$136000 High Risk Loan – West Chester Pennsylvania, Credit Rating Of 672
- Experian: 685 – The client had a good Experian rating
- Transunion: 657 – Darlene had a good credit rating with Transunion.
- Equifax: Darlene’s Experian score was 672, which is a good credit rating on the Experian scale.
Darlene’s Transunion score was altered by the high risk loan loan, changing to 657 from 672, which is typical in our experience.
Before applying for this high risk loan, Darlene had an Experian score of 685, which is good, so The Bank of Chester County likely cannot provide Darlene a high risk loan
Installment loan for Darlene, a graduate of Brenau University and a probate lawyer working for over $72,000 per year
Darlene, an alumnus at Brenau University and a probate lawyer in West Chester, Pennsylvania needs a high risk loan to purchase a house. Darlene has instead chosen to get an installment loan for $29,000 and is at present seeking lenders like Community Bank and Trust Company to process their request.
6 Months in the Past, Darlene Attempted to Find a High Risk Loan for $32,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Darlene. Darlene chose not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Individuals with credit scores as low as 372 can apply for a high risk loan and may be be accepted.
Paraphrased and Standardized Quote from Darlene for this high risk loan of $136000, provided by The Bank of Chester County
Hello, I am Darlene and I am from West Chester in Pennsylvania. Chester, county is where I grew up, and now I need a high risk loan in Pennsylvania for $136000 to buy a big ticket item. It wasn’t easy, but The Bank of Chester County really came through for me with this loan for 5.0% interest APR and a term of 5 years. I can repay the loan over the 5 year term, including interest. A big thanks to The Bank of Chester County for giving me a chance and my good credit. It look me 5 years to create my credit to 672, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.
Signature Loan found in West Chester, Pennsylvania for $136000 with good credit by Darlene
Many clients struggle with obtaining signature loans in West Chester, Pennsylvania, and Darlene is no exception. Darlene went to 8 lenders or more before finding The Bank of Chester County, who offered Darlene a signature loan for $136000. Most signature loans simply need a client, like Darlene’s signature to get them, up to $27,000 in some cases. Darlene was able to get $136000 as a high risk loan, which is very high for a high risk loan. Because signature loans don’t need collateral, they tend to require better credit, as high as 794
- Full name (Changed if requested): Darlene Pring
- Current Credit: loans.hit.utils.Fico@1a6c5a9e
- Current City: West Chester
- State: Pennsylvania
- Zip code: 19389
- Yearly income: $30,000
- Current Job: probate lawyer
- Current County: Chester
- Goal Yearly Income: $93,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Darlene has a low current total income, but has a high number of prospects
Darlene has always wanted to be a travel writer, but would have to attend Brenau University again to become one. Darlene has other possibilities as well, including control center specialist, packers and packagers, and economics professor, which pay $52,000 through to $98,000 per year, at least. For this reason, we believe that Darlene can afford this high risk loan of $136000.
Personal Loan for a probate lawyer named Darlene in West Chester, Pennsylvania to Pay Off Apple Bank for Savings
Darlene had a lot of credit card debt on their Woman Within Credit Cards and their Thomasville Credit Card, and they were starting to get in over their heads. Despite Darlene’s job as a probate lawyer, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Darlene was declined by Community Bank and Trust Company 6 times before being approved by The Bank of Chester County at One North High Street
On October 25, 2008, Darlene inquired about borrowing $15,000 from PS Bank with Russel, their friend from just outside West Chester, and even with the co-signer, Darlene was rejected for this high risk loan. With good credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Previous requests on Darlene’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$148400.00||4||6.5%||$3519.3||The People’s Bank of Oxford||January 4, 2010|
|$148380.00||8||9.3%||$2196.96||First Lehigh Bank||January 30, 2010|
|$147830.00||3||9.6%||$4742.34||SunBank||August 23, 2013|
|$147540.00||5||5.5%||$2818.19||Merchants Bank (North)||February 12, 2014|
Darlene’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their probate lawyer job and their future job as a travel writer
Several past requests for credit have been made by Darlene in the past, including one from Community Bank of Countryside in West Chester, Pennsylvania before Darlene was approved for the $136000 by The Bank of Chester County
Darlene made 4 previous tries to obtain a high risk loan, 2 of which were with Community Bank of Countryside, a lending institution in West Chester, Pennsylvania known to specialize in high risk loans specifically. Before finding The Bank of Chester County, Darlene was desperate due to their inexperience and good credit score.
Contact Details for The Bank of Chester County, the provider of this high risk loan
- The Bank of Chester County
- City: West Chester
- State: Pennsylvania
- Address: One North High Street
- County: Chester
- Zip code: 19381
When Darlene was 18, they attempted to obtain a student loan from 7 alternate lenders, which damaged their credit score. Below is a list of Darlene’s prior attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on February 19, 2009
- Attempt 2) Loan for $29,000.00 on November 27, 2008
- Attempt 3) Loan for $32,000.00 on February 24, 2009
- Attempt 4) Loan for $27,000.00 on February 4, 2009
- Attempt 5) Loan for $37,000.00 on May 27, 2010
- Attempt 6) Loan for $32,000.00 on April 8, 2011
- Attempt 7) Loan for $31,000.00 on February 26, 2012
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $29,000.00 to $42,000.00. They are mainly used to pay off existing high interest loans like credit cards. Darlene required a debt consolidation loan to pay for their existing high risk loan and their payday loan. Darlene was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.4%.
Fast Loans for Darlene in West Chester, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in West Chester, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some gumption like Darlene. Darlene was able to find a fast loan for $136000 from The Houtzdale Bank and The Fidelity Bank, but turned down both offers in favor of their high risk loan from The Bank of Chester County. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement if you are in a pinch.
Conclusion of Darlene’s high risk loan
In the end, Darlene was able to find a high risk loan for $136000 with an interest rate of 10.2% interest APR from The Bank of Chester County in West Chester, Pennsylvania repayable over 5 years from today.