job: cartographic technician
- Current County: Madison
- Goal Yearly Income: $134,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Before applying for this signature loan, Clair had an Experian score of 829, which is excellent, so Mercantile Bank of Illinois National Association probably cannot provide Clair a signature loan
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $20,000.00 to $55,000.00. They are normally used to pay off existing high interest loans like credit cards. Clair needed a debt consolidation loan to pay for their existing signature loan and their loan shark loan. Clair was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your bad, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 2.3%.
Signature Loan found in Hartford, Illinois for $33000 with excellent credit by Clair
Many clients have difficulty with finding signature loans in Hartford, Illinois, and Clair is no exception. Clair went to 6 lending institutions or more before settling on Mercantile Bank of Illinois National Association, who offered Clair a signature loan for $33000. Most signature loans simply need a client, like Clair’s signature to get them, up to $49,000 in some cases. Clair was able to get $33000 as a signature loan, which is very high for a signature loan. Because signature loans don’t require a cosigner, these loans generally require higher credit, as high as 720
Clair’s Overall FICO score at the time of acceptance for a signature loan, taking into account their cartographic technician job and their future career as an insurance claim examiner
6 Months Ago, Clair Tried to Find a High Risk Loan for $21,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Clair. Clair decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Individuals with credit scores as low as 548 can apply for a high risk loan and have a chance to be accepted.
Fast Loans for Clair in Hartford, Illinois to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Hartford, Illinois aren’t actually that difficult to obtain, especially if you have some gumption like Clair. Clair was able to find a fast loan for $33000 from State Bank of Clearing and Bank One, Illinois, National Association, but declined both offers in favor of their signature loan from Mercantile Bank of Illinois National Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big difference if a borrower is in a pinch.
Paraphrased and Standardized Quote from Clair for this signature loan of $33000, provided by Mercantile Bank of Illinois National Association
Hi, I am Clair and my hometown is Hartford in Illinois. Madison, county is where I grew up, and now I need a signature loan in Illinois for $33000 to renovate my home. It has been difficult, but Mercantile Bank of Illinois National Association really came through for me with this loan for 10.0% interest APR and a term of 20 years. I will repay the loan over the 20 year term, including interest. A big thanks to Mercantile Bank of Illinois National Association for trusting me and my excellent credit. It look me 6 years to create my credit to 819, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.
Clair’s Transunion score was altered by the signature loan loan, changing to 803 from 819, which is typical in our experience.
Personal Loan for a cartographic technician named Clair in Hartford, Illinois to Pay Off Steuben Trust Visa Signature Bonus Rewards PLUS Card
Clair had a lot of credit card debt on their Commerce Bank Royals MasterCard with Rewards and their Citizens Bank Clear Value MasterCard, and they were starting to get in over their heads. Despite Clair’s job as a cartographic technician, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Installment loan for Clair, a graduate of Mid-Atlantic Christian University and a cartographic technician working for over $66,000 per year
Clair, an alumnus at Mid-Atlantic Christian University and a cartographic technician in Hartford, Illinois wants a signature loan to purchase a car. Clair has instead decided to get an installment loan for $18,000 and is currently seeking lenders like Farmers & Mechanics Bank to provide it.
Clair was not approved by State Bank of Clearing 4 times before being granted funding by Mercantile Bank of Illinois National Association at 140 West Hawthorne
On June 26, 2011, Clair applied about borrowing $44,000 from Greatbank Chicago with Weldon, their friend from just outside Hartford, and even with the co-signer, Clair was rejected for this signature loan. With excellent credit, it can be very hard to procure funding, even with collateral and a co-signer.
Conclusion of Clair’s signature loan
In the end, Clair was able to find a signature loan for $33000 with an interest rate of 10.5% interest APR from Mercantile Bank of Illinois National Association in Hartford, Illinois repayable over 20 years from today.